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+26 photosWaterfront home — 13045 Coronado Terrace · Coronado Harbor 2nd Addn · North Miami
South Florida Luxury Living
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Open property magazine$5,900,000
13045 Coronado Terrace, North Miami, FL 33181
North Miami, FL, 33181
5 bd · 5 ba · — sqft · 75 ft of water
Listed by GuildStone Group LLC
13045 Coronado Terrace, North Miami, FL 33181
Listed by GuildStone Group LLC
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Estimated monthly payment
$43,698/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $43,698/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesA stunning contemporary waterfront estate in the prestigious gated community of Keystone Point, offering 75 feet of direct ocean-access waterfront and sophisticated South Florida living. 12-foot ceilings and a bright, open-concept layout create a seamless flow throughout the home. With a brand-new seawall and spectacular resort-style pool it is setting the stage for exceptional waterfront entertaining and relaxation. Ideally located just minutes from Bal Harbour Shops, beautiful beaches, world-class dining, and both Miami and Fort Lauderdale airports.
Property Details
Your costs (est.)
≈ $43,698/mo
13045 Coronado Terrace, North Miami, FL 33181 · North Miami
Location
13045 Coronado Terrace, North Miami, FL 33181
Dock & Draft Match™
Boat size needs on-site verification
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 13045 Coronado Terrace, North Miami, FL 33181?+
Property tax (after sale): $10,626/month est.; homeowners insurance: $2,458/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $13,085/month est. Principal and interest: $30,614/month; PMI: $0/month. Total for the payment scenario shown: $43,698/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 13045 Coronado Terrace, North Miami, FL 33181?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 13045 Coronado Terrace, North Miami, FL 33181 need flood insurance, and what drives the premium?+
Most of North Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 13045 Coronado Terrace, North Miami, FL 33181?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 13045 Coronado Terrace, North Miami, FL 33181?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 13045 Coronado Terrace, North Miami, FL 33181?+
This listing has been on the market 23 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in North Miami, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
David Lawrence Jr. K-8 Center
Elementary · 1.3 mi from this home · 15000 Bay Vista Blvd, North Miami
North Miami Middle School
Middle school · 1.8 mi from this home · 700 Ne 137Th St, North Miami
Alonzo & Tracy Mourning Senior High School
High school · 1.5 mi from this home · 2601 Ne 151St St, Miami
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Sports Leadership And Management (Slam) Middle School - Nor
Middle school · Charter · Grades 6–8 · North Miami Beach
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Sports Leadership Arts Management Charter High School (Nort
High school · Charter · Grades 9–12 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$5,900,000 · MLS A12109871
$5,900,000
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