5 bed 8 bath luxury estate for sale at 127 Kings Road, Palm Beach, FL — Boulevard Estates

Luxury estate — 127 Kings Road · Boulevard Estates · Palm Beach

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luxury

Pool: Concrete

$15,000,000

127 Kings Road, Palm Beach, FL 33480

Palm Beach, FL, 33480

5 bd · 8 ba · 6,330 sqft

Listed by Century 21 America's Choice

luxury

127 Kings Road, Palm Beach, FL 33480

BOULEVARD ESTATES

Palm Beach, Palm Beach County, FL, 33480

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$15,000,000Available

Listed by Century 21 America's Choice

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Know your costs before you buy

Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.

Estimated Monthly Payment

$89,699/ month

20% down · 6.75% interest · 30-year loan · Jumbo loan

Jumbo loan: put down about $14,167,250 or more to stay conforming. What's different?

A bigger down payment, often 10–20% or more
A higher credit score, often 700+
More cash reserves, often 6–12 months of payments
Full income documentation, sometimes a second appraisal on large loans

Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.

Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.

Principal & interest: $77,832/mo
Property tax (after sale) est.: $10,263/mo
Homeowners insurance est.: $1,604/mo
HOA: $0/mo

Estimate only, not guaranteed. Verify before you buy or sell.

Cash to close

127 Kings Road, Palm Beach, FL 33480

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Estimated cash to close est.

$3,113,457.00

Down payment plus Florida taxes, title, lender and prepaid costs.

Partial estimate: unknown amounts are excluded. Ask Simon to verify them.

Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.

Estimate only, not guaranteed. Verify before you buy or sell.

Purchase price ($)County

Cash purchase

Down payment (%)

Interest rate (%) est.

Loan amount (calculated): $12,000,000.00Jumbo loan

Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $14,167,250.00 or more to stay conforming.

Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.

Buyer pays owner’s title insurance

Buyer default: Broward / Miami-Dade. Seller default: Palm Beach. Your contract controls.

Edit closing costs & prepaids

Lender fees ($) est.Appraisal ($) est.Title endorsements allowance ($) est.Title search & examination ($) est.Municipal lien search ($) est.Settlement / closing fee ($) est.County recording — deed ($) est.County recording — mortgage ($) est.Inspection / wind / 4-point ($) est.Survey ($) est.Annual property tax after sale ($) est.Annual homeowners insurance ($) est.HOA / condo contribution or transfer ($) est.

Simultaneous owner and lender title policies

Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).

Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.

Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.

Estimated cash to close est.

$3,113,457.00

Down payment est.: $3,000,000.00
Mortgage note documentary stamps est.: $42,000.00
Mortgage intangible tax est.: $24,000.00
Lender’s title insurance est.: $25.00
Lender title endorsements est.: $25.00
Lender fees est.: $1,500.00
Appraisal est.: $650.00
Title search & examination est.: $125.00
Municipal lien search est.: $150.00
Settlement / closing fee est.: $450.00
County recording (deed) est.: $30.00
County recording (mortgage) est.: $120.00
Inspection, wind mitigation & 4-point est.: $900.00
Survey est.: $500.00
Property tax escrow (2 months, after sale) est.: $20,526.00
Insurance escrow (2 months) est.: $3,208.00
First-year insurance premium est.: $19,248.00
HOA / condo contribution or transfer est.: Not provided

Partial estimate: unknown amounts are excluded. Ask Simon to verify them.

Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.

Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).

Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.

Estimate only, not guaranteed. Verify before you buy or sell.

Insurance & flood

Flood zone (FEMA): Not available —
Homeowners insurance est.: $1,604 / month

Source: FEMA National Flood Hazard Layer · Date checked: Nov 3, 2026

Insurance estimates vary widely. Get a real quote before you make an offer.

Estimate only, not guaranteed. Verify before you buy or sell.

Flood zone: Not available —

Source: FEMA National Flood Hazard Layer · Date checked: Nov 3, 2026

Roof type: Spanish Tile
Roof year: Not provided —
Impact windows / doors: Not provided —
Shutters: Not provided —
Window features: Casement
Year built: 1924

Homeowners insurance: $1,604 / month est.

Annual premium est.: $18,943
Fees & taxes est.: $305
Annual total est.: $19,248
Likely range est.: $16,360–$23,097
Dwelling coverage est.: $2,255,063
Other structures est.: $45,101
Personal property est.: $451,013
Loss of use est.: $225,506
Hurricane deductible (2%) est.: $45,101

Based on the listing: 6,330 sq ft · built 1924 · 3 stories · luxury finish level.

Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.

Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.

Assumed where the listing is silent: concrete-block construction · inland rating band · roof 6–15 years old · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.

Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.

The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.

Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.

How flood insurance is priced (FEMA Risk Rating 2.0)

Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.

Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.

Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.

Open FEMA flood map & FIRMette

Insurance estimates vary widely. Get a real quote before you make an offer.

Estimate only, not guaranteed. Verify before you buy or sell.

Bedrooms

6 + 2

Full + Half Baths

6,330

Sq. Ft.

About This Property

Find similar homes

Offered for the first time since 1984. Located in the Estate section of Palm Beach just 2 streets from Mar-a-Lago. This remarkable residence enjoys an enviable location and has remained unmolested, develop it to your specifications. sold for development value proof of funds required on all offers

Property Details

Property Type

Single Family Residence

Year Built

1924 (102 yrs old)

Lot Size

0.29 acres (12,632 sq ft)

Price / Sq Ft

$2,370

Community

BOULEVARD ESTATES

MLS #

B26095744

Location

Palm Beach, Palm Beach County, FL, 33480

Listed

11/1/2026

Days on Market

Pets

Pet-friendly (confirm current rules with the association)

Dogs

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Cats

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QR code

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Balcony

Courtyard

Pool: Concrete

Flooring: Ceramic Tile

Flooring: Marble

Flooring: Tile

Flooring: Wood

Parking: Garage

Parking: Attached Garage

Roof: Spanish Tile

Window Features: Casement

Construction: Hollow Tile

Resale

Style: Mediterranean

2-Car Garage

3 Stories

Subdivision: BOULEVARD ESTATES

Your costs (est.)

≈ $89,699/mo

127 Kings Road, Palm Beach, FL 33480 · Palm Beach

Location

127 Kings Road, Palm Beach, FL 33480

What buyers ask about this home

What are the estimated monthly carrying costs at 127 Kings Road, Palm Beach, FL 33480?+

Property tax (after sale): $10,263/month est.; homeowners insurance: $1,604/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $11,867/month est. Principal and interest: $77,832/month; PMI: $0/month. Total for the payment scenario shown: $89,699/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.

Will property taxes go up after I buy 127 Kings Road, Palm Beach, FL 33480?+

Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.

Does 127 Kings Road, Palm Beach, FL 33480 need flood insurance, and what drives the premium?+

Most of Palm Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.

What should an inspection focus on for a home like 127 Kings Road, Palm Beach, FL 33480?+

In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.

What extra costs come with the pool at 127 Kings Road, Palm Beach, FL 33480?+

A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.

Is there room to negotiate on 127 Kings Road, Palm Beach, FL 33480?+

This listing has been on the market 1 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.

Neighborhood & Commute

Palm Beach. Historic island address — Worth Avenue, oceanfront estates, and the Breakers, with private clubs throughout.

Approximate Drive Times

Palm Beach (Mid-Town Beach)

0.6 mi · ~3 min drive

Worth Avenue, Palm Beach

1.5 mi · ~3 min drive

Palm Beach Intl (PBI)

3.6 mi · ~7 min drive

Downtown Boca Raton / Mizner Park

22.9 mi · ~43 min drive

Downtown Fort Lauderdale / Las Olas

39.1 mi · ~73 min drive

Brightline Fort Lauderdale Station

39.1 mi · ~73 min drive

Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.

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Simon Gedz

Realtor® since 1995

Call Simon · (954) 562-1798

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$15,000,000 · MLS B26095744

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