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+61 photosLuxury home — 1104 NE 85th Street · Shore Acres Amd Pl · Miami
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Open property magazine$1,199,000
1104 NE 85th Street, Miami, FL 33138
Miami, FL, 33138
3 bd · 2 ba · 1,411 sqft
Listed by Luxe Properties
1104 NE 85th Street, Miami, FL 33138
Listed by Luxe Properties
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Estimated monthly payment
$7,929/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $7,929/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesTucked away in the hidden enclave of Davis Harbour next to East Miami Shores, this 3 bedroom, 2 bathroom home is located only 1/2 block from Biscayne Bay, offering a peaceful coastal lifestyle with morning walks by the bay just steps away. Originally developed in the 1940s–1950s as a quiet bay-adjacent community, Davis Harbour has preserved its low density charm and Old Miami character. Inside, a spacious layout features tile flooring throughout and a striking brick accent wall that adds warmth and character. The large kitchen offers wood cabinetry and Samsung appliances, ideal for everyday living and entertaining. Bathrooms have been updated, and this turn key fully renovated home is move in ready with impact windows and doors, a newer roof, fairly new AC, and freshly painted interior and exterior. EV charging station, plus plenty of parking available in the driveway. Just minutes to the Design District, Wynwood, and Downtown Miami and the beaches. Rare opportunity in a location that continues to appreciate. EASY TO SHOW!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
217 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $7,929/mo
1104 NE 85th Street, Miami, FL 33138 · Miami
Location
1104 NE 85th Street, Miami, FL 33138
What buyers ask about this home
What are the estimated monthly carrying costs at 1104 NE 85th Street, Miami, FL 33138?+
Property tax (after sale): $1,418/month est.; homeowners insurance: $290/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $1,707/month est. Principal and interest: $6,221/month; PMI: $0/month. Total for the payment scenario shown: $7,929/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1104 NE 85th Street, Miami, FL 33138?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1104 NE 85th Street, Miami, FL 33138 need flood insurance, and what drives the premium?+
Most of Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1104 NE 85th Street, Miami, FL 33138?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 1104 NE 85th Street, Miami, FL 33138?+
This listing has been on the market 217 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami. Distinct neighborhoods, local dining and shopping, with downtown, Brickell and MiamiCentral as everyday destinations.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Phyllis R. Miller Elementary School
Elementary · 0.4 mi from this home · 840 Ne 87Th St, Miami
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
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$1,199,000
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