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+21 photosWaterfront home — 160 NE 86th Street · El Jardin · El Portal
South Florida Luxury Living
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Open property magazine$1,194,999
160 NE 86th Street, El Portal, FL 33138
El Portal, FL, 33138
3 bd · 2 ba · 1,740 sqft
Listed by Douglas Elliman
160 NE 86th Street, El Portal, FL 33138
Listed by Douglas Elliman
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Estimated monthly payment
$8,250/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $8,250/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AH · verify insurance quotes before buying.
About this home
Find similar homesWelcome to El Jardin, one of El Portal’s most enchanting and historic residential enclaves. Nestled beneath a beautiful canopy of mature tropical trees, this 3-bedroom, 2-bathroom residence offers an exceptionally spacious and thoughtfully designed layout that flows comfortably from room to room. The home also features a spacious kitchen with plenty of room for cooking, gathering, and entertaining. Situated on an expansive 8,400-square-foot lot, the property features a peaceful canal-front backyard along the Little River. Majestic trees surround the property, providing privacy, natural beauty, and serene water views. Recent improvements include an A/C system installed in 2020 and an energy-efficient tankless water heater installed in 2021. Enjoy a tranquil, park-like lifestyle within a state-designated bird sanctuary, just steps from the neighborhood park and surrounded by quiet residential streets. This centrally located home offers convenient access to I-95 and Biscayne Boulevard and is just minutes from The Citadel, the historic MiMo District, the Miami Design District, Wynwood, Downtown Miami, Miami Beach, and Miami International Airport. This is a probate sale and is contingent upon court approval. All interior photos are virtually staged. The property is vacant. Furniture, décor, and the fireplaces shown in the living room, family room, and main bedroom were added digitally as design ideas and are not included.
Property Details
Your costs (est.)
≈ $8,250/mo
160 NE 86th Street, El Portal, FL 33138 · El Portal
Location
160 NE 86th Street, El Portal, FL 33138
Dock & Draft Match™
Ask about dock
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 160 NE 86th Street, El Portal, FL 33138?+
Property tax (after sale): $1,413/month est.; homeowners insurance: $636/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $2,049/month est. Principal and interest: $6,201/month; PMI: $0/month. Total for the payment scenario shown: $8,250/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 160 NE 86th Street, El Portal, FL 33138?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 160 NE 86th Street, El Portal, FL 33138 need flood insurance, and what drives the premium?+
Most of El Portal sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 160 NE 86th Street, El Portal, FL 33138?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 160 NE 86th Street, El Portal, FL 33138?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 160 NE 86th Street, El Portal, FL 33138?+
This listing has been on the market 54 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in El Portal, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Miami Shores Elementary School
Elementary · 1.3 mi from this home · 10351 Ne 5Th Ave, Miami Shores
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,194,999 · MLS A12091575
$1,194,999
160 NE 86th Street
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