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+17 photosLuxury home — 1310 95th Street · Bay Harbor Island · Bay Harbor Islands
$4,275,000
1310 95th Street, Bay Harbor Islands, FL 33154
Bay Harbor Islands, FL, 33154
— bd · 0 ba · — sqft
Listed by Compass Florida, LLC
1310 95th Street, Bay Harbor Islands, FL 33154
Listed by Compass Florida, LLC
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Know your costs before you buy
Work through the cash needed at closing, including property taxes.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
About this home
Find similar homesExceptional opportunity to acquire a 10,000 SF (80’ x 125’) residential lot on the highly sought-after south side of prestigious Bay Harbor Islands. This prime south-facing parcel offers the perfect canvas to design and build a custom luxury estate tailored to the most discerning buyer. Build-to-suit potential in one of Miami’s most coveted communities, ideally located just minutes from Bal Harbour Shops, beaches, top-rated schools, and world-class dining and entertainment.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 5%
The seller has come down from $4,500,000 to $4,275,000 — a $225,000 reduction since it came on the market.
119 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Your costs (est.)
1310 95th Street, Bay Harbor Islands, FL 33154 · Bay Harbor Islands
Location
1310 95th Street, Bay Harbor Islands, FL 33154
What buyers ask about this home
What are the estimated monthly carrying costs at 1310 95th Street, Bay Harbor Islands, FL 33154?+
Property tax (after sale): $4,871/month est. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1310 95th Street, Bay Harbor Islands, FL 33154?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1310 95th Street, Bay Harbor Islands, FL 33154 need flood insurance, and what drives the premium?+
Most of Bay Harbor Islands sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1310 95th Street, Bay Harbor Islands, FL 33154?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 1310 95th Street, Bay Harbor Islands, FL 33154?+
This listing has been on the market 119 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Bay Harbor Islands, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ruth K. Broad Bay Harbor K-8 Center
Elementary · 0.3 mi from this home · 1155 93Rd St, Bay Harbor Islands
Nautilus Middle
Middle school
North Miami Beach Senior High
High school · 3.9 mi from this home · 1247 Ne 167Th St, North Miami Beach
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Simon Gedz
Realtor® since 1995
Interested in this property?
$4,275,000 · MLS A12053459
$4,275,000
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