

Una Residences Hero Towards Water — 175 SE 25th Road 2801 · UNA Residences · Miami

South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 175 SE 25th Road 2801, Miami, FL 33129
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$6,100,000
175 SE 25th Road 2801, Miami, FL 33129
Miami, FL, 33129
Listed by Fortune Christie's International Real Estate
175 SE 25th Road 2801, Miami, FL 33129
Listed by Fortune Christie's International Real Estate
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $31,652/mo
- Property tax (after sale) est.
- $8,885/mo
- Homeowners insurance est.
- $725/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
175 SE 25th Road 2801, Miami, FL 33129
Estimated cash to close est.
$1,296,787.50
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $4,880,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$1,296,787.50
- Down payment est.
- $1,220,000.00
- Mortgage note documentary stamps est.
- $17,080.00
- Mortgage intangible tax est.
- $9,760.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $17,550.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $17,770.17
- Insurance escrow (2 months) est.
- $1,450.33
- First-year insurance premium est.
- $8,702.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AEFlood insurance required
- Homeowners insurance est.
- $725 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Concrete
- Roof year
- 2026 (assumed from year built)
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Impact Glass (Complete)
- Year built
- 2026
Homeowners insurance: $725 / month est.
- Annual premium est.
- $8,397
- Fees & taxes est.
- $305
- Annual total est.
- $8,702
- Likely range est.
- $7,396–$10,442
- Dwelling coverage est.
- $1,016,282
- Other structures est.
- $20,326
- Personal property est.
- $203,256
- Loss of use est.
- $101,628
- Hurricane deductible (2%) est.
- $20,326
The estimated rebuild cost is above the Citizens Property Insurance coverage cap for this county, so this home would need a private carrier.
Based on the listing: 2,743 sq ft · built 2026 · 47 stories · roof from 2026 · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesAn exceptional opportunity to own one of UNA's final developer residences, now offered at exclusive close-out pricing and ready for immediate occupancy. Developer motivated, present all offers. Rising 47 stories along the Biscayne Bay waterfront, UNA introduces a new level of boutique luxury to South Brickell with just 135 residences. Dramatic 11-ft floor-to-ceiling glass, expansive terraces and sweeping turquoise bay views define the interiors. Residents enjoy three pools, a state-of-the-art fitness center and an exceptional spa envisioned by the Chairman of AMAN, Vlad Doronin. Set within one of Brickell's most private residential enclaves, moments from Brickell, Coconut Grove and Miami's finest dining, shopping and culture. Residences feature private elevator entry, soaring floor-to-ceiling glass, expansive terraces, beautifully proportioned interiors and chef's kitchens with Gaggenau appliances. Sweeping views extend across Biscayne Bay toward Key Biscayne, South Beach and the Atlantic beyond. UNA offers an exceptional resort-style amenity collection centered around the waterfront, including three pools—a bayfront pool, lap pool and family pool—Jacuzzi, private marina with boat slips, Baywalk access, owners' lounge, private dining room, catering kitchen, movie theater, children's playroom and splash pad, beautifully landscaped terraces and dedicated pet areas. An entire wellness level features a state-of-the-art fitness center, Pilates and yoga studios, spa treatment rooms, sauna and steam rooms, all conceived with the elevated hospitality sensibility. Residents also enjoy exclusive access to the Grand Bay Club on Key Biscayne. Set within one of Brickell's most coveted residential enclaves, UNA offers a rare sense of privacy while remaining moments from the energy of Brickell Avenue, Brickell City Centre, Coconut Grove, Key Biscayne and Miami's finest dining, shopping and cultural destinations. South Brickell is prized for its tree-lined streets, waterfront setting and quieter residential character, offering the best of Miami living with immediate access to the city's most dynamic neighborhoods. UNA represents a rare combination of new construction, waterfront living, architectural pedigree and immediate occupancy in one of Miami's most coveted residential settings.
Building health
- Building
- UNA Residences· MLS
- Year built
- 2026· MLS
- Stories
- 47· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Breed Restrictions, Dogs OK, Size Limit, Pet Restrictions Possible· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- Not provided —
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details

Dogs
Welcome per listing rules

Breed restrictions
Some breeds not accepted
175 SE 25th Road 2801, Miami, FL 33129 · Miami
Location
175 SE 25th Road 2801, Miami, FL 33129
Dock & Draft Match™
Dock / slip — ask about dock
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
What buyers ask about this home
What are the estimated monthly carrying costs at 175 SE 25th Road 2801, Miami, FL 33129?+
Property tax (after sale): $8,885/month est.; homeowners insurance: $725/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $9,610/month est. Principal and interest: $31,652/month; PMI: $0/month. Total for the payment scenario shown: $41,262/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 175 SE 25th Road 2801, Miami, FL 33129?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 175 SE 25th Road 2801, Miami, FL 33129 need flood insurance, and what drives the premium?+
Most of Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 175 SE 25th Road 2801, Miami, FL 33129?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 175 SE 25th Road 2801, Miami, FL 33129 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Miami luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 175 SE 25th Road 2801, Miami, FL 33129?+
This listing has been on the market 9 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami. Distinct neighborhoods, local dining and shopping, with downtown, Brickell and MiamiCentral as everyday destinations.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ponce de Leon Middle
Middle school
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Sports Leadership And Management Charter School Middle Scho
Middle school · Charter · Grades 6–8 · Miami
Sports Leadership Arts Management Charter High School
High school · Charter · Grades 9–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
2333 Brickell Avenue 2614, Miami, FL 33129
Listed by Brickell Bay Club Realty, Inc.
BRICKELL BAY CLUB CONDO
1 bd · 2 ba · 930 sq ft
$535,000
View details2200 Brickell Avenue 206, Miami, FL 33129
Listed by The Home Alchemists Inc
2200 BRICKELL
1 bd · 2 ba · 864 sq ft
$998,500
View details1425 Brickell Avenue 50B, Miami, FL 33131
Listed by One Sotheby's International Realty
MILLENNIUM TOWER RESIDENC
2 bd · 3 ba · 2,076 sq ft
$3,295,000
View details1000 Brickell Plaza PH5307, Miami, FL 33131
Listed by LPT Realty, LLC
BRICKELL FLATIRON CONDO
3 bd · 4 ba · 1,800 sq ft
$3,500,000
View details200 SE 15th Road 7D, Miami, FL 33129
Listed by Miami New Realty
BRICKELL HARBOUR CONDO
2 bd · 2 ba · 1,017 sq ft
$750,000
View details300 Biscayne Boulevard Way 4901E, Miami, FL 33131
Listed by Cervera Real Estate Inc.
Aston Martin Residences
4 bd · 6 ba · 3,375 sq ft
$6,500,000
View details