1 / 66
+61 photosLuxury home — 1042 NE 95th Street · Kirbys Addn To Miami Shor · Miami Shores
South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 1042 NE 95th Street, Miami Shores, FL 33138
Dedicated to you and your family.
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance. Sign in or create a free account and the same edition is rewritten around your household — the schools your children would attend, the boat you keep, the routes you actually drive.
Open property magazine$3,190,000
1042 NE 95th Street, Miami Shores, FL 33138
Miami Shores, FL, 33138
4 bd · 3 ba · 2,626 sqft
Listed by FI Real Estate Brokerage LLC
1042 NE 95th Street, Miami Shores, FL 33138
Listed by FI Real Estate Brokerage LLC
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Estimated monthly payment
$21,087/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $21,087/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesExceptional residence remodel completed in 2026 a block from the bay on a quiet tree-lined street in the desirable and walkable Eastern Shores. A new concrete tile roof and new impact windows/doors throughout. This home offers timeless elegance, warm modern design and exceptional attention to detail. The home features 4 large bedrooms and 3 bathrooms with 3 zone A/C with the primary in a separate wing of the home. A formal foyer, living room with 12 ft ceilings, a dining room and den. Designed for modern living and effortless entertaining, it offers expansive living, dining, and family areas filled with natural light. The custom white oak kitchen features premium Wolf/Subzero/Cove appliances, newly installed natural gas, drawer microwave, wine fridge and separate pantry, catering/ housekeeping area with private entrance. Porcelain tile floors throughout, Italian-style custom closets, luxury baths, designer lighting, and custom millwork complete the refined interior. Seamless indoor-outdoor flow defines the home and a newly built contemporary pool. Additional features include a covered two-car garage, new circular driveway, aluminum fence with custom gates, modern exterior lighting, lush landscaping, irrigation system, and smart home automation. Located on a closed, quiet street east of Biscayne Blvd, close to the golf course, cafés, restaurants, village shops, and minutes from top schools. This amazing property delivers location, lifestyle, and design at the highest level.
Property Details
Your costs (est.)
≈ $21,087/mo
1042 NE 95th Street, Miami Shores, FL 33138 · Miami Shores
Location
1042 NE 95th Street, Miami Shores, FL 33138
What buyers ask about this home
What are the estimated monthly carrying costs at 1042 NE 95th Street, Miami Shores, FL 33138?+
Property tax (after sale): $3,772/month est.; homeowners insurance: $763/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $4,535/month est. Principal and interest: $16,552/month; PMI: $0/month. Total for the payment scenario shown: $21,087/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1042 NE 95th Street, Miami Shores, FL 33138?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1042 NE 95th Street, Miami Shores, FL 33138 need flood insurance, and what drives the premium?+
Most of Miami Shores sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1042 NE 95th Street, Miami Shores, FL 33138?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 1042 NE 95th Street, Miami Shores, FL 33138?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 1042 NE 95th Street, Miami Shores, FL 33138?+
This listing has been on the market 35 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miami Shores, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Miami Shores Elementary School
Elementary · 0.9 mi from this home · 10351 Ne 5Th Ave, Miami Shores
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$3,190,000 · MLS A12100545
$3,190,000
1042 NE 95th Street
1255 NE 93rd Street, Miami Shores, FL 33138
Listed by Ballagas Realty LLC
BAY LURE
3 bd · 3 ba · 2,353 sq ft
$2,680,000
View details
9200 NE 12th Avenue, Miami Shores, FL 33138
Listed by Maggi Realty Group
BELVIDERE PARK
3 bd · 3 ba · 2,967 sq ft
$2,390,000
View details
1276 NE 93rd Street, Miami Shores, FL 33138
Listed by The Firm Properties, LLC.
BAY LURE
6 bd · 5 ba · 4,109 sq ft
$3,695,000
View details
1255 NE 99th Street, Miami Shores, FL 33138
Listed by Coldwell Banker Realty
EARLETON SHORES
3 bd · 3 ba · 3,022 sq ft
$2,750,000
View details
10115 Biscayne Boulevard, Miami Shores, FL 33138
Listed by Florida Realty of Miami Corp
MIAMI SHORES SEC 8 REV
3 bd · 3 ba · 3,312 sq ft
$3,750,000
View details
1266 NE 101st Street, Miami Shores, FL 33138
Listed by Robert Bourne Real Estate LLC
GORDON SHORES
4 bd · 4 ba · 3,611 sq ft
$2,665,000
View details