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+30 photosGated community home — 12137 Boca Reserve Lane · Boca Reserve Pud · Boca Raton
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Open property magazine$1,700,000
12137 Boca Reserve Lane, Boca Raton, FL 33428
Boca Raton, FL, 33428
5 bd · 5 ba · 3,995 sqft
Listed by One Sotheby's International Realty
12137 Boca Reserve Lane, Boca Raton, FL 33428
Listed by One Sotheby's International Realty
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Estimated monthly payment
$11,531/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $11,531/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesInvestor's Dream! Welcome to Paradise in Boca Reserve! This stunning home is now offered for sale in a gated, private community. Designed with entertaining in mind, it features a gourmet kitchen, 5 spacious bedrooms, 4.5 bathrooms + den. Enjoy resort-style living with a custom-built pool complete with a sunbed, waterfalls, slide, and shaded table area. The luxurious & spacious master suite boasts his-and-her walk-in closets, spa-like bathroom with a private balcony. Built in recent years, this home offers porcelain tile throughout the living areas, carpet in the bedrooms, separate laundry room & 3-car garage. Ideally located near world-class shopping, fine dining, parks, and top-rated schools. Don’t miss this exceptional opportunity to own a slice of paradise in Boca Raton! Tenant occupied until August 2028.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 24%
The seller has come down from $2,250,000 to $1,700,000 — a $550,000 reduction since it came on the market.
475 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $11,531/mo
12137 Boca Reserve Lane, Boca Raton, FL 33428 · Boca Raton
Location
12137 Boca Reserve Lane, Boca Raton, FL 33428
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 12137 Boca Reserve Lane, Boca Raton, FL 33428?+
Property tax (after sale): $1,845/month est.; homeowners insurance: $590/month est.; HOA: $275/month. Fixed ownership costs before a mortgage: $2,710/month est. Principal and interest: $8,821/month; PMI: $0/month. Total for the payment scenario shown: $11,531/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 12137 Boca Reserve Lane, Boca Raton, FL 33428?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 12137 Boca Reserve Lane, Boca Raton, FL 33428 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 12137 Boca Reserve Lane, Boca Raton, FL 33428?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 12137 Boca Reserve Lane, Boca Raton, FL 33428?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 12137 Boca Reserve Lane, Boca Raton, FL 33428?+
This listing has been on the market 475 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Waters Edge Elementary School
Elementary · 1.0 mi from this home · 21601 Shorewind Dr, Boca Raton
Loggers' Run Community Middle School
Middle school · 0.5 mi from this home · 11584 W Palmetto Park Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Mary Help Of Christians Catholic School
Elementary · Private · Catholic · Grades PK–8 · Parkland
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
Boca Raton Christian School
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,700,000 · MLS A11846552
$1,700,000
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