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+25 photosLuxury home — 145 S Prospect Drive · Sans Souci Rev & Amd · Coral Gables
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Open property magazine$3,249,000
145 S Prospect Drive, Coral Gables, FL 33133
Coral Gables, FL, 33133
4 bd · 3 ba · 2,848 sqft
Listed by Keller Williams Capital Realty
145 S Prospect Drive, Coral Gables, FL 33133
Listed by Keller Williams Capital Realty
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Estimated monthly payment
$21,693/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $21,693/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesOver 100,000 in price Reductions! OVER $300,000 IN RENOVATIONS + EXCEPTIONAL VALUE IN CORAL GABLES! CORNER LOT! Offering one of the most compelling price-per-square-foot opportunities in the area, this fully updated 4BD/3BA residence sits on an expansive 11,500 SF corner lot along a quiet, tree-lined street. Features include a circular driveway, 2-car garage, screened pool and mature landscaping. Located near Sunrise Harbor, this redesigned open-concept interior showcases porcelain flooring, trimless recessed lighting, custom cabinetry, porcelain countertops, stainless-steel appliances, built-ins and a dedicated pantry/laundry area. Extensive improvements include PVC plumbing, updated electrical, impact windows & doors, newer roof, updated HVAC, two A/C systems and fresh interior/exterior finishes. No need to worry about septic, as the property is on city water and sewer. Smart-home features include Lutron, Nest, Ring, Sonos, app-controlled lighting and EV charging connection. Three bedrooms offer walk-in closets, while two cabana-style baths provide pool access. Minutes from Coconut Grove, South Miami, Old Cutler Rd, CocoWalk and highly rated schools. Turnkey, private and an exceptional Coral Gables value! Please ask us about the 3-2-1 Buydown, you can get an interest rate as low as 3.5%! Check comparables, it's the best value for a renovated home in the neighborhood!! Must see to appreciate.
Property Details
Your costs (est.)
≈ $21,693/mo
145 S Prospect Drive, Coral Gables, FL 33133 · Coral Gables
Location
145 S Prospect Drive, Coral Gables, FL 33133
What buyers ask about this home
What are the estimated monthly carrying costs at 145 S Prospect Drive, Coral Gables, FL 33133?+
Property tax (after sale): $4,009/month est.; homeowners insurance: $825/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $4,835/month est. Principal and interest: $16,858/month; PMI: $0/month. Total for the payment scenario shown: $21,693/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 145 S Prospect Drive, Coral Gables, FL 33133?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 145 S Prospect Drive, Coral Gables, FL 33133 need flood insurance, and what drives the premium?+
Most of Coral Gables sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 145 S Prospect Drive, Coral Gables, FL 33133?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 145 S Prospect Drive, Coral Gables, FL 33133?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 145 S Prospect Drive, Coral Gables, FL 33133?+
This listing has been on the market 62 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Coral Gables, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Coconut Grove Elementary School
Elementary · 1.4 mi from this home · 3351 Matilda St, Coconut Grove
Ponce De Leon Middle School
Middle school · 1.5 mi from this home · 5801 Augusto St, Coral Gables
Coral Gables Senior High School
High school · 1.9 mi from this home · 450 Bird Rd, Coral Gables
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
ST. Stephen'S Episcopal Day School
Elementary · Private · Catholic · Grades PK–5 · Coconut Grove
Somerset Academy Charter Middle School (South Miami Campus)
Middle school · Charter · Grades 6–8 · South Miami
Carrollton School-Sacred Heart
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
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$3,249,000
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