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+18 photosLuxury villa — 115 Coconut Key Lane · Coconut Key · Delray Beach
South Florida Luxury Living
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Open property magazine$460,000
115 Coconut Key Lane, Delray Beach, FL 33484
Delray Beach, FL, 33484
3 bd · 2 ba · 1,386 sqft
Listed by Fidelity Realty Advisors Inc
115 Coconut Key Lane, Delray Beach, FL 33484
Listed by Fidelity Realty Advisors Inc
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Estimated monthly payment
$3,373/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $3,373/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesLocated just off of Atlantic Ave in the quaint & beautiful community of Coconut Key: This 3/2 villa Features a 2 car garage, new metal roof, impact windows, new A/C, tile flooring throughout, spacious bedrooms, a primary suite with two walk-in closets, an updated kitchen with stainless steel appliances, and a screened patio with lake views. this community is also Investor-friendly: property can be rented immediately after closing , allowing up to two lease per year and is currently leased at $3,600 a month till 07/31/2027 . All assessments have been paid in full.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
282 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
Welcome here
Cats
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Breed restrictions
Some breeds not accepted
Your costs (est.)
≈ $3,373/mo
115 Coconut Key Lane, Delray Beach, FL 33484 · Delray Beach
Location
115 Coconut Key Lane, Delray Beach, FL 33484
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 115 Coconut Key Lane, Delray Beach, FL 33484?+
Property tax (after sale): $465/month est.; homeowners insurance: $232/month est.; HOA: $289/month. Fixed ownership costs before a mortgage: $986/month est. Principal and interest: $2,387/month; PMI: $0/month. Total for the payment scenario shown: $3,373/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 115 Coconut Key Lane, Delray Beach, FL 33484?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 115 Coconut Key Lane, Delray Beach, FL 33484 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 115 Coconut Key Lane, Delray Beach, FL 33484?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 115 Coconut Key Lane, Delray Beach, FL 33484?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 115 Coconut Key Lane, Delray Beach, FL 33484?+
This listing has been on the market 282 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Orchard View Elementary School
Elementary · 1.6 mi from this home · 4050 Germantown Rd, Delray Beach
Spanish River Community High School
High school · 4.3 mi from this home · 5100 Jog Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$460,000 · MLS R11155882
$460,000
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