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+24 photosGated community home — 109 1st Dilido Terrace · Di Lido Island · Miami Beach
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Open property magazine$4,200,000
109 1st Dilido Terrace, Miami Beach, FL 33139
Miami Beach, FL, 33139
3 bd · 4 ba · 2,481 sqft
Listed by Douglas Elliman
109 1st Dilido Terrace, Miami Beach, FL 33139
Listed by Douglas Elliman
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Estimated monthly payment
$29,067/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $29,067/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesStep Inside With Me! This enchanting European Villa on the Venetian Islands is distinguished by its idyllic pool setting and private gardens. Perfectly positioned on its end-of-island location on Di Lido, the property's lush courtyard entrance is framed by mature tropical landscaping. Upon entry, a light-filled gallery hall lined by impact glass French doors leads toward the main living spaces. The main salon consists of a fireplace lounge and TV room, light-filled dining area, and limestone flooring. The bright open kitchen is appointed with premium Viking refrigeration, gas cooktop, natural Blue Agate center island with waterfall and white quartz counters and backsplash, built-in wine refrigerator and pantry. The architectural Art Deco curved staircase leads to the primary suite -- a serene retreat with wood flooring, dual closets, contemporary bath with a standalone soaking tub and its own terrace. The home unfolds toward a magical outdoor setting, where a grand pool and spa are complemented by an enclosed outdoor living room for lounging and entertaining. Significantly updated by a meticulous end user, exterior upgrades include a new roof, replacement of coral keystone, painting, hurricane impact doors and windows throughout and full house generator. Ample driveway parking and a prominent gated entry complete the property. In close proximity to Sunset Harbour and the beach, this 3-bedroom, 3.5-bath home is the ultimate Venetian Islands escape.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 6%
The seller has come down from $4,450,000 to $4,200,000 — a $250,000 reduction since it came on the market.
91 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Your costs (est.)
≈ $29,067/mo
109 1st Dilido Terrace, Miami Beach, FL 33139 · Miami Beach
Location
109 1st Dilido Terrace, Miami Beach, FL 33139
What buyers ask about this home
What are the estimated monthly carrying costs at 109 1st Dilido Terrace, Miami Beach, FL 33139?+
Property tax (after sale): $6,421/month est.; homeowners insurance: $853/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $7,274/month est. Principal and interest: $21,793/month; PMI: $0/month. Total for the payment scenario shown: $29,067/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 109 1st Dilido Terrace, Miami Beach, FL 33139?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 109 1st Dilido Terrace, Miami Beach, FL 33139 need flood insurance, and what drives the premium?+
Most of Miami Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 109 1st Dilido Terrace, Miami Beach, FL 33139?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 109 1st Dilido Terrace, Miami Beach, FL 33139?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 109 1st Dilido Terrace, Miami Beach, FL 33139?+
This listing has been on the market 91 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami Beach. Beachside neighborhoods with local dining, Lincoln Road shopping and connections across the causeways to Miami.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
North Beach Elementary School
Elementary · 2.5 mi from this home · 4100 Prairie Ave, Miami Beach
Miami Beach Nautilus Middle School
Middle school · 2.4 mi from this home · 4301 N Michigan Ave, Miami Beach
Miami Beach Senior High School
High school · 1.8 mi from this home · 2231 Prairie Ave, Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Ebenezer Christian Academy II
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
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Simon Gedz
Realtor® since 1995
Interested in this property?
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$4,200,000
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