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+46 photosGated community home — 10436 Plaza Centro · Mission Bay 2 · Boca Raton
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Open property magazine$412,000
10436 Plaza Centro, Boca Raton, FL 33498
Boca Raton, FL, 33498
2 bd · 3 ba · 1,611 sqft
Listed by William Raveis Real Estate
10436 Plaza Centro, Boca Raton, FL 33498
Listed by William Raveis Real Estate
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Estimated monthly payment
$3,381/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $3,381/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesLIGHT, BRIGHT & BEAUTIFULLY MAINTAINED ! Welcome to this charming and lovingly maintained two-story townhome nestled within the gated community of Reflections at Mission Bay. Step inside to discover a light-filled, inviting interior featuring a dramatic two-story family room with soaring ceilings, an expansive upper window, and sliding glass doors that open to a fully enclosed private patio. The main level also features a lovely dining room and a spacious, sunlit kitchen with its own sliding glass doors leading to the patio, creating a wonderful connection between indoor and outdoor living. A convenient powder room and an in-unit washer and dryer. A beautiful open staircase leads to two generously sized upstairs bedrooms, each offering the comfort and privacy of its own newly remodeled en-suite bathroom. The inviting primary suite features two closets and a beautifully updated private bath, while the secondary bedroom offers equally appealing accommodations with its own renovated bathroom. Lovingly cared for and filled with natural light, this delightful residence offers comfort, charm, and easy Florida living. Beyond your front door, enjoy the beautifully landscaped surroundings of Reflections, perfect for leisurely morning or evening strolls. As a resident of Mission Bay, you'll enjoy an exceptional array of resort-style amenities, including a fabulous clubhouse, sparkling swimming pool, tennis and pickleball courts, and a state-of-the-art fitness center. A wonderful opportunity to enjoy the very best of South Florida's relaxed, resort-inspired lifestyle!
Club / community membership required
$725 / quarter membership
The MLS lists a second association / club fee for this community.
Membership dues, initiation and waitlists are set by the club and can change — always verify with the association before writing an offer.
Property Details
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Your costs (est.)
≈ $3,381/mo
10436 Plaza Centro, Boca Raton, FL 33498 · Boca Raton
Location
10436 Plaza Centro, Boca Raton, FL 33498
What buyers ask about this home
What are the estimated monthly carrying costs at 10436 Plaza Centro, Boca Raton, FL 33498?+
Property tax (after sale): $389/month est.; homeowners insurance: $427/month est.; HOA: $185/month; 2nd HOA / club dues: $242/month. Fixed ownership costs before a mortgage: $1,243/month est. Principal and interest: $2,138/month; PMI: $0/month. Total for the payment scenario shown: $3,381/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 10436 Plaza Centro, Boca Raton, FL 33498?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 10436 Plaza Centro, Boca Raton, FL 33498 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 10436 Plaza Centro, Boca Raton, FL 33498?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 10436 Plaza Centro, Boca Raton, FL 33498 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boca Raton luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 10436 Plaza Centro, Boca Raton, FL 33498?+
This listing has been on the market 0 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Sandpiper Shores Elementary School
Elementary · 0.7 mi from this home · 11201 Glades Rd, Boca Raton
Loggers' Run Community Middle School
Middle school · 2.0 mi from this home · 11584 W Palmetto Park Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$412,000 · MLS B26098996
$412,000
10436 Plaza Centro
