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+7 photosLuxury condo — 1160 101st Street PH701 · Bay Harbor Island · Bay Harbor Islands
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Open property magazine$4,150,000
1160 101st Street PH701, Bay Harbor Islands, FL 33154
Bay Harbor Islands, FL, 33154
5 bd · 5 ba · 3,969 sqft
Listed by Compass Florida, LLC
1160 101st Street PH701, Bay Harbor Islands, FL 33154
Listed by Compass Florida, LLC
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Estimated monthly payment
$31,804/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $31,804/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesIntroducing the Penthouse at Alma, an exceptional full-floor 5 bedroom/4.5 bathroom residence in the prestigious enclave of Bay Harbor Islands, crafted by acclaimed architect Kobi Karp. This rare fusion of privacy and contemporary sophistication rises in one of South Florida's most coveted neighborhoods. Your private elevator opens directly into this penthouse retreat, where soaring ceilings and walls of floor-to-ceiling glass create a seamless flow between refined interior living and open-air calm. Framed by sweeping views of the bay, skyline, and lush island surroundings, the multiple terraces set the stage for effortless entertaining, sunset dinners, and quiet mornings above it all. The gourmet kitchen makes a design statement of its own, featuring custom European cabinetry, sleek stone surfaces, premium integrated appliances, dedicated wine storage, and an oversized island built for both intimate gatherings and grand-scale entertaining. The primary suite functions as a personal sanctuary, complete with a custom dressing room and a spa-inspired bath that evokes the ambiance of a five-star resort. Residents also enjoy exclusive rooftop amenities, including a pool, wellness areas, and a summer kitchen designed for relaxation and elevated entertaining. Alma's secure smart-access lobby, boutique scale, and protected low-rise surroundings offer a level of privacy rarely found in today's condominium market.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 17%
The seller has come down from $4,990,000 to $4,150,000 — a $840,000 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- Bay Harbor Island· MLS
- Year built
- 2026· MLS
- Stories
- 7· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $4,842 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
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Your costs (est.)
≈ $31,804/mo
1160 101st Street PH701, Bay Harbor Islands, FL 33154 · Bay Harbor Islands
Location
1160 101st Street PH701, Bay Harbor Islands, FL 33154
What buyers ask about this home
What are the estimated monthly carrying costs at 1160 101st Street PH701, Bay Harbor Islands, FL 33154?+
Property tax (after sale): $4,729/month est.; homeowners insurance: $700/month est.; HOA: $4,842/month. Fixed ownership costs before a mortgage: $10,271/month est. Principal and interest: $21,533/month; PMI: $0/month. Total for the payment scenario shown: $31,804/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1160 101st Street PH701, Bay Harbor Islands, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1160 101st Street PH701, Bay Harbor Islands, FL 33154 need flood insurance, and what drives the premium?+
Most of Bay Harbor Islands sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 1160 101st Street PH701, Bay Harbor Islands, FL 33154?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 1160 101st Street PH701, Bay Harbor Islands, FL 33154 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Bay Harbor Islands luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 1160 101st Street PH701, Bay Harbor Islands, FL 33154?+
This listing has been on the market 55 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Bay Harbor Islands, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ruth K. Broad Bay Harbor K-8 Center
Elementary · 0.5 mi from this home · 1155 93Rd St, Bay Harbor Islands
Nautilus Middle
Middle school
North Miami Beach Senior High
High school · 3.8 mi from this home · 1247 Ne 167Th St, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$4,150,000 · MLS A12090955
$4,150,000
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