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+17 photosBeachfront condo — 102 Reef Road · North Shore · Palm Beach
South Florida Luxury Living
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Open property magazine$89,000,000
102 Reef Road, Palm Beach, FL 33480
Palm Beach, FL, 33480
6 bd · 10 ba · 8,259 sqft · 120 ft of water
Listed by Christian Angle Real Estate
102 Reef Road, Palm Beach, FL 33480
Listed by Christian Angle Real Estate
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Estimated monthly payment
$524,472/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $524,472/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: VE · verify insurance quotes before buying.
About this home
Find similar homesGorgeous Oceanfront Estate designed by Pat Segraves of SKA Architect+Planner. Perfectly situated on 35,500+/- square foot lot with 120'+/- of Ocean frontage. Sophisticated and pristine Colonial Estate with beachfront cabana featuring 6 bedrooms, 8 full baths, and 2 powder rooms. Thoughtful design and refined finishes throughout including stunning marble, beautiful hardwood flooring, and detailed woodwork. Oceanfront living room features beautiful marble fireplace. Stunning waterfront library with exquisite paneling and coffered ceilings. Oversized formal dining room overlooking ocean with beautiful ceilings leads to wet bar with wine fridge. Elegant marble kitchen with chef's island and breakfast nook leads to family room. Primary Suite features stunning Ocean views, vaulted ceilings, dual baths and closets, and waterfront balcony. Additional highlights include game room, gym, media room, and 4 car garage. Spectacular outdoor spaces including oversized backyard, oceanfront loggia, pool loggia with BBQ, and resort-style pool. Serene North End location.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
384 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $524,472/mo
102 Reef Road, Palm Beach, FL 33480 · Palm Beach
Location
102 Reef Road, Palm Beach, FL 33480
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 102 Reef Road, Palm Beach, FL 33480?+
Property tax (after sale): $60,894/month est.; homeowners insurance: $1,776/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $62,670/month est. Principal and interest: $461,802/month; PMI: $0/month. Total for the payment scenario shown: $524,472/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 102 Reef Road, Palm Beach, FL 33480?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 102 Reef Road, Palm Beach, FL 33480 need flood insurance, and what drives the premium?+
Most of Palm Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 102 Reef Road, Palm Beach, FL 33480?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 102 Reef Road, Palm Beach, FL 33480?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 102 Reef Road, Palm Beach, FL 33480?+
This listing has been on the market 384 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Palm Beach. Historic island address — Worth Avenue, oceanfront estates, and the Breakers, with private clubs throughout.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Conniston
Middle school
Career Academy Of The Palm Beaches
High school · 2.8 mi from this home · 3800 S Congress Ave, Boynton Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
University Preparatory Academy Palm Beach
Elementary · Charter · Grades PK–8 · West Palm Beach
R J Hendley Christian Community School
Elementary · Private · Christian · Grades PK–8 · Riviera Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$89,000,000 · MLS R11135832
$89,000,000
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