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+30 photosLuxury townhome — 128 W Prive Circle · Colony Palms · Delray Beach
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128 W Prive Circle, Delray Beach, FL 33445
Delray Beach, FL, 33445
3 bd · 3 ba · 2,000 sqft
Listed by Redfin Corporation
128 W Prive Circle, Delray Beach, FL 33445
Listed by Redfin Corporation
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Estimated monthly payment
$4,290/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,290/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesReady for a smooth year-end closing! Establish residency before December 31 to explore Florida homestead exemption benefits for the upcoming tax year. Buyers should verify all tax eligibility, exemptions, and filing requirements directly with the county property appraiser. Welcome home to this beautiful three-bedroom, two-and-a-half-bathroom townhouse—a peaceful retreat featuring over 2,000 sq ft of living space, located off Atlantic Avenue in the rapidly growing West Delray area of Delray Beach. Situated in the sought-after Colony Palms community, this property puts you just five minutes from vibrant Downtown Atlantic, with convenient access between I-95 and the Florida Turnpike. The main level features a seamless open-concept living and dining layout paired with a modern kitchen and a convenient half bathroom. Energy-efficient updates run throughout the entire space, including energy-saving LED lighting and a full-house HALO-LED UV Whole Home In-Duct air purification system. The complete air conditioning system and water heater were both replaced in 2021, and the kitchen facet and disposal were updated in 2023. Enjoy movie nights right away with two mounted flat-screen televisions under five years old—including a 65-inch Sony TV in the living room with clean, hidden cabling. Upstairs, discover three comfortable bedrooms and two full bathrooms, as well as impact glass windows. One bedroom easily serves as a dedicated work-from-home space, already setup with a 50-inch wall-mounted LG TV. The primary bedroom features two generous his and hers' walk-in closets and an ensuite bath with both a corner garden tub and separate shower, while the second full bathroom offers a tub-shower combination. Outside, the back patio with brick pavers offers a relaxing space with room for a future plunge pool. The HOA recently pressure washed the roof and repainted the exterior in 2025, adding great curb appeal. This home is completely move-in ready—right down to the garage, which features a clean epoxy floor, an insulated door to keep temperatures down, and plenty of space for two vehicles. All measurements are approximate.
Property Details
Dogs
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Cats
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Breed restrictions
Some breeds not accepted
Your costs (est.)
≈ $4,290/mo
128 W Prive Circle, Delray Beach, FL 33445 · Delray Beach
Location
128 W Prive Circle, Delray Beach, FL 33445
What buyers ask about this home
What are the estimated monthly carrying costs at 128 W Prive Circle, Delray Beach, FL 33445?+
Property tax (after sale): $607/month est.; homeowners insurance: $261/month est.; HOA: $310/month. Fixed ownership costs before a mortgage: $1,178/month est. Principal and interest: $3,113/month; PMI: $0/month. Total for the payment scenario shown: $4,290/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 128 W Prive Circle, Delray Beach, FL 33445?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 128 W Prive Circle, Delray Beach, FL 33445 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 128 W Prive Circle, Delray Beach, FL 33445?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 128 W Prive Circle, Delray Beach, FL 33445 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Delray Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 128 W Prive Circle, Delray Beach, FL 33445?+
This listing has been on the market 83 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Orchard View Elementary School
Elementary · 1.5 mi from this home · 4050 Germantown Rd, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$599,900 · MLS B26066610
$599,900
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