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+19 photosWaterfront home — 12 Inlet Cay Drive · Inlet Cay · Ocean Ridge
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Open property magazine$4,375,000
12 Inlet Cay Drive, Ocean Ridge, FL 33435
Ocean Ridge, FL, 33435
4 bd · 5 ba · 3,040 sqft
Listed by The Corcoran Group
12 Inlet Cay Drive, Ocean Ridge, FL 33435
Listed by The Corcoran Group
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$28,060/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $28,060/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesJust listed in highly desirable waterfront community of Inlet Cay in Ocean Ridge, this beautifully newly renovated coastal residence offers the perfect blend of comfort, style, and location. Just steps from beach access, this warm and inviting 4-bedroom, 3.5-bath home captures everything a true beach house should be. Thoughtfully updated throughout, recent improvements include a stunning new kitchen, new flooring, impact windows and doors, and a new dock and seawall accommodating up to a 60-foot vessel on deep water with no fixed bridges. With soaring ceilings, light-filled living spaces, and an effortless indoor-outdoor lifestyle, this is the kind of home that makes every day feel like a vacation. Nestled in one of South Florida's most charming coastal towns, you'll enjoy quiet beaches, boating, and the relaxed Ocean Ridge lifestyle that continues to attract discerning buyers. Turnkey waterfront homes in Ocean Ridge are becoming increasingly difficult to find. This exceptional offering is expected to generate significant interest.
Ask Simon about boat size
Boat length limit: 49 ft est. — verify · Dock: Not provided — Ask Simon
min · est.
1.5 nm
low tide depth
Enter draft
bridges on the route
17.7 ft lowest
Run to the ocean
Map © Esri · saved route, planning only
Water depth on the way out
about 4 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
High: 2.0 ft · 12:00 AM ET
Low: 2.0 ft · 12:00 AM ET
Route bridges & sources
Bridges on the route
SR A1A · fixed · 17.7 ft
Depth sources
Army Corps survey · Intracoastal Waterway, Palm Beach County · surveyed Apr 4, 2022 · shallowest 6.2 ft on your route
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
110 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
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Cats
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Your costs (est.)
≈ $28,060/mo
12 Inlet Cay Drive, Ocean Ridge, FL 33435 · Ocean Ridge
Location
12 Inlet Cay Drive, Ocean Ridge, FL 33435
Dock & Draft Match™
Dock / slip — ask about dock
Boat length up to ~49 ft · verify
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 12 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Property tax (after sale): $4,424/month est.; homeowners insurance: $935/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $5,360/month est. Principal and interest: $22,701/month; PMI: $0/month. Total for the payment scenario shown: $28,060/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 12 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 12 Inlet Cay Drive, Ocean Ridge, FL 33435 need flood insurance, and what drives the premium?+
Most of Ocean Ridge sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 12 Inlet Cay Drive, Ocean Ridge, FL 33435?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 12 Inlet Cay Drive, Ocean Ridge, FL 33435?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 12 Inlet Cay Drive, Ocean Ridge, FL 33435?+
This listing has been on the market 110 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Ocean Ridge, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Rolling Green Elementary School
Elementary · 1.7 mi from this home · 550 Miner Rd, Boynton Beach
Boynton Beach Community High
High school · 2.1 mi from this home · 4975 Park Ridge Blvd, Boynton Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$4,375,000 · MLS B26054844
$4,375,000
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