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+72 photosLuxury condo — 10231 N Circle Lake Drive 201 · Palm Chase Lakes Condo · Boynton Beach
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Open property magazine$209,000
10231 N Circle Lake Drive 201, Boynton Beach, FL 33437
Boynton Beach, FL, 33437
3 bd · 2 ba · 1,648 sqft
Listed by Compass Florida LLC
10231 N Circle Lake Drive 201, Boynton Beach, FL 33437
Listed by Compass Florida LLC
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Estimated monthly payment
$2,227/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $2,227/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesPriced to SELL! Enjoy the BEST sunsets and views in the whole complex from this terrace! Boasting one of the largest floor plans in Palm Chase Lakes, this spacious second-floor lakefront residence offers the perfect blend of comfort, flexibility, and opportunity. Featuring 3 bedrooms, 2 bathrooms, and 1,648 square feet of living space, this well-maintained home boasts a bright, open layout designed for easy everyday living and entertaining. A private first-floor entry with additional storage leads upstairs to the main living area, where you'll find generous living and dining spaces, abundant natural light, and tranquil lake views. The expansive enclosed terrace provides the perfect setting to enjoy your morning coffee, relax with a good book, or host family and friends year-round. The versatile third bedroom is currently utilized as a den, offering endless possibilities as a home office, hobby room, guest space, or additional bedroom. Freshly painted throughout and professionally cleaned, this residence is move-in ready while also presenting an exceptional opportunity for a new owner to update and personalize to their own style and taste. Additional highlights include an in-unit washer and dryer, ample storage, and a desirable split-bedroom floor plan. Palm Chase Lakes is an active 55+ community offering an array of amenities, including a clubhouse, resort-style pool, fitness center, tennis courts, shuffleboard, and a vibrant social calendar. Conveniently located near shopping, dining, and major roadways, this home offers the ideal South Florida lifestyle at an incredible value.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 16%
The seller has come down from $249,000 to $209,000 — a $40,000 reduction since it came on the market.
145 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- 109· MLS
- Year built
- 1988· MLS
- Stories
- 2· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Pet Restrictions Possible· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $933.33 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
Dogs
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Your costs (est.)
≈ $2,227/mo
10231 N Circle Lake Drive 201, Boynton Beach, FL 33437 · Boynton Beach
Location
10231 N Circle Lake Drive 201, Boynton Beach, FL 33437
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437?+
Property tax (after sale): $209/month est.; homeowners insurance: $0/month est.; HOA: $933/month. Fixed ownership costs before a mortgage: $1,142/month est. Principal and interest: $1,084/month; PMI: $0/month. Total for the payment scenario shown: $2,227/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437 need flood insurance, and what drives the premium?+
Most of Boynton Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boynton Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 10231 N Circle Lake Drive 201, Boynton Beach, FL 33437?+
This listing has been on the market 145 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Boynton Beach, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Crosspointe Elementary School
Elementary · 3.2 mi from this home · 3015 S Congress Ave, Boynton Beach
Carver
Middle school
Boynton Beach Community High
High school · 3.5 mi from this home · 4975 Park Ridge Blvd, Boynton Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Lake Worth
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$209,000 · MLS B26039804
$209,000
10231 N Circle Lake Drive 201
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