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+31 photosWaterfront home — 13395 Biscayne Bay Drive · Keystone Island · North Miami
South Florida Luxury Living
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Open property magazine$16,495,000
13395 Biscayne Bay Drive, North Miami, FL 33181
North Miami, FL, 33181
6 bd · 6 ba · 6,613 sqft · 300 ft of water
Listed by Compass Florida, LLC
13395 Biscayne Bay Drive, North Miami, FL 33181
Listed by Compass Florida, LLC
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Estimated monthly payment
$118,631/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $118,631/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesA Rare Biscayne Bay Waterfront Estate | 300 Feet of Water Frontage.Set on an extraordinary half-acre point-like setting in the gated Keystone Islands, this exceptional estate offers approximately 300 feet of water frontage and sweeping panoramic views across Biscayne Bay.With 6,613 square feet of living space and 8,025 total square feet, the six-bedroom residence combines expansive entertaining areas, walls of glass, elegant finishes, and seamless indoor–outdoor living.Resort-style grounds feature a waterfront pool, expansive terraces, tropical landscaping, and a private dock with direct boating access and no fixed bridges.Just minutes from Bal Harbour, this is an exceptionally rare opportunity to own a substantial waterfront property defined by privacy, scale, and extraordinary bay views.The interiors further enhance the home’s exceptional setting, creating living experience that takes full advantage of its remarkable positioning. Rich marble and wood flooring, custom built-ins, and walls of glass fill the interiors with natural light while framing spectacular water views throughout.An extraordinary combination of location, scale, and waterfront living, this estate presents a truly rare offering in one of Miami’s most coveted waterfront communities.
Ask Simon about boat size
Boat length limit: 88 ft est. — verify · Dock: Not provided — Ask Simon
min · est.
2.1 nm
low tide depth
Enter draft
bridges on the route
31.8 ft lowest
Run to the ocean
Map © Esri · saved route, planning only
Water depth on the way out
about 4 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
Current tide prediction not provided — Ask Simon
Route bridges & sources
Bridges on the route
SR A1A Bal Harbour · fixed · 31.8 ft
Depth sources
Army Corps survey · Intracoastal Waterway, Miami-Dade County · surveyed Feb 13, 2025 · shallowest 10 ft on your route
Army Corps survey · Bakers Haulover Inlet · surveyed Aug 6, 2025 · shallowest 7 ft on your route
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Property Details
Your costs (est.)
≈ $118,631/mo
13395 Biscayne Bay Drive, North Miami, FL 33181 · North Miami
Location
13395 Biscayne Bay Drive, North Miami, FL 33181
Dock & Draft Match™
300 ft stated water frontage less estimated side-line buffers; canal and inlet length limits not provided — Ask Simon; route to the Atlantic limited by the home canal, about 108 ft wide (est.). Length screen only; verify beam, draft, bridges and tides
Boat length ~88 ft · preliminary
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 13395 Biscayne Bay Drive, North Miami, FL 33181?+
Property tax (after sale): $29,709/month est.; homeowners insurance: $3,333/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $33,042/month est. Principal and interest: $85,589/month; PMI: $0/month. Total for the payment scenario shown: $118,631/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 13395 Biscayne Bay Drive, North Miami, FL 33181?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 13395 Biscayne Bay Drive, North Miami, FL 33181 need flood insurance, and what drives the premium?+
Most of North Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 13395 Biscayne Bay Drive, North Miami, FL 33181?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 13395 Biscayne Bay Drive, North Miami, FL 33181?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 13395 Biscayne Bay Drive, North Miami, FL 33181?+
This listing has been on the market 29 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in North Miami, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
David Lawrence Jr. K-8 Center
Elementary · 1.0 mi from this home · 15000 Bay Vista Blvd, North Miami
North Miami Middle School
Middle school · 2.5 mi from this home · 700 Ne 137Th St, North Miami
Alonzo & Tracy Mourning Senior High School
High school · 1.2 mi from this home · 2601 Ne 151St St, Miami
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Sports Leadership And Management (Slam) Middle School - Nor
Middle school · Charter · Grades 6–8 · North Miami Beach
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Sports Leadership Arts Management Charter High School (Nort
High school · Charter · Grades 9–12 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$16,495,000 · MLS A12031686
$16,495,000
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