Luxury home — 1629 NE 4th Place · Middle River Park · Fort Lauderdale
South Florida Luxury Living
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Open property magazine$2,690,000
1629 NE 4th Place, Fort Lauderdale, FL 33301
Fort Lauderdale, FL, 33301
Listed by Coast
1629 NE 4th Place, Fort Lauderdale, FL 33301
Listed by Coast
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $13,958/mo
- Property tax (after sale) est.
- $2,148/mo
- Homeowners insurance est.
- $403/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
1629 NE 4th Place, Fort Lauderdale, FL 33301
Estimated cash to close est.
$573,541.67
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $2,152,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$573,541.67
- Down payment est.
- $538,000.00
- Mortgage note documentary stamps est.
- $7,532.00
- Mortgage intangible tax est.
- $4,304.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $9,300.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $4,295.67
- Insurance escrow (2 months) est.
- $805.00
- First-year insurance premium est.
- $4,830.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone X 0.2 Percent Annual Chance Flood Hazard in Coastal ZoneNot federally required
- Homeowners insurance est.
- $402 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: X
Moderate mapped flood risk; flooding is still possible.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
- Roof type
- Concrete
- Roof year
- 2022 (assumed from year built)
- Impact windows / doors
- Impact Glass (Partial)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 2022
Homeowners insurance: $402 / month est.
- Annual premium est.
- $4,525
- Fees & taxes est.
- $305
- Annual total est.
- $4,830
- Likely range est.
- $4,105–$5,796
- Dwelling coverage est.
- $739,338
- Other structures est.
- $14,787
- Personal property est.
- $147,868
- Loss of use est.
- $73,934
- Hurricane deductible (2%) est.
- $14,787
The estimated rebuild cost is above the Citizens Property Insurance coverage cap for this county, so this home would need a private carrier.
Based on the listing: 3,113 sq ft · built 2022 · 2 stories · roof from 2022.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · inland rating band · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Zone X. Flood insurance is not federally required, but it is strongly recommended and usually available at lower rates.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesBeautifully appointed and practically brand-new, this 2022-built 4-bedroom, 5-full-bath residence offers a rare combination of modern luxury, privacy and effortless indoor-outdoor living. Lightly used by the current owners, the home features a thoughtfully designed layout with the primary suite and two additional bedrooms upstairs, each with balcony access, plus a private guest suite downstairs. The spacious primary retreat features a spa-inspired bath with rainfall shower, soaking tub, generous walk-in closet and private balcony overlooking the pool. The gourmet kitchen showcases granite countertops, sleek gray cabinetry, built-in refrigerator, gas cooktop and gas grill. Expansive glass sliders open to a lush tropical backyard and pool, creating a true resort-style setting for entertaining or unwinding. Built-in Yamaha speakers enhance the living room, primary suite and pool/patio areas. The fifth full bath doubles as a convenient pool/cabana bath with exterior access. Additional highlights include split AC units, whole-house water filtration, pool water heater, electric blinds, abundant under-stair storage, attached 2-car garage (recently updated garage door) and generous driveway parking. Ideally situated on a quiet residential street while remaining close to Las Olas, major transportation routes, water access and the beach, this home delivers the Fort Lauderdale lifestyle with comfort, convenience and privacy. A Fort Lauderdale lifestyle designed around comfort, privacy and effortless entertaining.A rare opportunity to own a practically brand new 2022 residence that feels equally suited to everyday living, weekend escapes and entertaining. Lightly used by the current owners, this 4-bedroom, 5-full-bath home was thoughtfully designed to give everyone space while keeping the heart of the home connected to the outdoors.The layout is particularly appealing for families, guests and those who value privacy. The primary suite and two additional bedrooms are located upstairs, while a private guest suite is conveniently positioned on the main level. The primary retreat is designed as a true escape, featuring a spa-inspired bathroom with rainfall shower and separated soaking tub, a generous walk-in closet and a private balcony overlooking the pool.Upstairs balcony access gives the bedrooms an additional connection to the South Florida lifestyle, while the downstairs guest suite offers flexibility for visitors, extended stays or multigenerational living.At the center of the home is a gourmet kitchen designed for both everyday meals and entertaining, with granite countertops, sleek gray cabinetry, a built-in refrigerator, gas cooktop and gas grill (rare and amazing feature in the area). The kitchen and living areas flow naturally toward the backyard through expansive glass sliding doors.Outside, the tropical backyard and pool create a private resort-like environment. Imagine morning coffee by the pool, afternoons enjoying the South Florida sun, or evenings entertaining with friends while the built-in Yamaha sound system extends throughout the living room, primary suite and pool/patio areas with multiple ceiling fans.The fifth full bathroom adds another layer of convenience, functioning as a pool/cabana bath with direct exterior access. Additional thoughtful features include split AC units, whole-house water filtration, pool water heater, electric blinds, substantial under-stair storage, an attached 2-car garage (recently upgraded garage door) and additional driveway parking.The home sits on a quiet residential street, providing a sense of privacy and neighborhood living without giving up the convenience of being close to everything. Enjoy easy access to Las Olas and its restaurants, cafés, shopping and entertainment, while Broward Boulevard, Federal Highway and I-95 provide convenient connections throughout Fort Lauderdale and beyond.Multiple water access points are also nearby, making it easy to embrace the boating, waterfront and outdoor lifestyle that makes South Florida so desirable. And when it is time for the beach, the property is approximately a 10-minute drive away.This is more than a beautiful home! it is a lifestyle centered around sunshine, water, entertaining, privacy and the freedom to enjoy Fort Lauderdale at your own pace.
Property Details

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1629 NE 4th Place, Fort Lauderdale, FL 33301 · Fort Lauderdale
Location
1629 NE 4th Place, Fort Lauderdale, FL 33301
What buyers ask about this home
What are the estimated monthly carrying costs at 1629 NE 4th Place, Fort Lauderdale, FL 33301?+
Property tax (after sale): $2,148/month est.; homeowners insurance: $403/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $2,550/month est. Principal and interest: $13,958/month; PMI: $0/month. Total for the payment scenario shown: $16,508/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1629 NE 4th Place, Fort Lauderdale, FL 33301?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1629 NE 4th Place, Fort Lauderdale, FL 33301 need flood insurance, and what drives the premium?+
Most of Fort Lauderdale sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1629 NE 4th Place, Fort Lauderdale, FL 33301?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 1629 NE 4th Place, Fort Lauderdale, FL 33301?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 1629 NE 4th Place, Fort Lauderdale, FL 33301?+
This listing has been on the market 61 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Fort Lauderdale. Venice of America — 165+ miles of navigable waterways, Las Olas dining, and easy I-95 / Brightline access.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Harbordale Elementary School
Elementary · 1.8 mi from this home · 900 Se 15Th St, Fort Lauderdale
Sunrise Middle School
Middle school · 1.1 mi from this home · 1750 Ne 14Th St, Fort Lauderdale
Fort Lauderdale High School
High school · 1.7 mi from this home · 1600 Ne 4Th Ave, Fort Lauderdale
Zone boundaries published by Broward County Public Schools.
Other options for this address
Somerset Academy Village Charter Middle School
Middle school · Charter · Grades 6–8 · Wilton Manors
ST. Thomas Aquinas High School
High school · Private · Catholic · Grades 9–12 · Fort Lauderdale
Edith Robinson Christian Academy
High school · Private · Christian · Grades 9–12 · Fort Lauderdale
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades PK–12 · Port ST. Lucie
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades K–12 · Port ST. Lucie
Murl Windsor Academy At Hollywood
Pre-K & Kindergarten · Private · Grades PK–12 · Fort Lauderdale
The International Family Academy
Pre-K & Kindergarten · Private · Grades K–12 · Fort Lauderdale
Lighthouse Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Oakland Park
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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