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+1 photosLuxury condo — 1160 101st Street 202 · Bay Harbor Island · Bay Harbor Islands
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Open property magazine$2,990,000
1160 101st Street 202, Bay Harbor Islands, FL 33154
Bay Harbor Islands, FL, 33154
3 bd · 4 ba · 2,992 sqft
Listed by Compass Florida, LLC
1160 101st Street 202, Bay Harbor Islands, FL 33154
Listed by Compass Florida, LLC
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Estimated monthly payment
$23,021/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $23,021/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesWelcome to ALMA Bay Harbor Islands, one of the best-priced opportunities to own a brand-new luxury residence in this highly sought-after island community. This boutique development combines contemporary architecture, sophisticated finishes, and an intimate residential setting, offering exceptional value among Bay Harbor Islands’ newest luxury projects. Thoughtfully designed residences feature spacious open layouts, abundant natural light, private outdoor living, and elevated finishes throughout. Modern kitchens, refined bathrooms, and seamless indoor-outdoor spaces create a sophisticated yet comfortable approach to Miami living. Ideally located on a quiet residential street in Bay Harbor Islands, ALMA is just minutes from Bal Harbour Shops, Surfside Beach, parks, acclaimed restaurants, houses of worship, and top-rated schools. The neighborhood’s protected low-rise character provides a rare sense of privacy and community while keeping residents close to everything Miami Beach has to offer. For buyers seeking new construction in Bay Harbor Islands without the premium pricing of many neighboring luxury developments, ALMA represents an exceptional combination of location, design, lifestyle, and value. Private presentations available by appointment.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 9%
The seller has come down from $3,291,200 to $2,990,000 — a $301,200 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- BAY HARBOR ISLAND· MLS
- Year built
- 2026· MLS
- Stories
- 7· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $3,650 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
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Your costs (est.)
≈ $23,021/mo
1160 101st Street 202, Bay Harbor Islands, FL 33154 · Bay Harbor Islands
Location
1160 101st Street 202, Bay Harbor Islands, FL 33154
What buyers ask about this home
What are the estimated monthly carrying costs at 1160 101st Street 202, Bay Harbor Islands, FL 33154?+
Property tax (after sale): $3,407/month est.; homeowners insurance: $449/month est.; HOA: $3,650/month. Fixed ownership costs before a mortgage: $7,506/month est. Principal and interest: $15,514/month; PMI: $0/month. Total for the payment scenario shown: $23,021/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1160 101st Street 202, Bay Harbor Islands, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1160 101st Street 202, Bay Harbor Islands, FL 33154 need flood insurance, and what drives the premium?+
Most of Bay Harbor Islands sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 1160 101st Street 202, Bay Harbor Islands, FL 33154?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 1160 101st Street 202, Bay Harbor Islands, FL 33154 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Bay Harbor Islands luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 1160 101st Street 202, Bay Harbor Islands, FL 33154?+
This listing has been on the market 59 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Bay Harbor Islands, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ruth K. Broad Bay Harbor K-8 Center
Elementary · 0.5 mi from this home · 1155 93Rd St, Bay Harbor Islands
Nautilus Middle
Middle school
North Miami Beach Senior High
High school · 3.8 mi from this home · 1247 Ne 167Th St, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
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