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+41 photosWaterfront home — 1580 SE 8th Street · The Cove 2nd Sec 33-27 B · Deerfield Beach















































South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 1580 SE 8th Street, Deerfield Beach, FL 33441
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$4,795,000
1580 SE 8th Street, Deerfield Beach, FL 33441
Deerfield Beach, FL, 33441
Listed by Premier Estate Properties Inc.
1580 SE 8th Street, Deerfield Beach, FL 33441Waterfront home with 60 ft dockBoat length ~60 ft · preliminary
Listed by Premier Estate Properties Inc.
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $24,880/mo
- Property tax (after sale) est.
- $4,662/mo
- Homeowners insurance est.
- $967/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
1580 SE 8th Street, Deerfield Beach, FL 33441
Estimated cash to close est.
$1,022,001.67
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $3,836,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$1,022,001.67
- Down payment est.
- $959,000.00
- Mortgage note documentary stamps est.
- $13,426.00
- Mortgage intangible tax est.
- $7,672.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $14,563.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $9,323.00
- Insurance escrow (2 months) est.
- $1,934.67
- First-year insurance premium est.
- $11,608.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $967 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Flat
- Roof year
- 2021 (assumed from year built)
- Impact windows / doors
- Impact glass (per listing remarks)
- Shutters
- Not provided —
- Window features
- Not provided —
- Year built
- 2021
Homeowners insurance: $967 / month est.
- Annual premium est.
- $11,303
- Fees & taxes est.
- $305
- Annual total est.
- $11,608
- Likely range est.
- $9,867–$13,929
- Dwelling coverage est.
- $1,605,975
- Other structures est.
- $32,120
- Personal property est.
- $321,195
- Loss of use est.
- $160,598
- Hurricane deductible (2%) est.
- $32,120
The estimated rebuild cost is above the Citizens Property Insurance coverage cap for this county, so this home would need a private carrier.
Based on the listing: 4,508 sq ft · built 2021 · 2 stories · roof from 2021 · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesCoastal-Inspired Deepwater Estate sited one lot off the Intracoastal on 85' of waterfrontage. Formal foyer entrance with soaring ceilings & light-filled interiors. Gourmet chef's kitchen with luxe appliances, quartz countertops & gas cooktop. First floor living includes two bedrooms w/en-suite baths. Second floor master suite with dual closets, dual vanities & glass enclosed shower. Three additional bedrooms upstairs all w/en-suite baths. Other features include fireplace, cabana bath, upstairs family room, 2 bay garage & porcelain tile floors throughout and is generator ready. Outdoor entertaining awaits at the south-facing, heated saltwater pool with spillover spa, while boating enthusiasts will enjoy the 60’ concrete dock offering quick access to the Hillsboro and Boca Raton Inlets. PROPERTY: On a canal directly off the Intracoastal Waterway, a paved driveway circles around a landscaped oasis creating a dramatic approach, while outdoor entertaining awaits on the covered loggia that flows out to the sun-splashed, heated, saltwater pool with a spillover spa set within a stone-paved patio. Offering 85± feet of deepwater frontage and a 60-foot full-service concrete dock, boating enthusiasts appreciate no-fixed-bridges easy access to the ocean through both the Boca and Hillsboro Inlets. RESIDENCE: Coastal-inspired elegance defines the essence of this chic deepwater custom estate, one parcel off the Intracoastal with 85 feet of waterfrontage. Built in 2021 with six bedrooms and 5,512± total square feet, the grand two-story foyer, with a dramatic floating glass stairway, introduces the light-filled main living room with an inviting fireplace, along with a gracious dining area featuring a built-in serving buffet. In a seamless open-concept plan, the adjoining chef's island kitchen is finished with white Shaker-style cabinetry, quartz countertops, premium GE Monogram appliances and a breakfast nook with banquette seating. Fronted by window walls of impact glass and a set of French doors that open to the loggia, this entire living area overlooks the scenic waterway. First floor living is complete with two ensuite guest bedrooms, while upstairs, a loft area connects three ensuite guest bedrooms and the primary suit. Light, bright and tranquil, the primary bedroom is topped with a triple tray ceiling and features water-view impact-glass windows and a set of sliding doors that open to the balcony overlooking the pool and waterway. The suite comprises dual closets and a spa-like bathroom with dual sinks, a freestanding soaking tub and a glass-enclosed walk-in shower. Completing the overall layout are a cabana bath, laundry room and two-bay garage, with additional details that include porcelain-tile wood-look floors throughout and generator-ready accommodation. LOCATION: 1580 Southeast 8th Street, East Deerfield Beach, Florida: Just south of Boca Raton on South Florida's Gold Coast, the desirable Cove enclave is conveniently located in east Deerfield Beach, known for its magnificent ocean beaches, which have received the Blue Wave award, a designation given only to the most pristine beaches in Florida. The city's picturesque 920-foot-long fishing pier is a local landmark, and excellent boating and fishing waters add to the area's appeal as a water-sports paradise, with many beautiful waterfront estates on the Intracoastal Waterway and ocean-access canals. The Cove also offers easy access to I-95, the Sawgrass Expressway, placing The Boca Raton Resort, Royal Palm Yacht and Country Club, Mizner Park, and the Boca Town Center a few miles away. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
356 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
1580 SE 8th Street, Deerfield Beach, FL 33441 · Deerfield Beach
Location
1580 SE 8th Street, Deerfield Beach, FL 33441
Dock & Draft Match™
60 ft dock stated in the listing; local side-line clearance needs verification
Boat length ~60 ft · preliminary
What buyers ask about this home
What are the estimated monthly carrying costs at 1580 SE 8th Street, Deerfield Beach, FL 33441?+
Property tax (after sale): $4,662/month est.; homeowners insurance: $967/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $5,629/month est. Principal and interest: $24,880/month; PMI: $0/month. Total for the payment scenario shown: $30,509/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1580 SE 8th Street, Deerfield Beach, FL 33441?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1580 SE 8th Street, Deerfield Beach, FL 33441 need flood insurance, and what drives the premium?+
Most of Deerfield Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1580 SE 8th Street, Deerfield Beach, FL 33441?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 1580 SE 8th Street, Deerfield Beach, FL 33441?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 1580 SE 8th Street, Deerfield Beach, FL 33441?+
This listing has been on the market 356 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Deerfield Beach, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Deerfield Beach Elementary School
Elementary · 1.2 mi from this home · 650 Ne 1St St, Deerfield Beach
Deerfield Beach Middle School
Middle school · 1.0 mi from this home · 701 Se 6Th Ave, Deerfield Beach
Deerfield Beach High School
High school · 2.4 mi from this home · 910 Sw 15Th St, Deerfield Beach
Zone boundaries published by Broward County Public Schools.
Other options for this address
Highlands Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Pompano Beach
Angels Christian Academy Of Pompano Beach
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Pompano Beach
Bethlehem Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 2–12 · Lighthouse Point
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.

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