1 / 55



+50 photosThe Sunset Villa — 1801 Spanish River Road · SPANISH RIVER LAND- The Estates · Boca Raton
























































South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 1801 Spanish River Road, Boca Raton, FL 33432
Dedicated to you and your family.
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance. Sign in or create a free account and the same edition is rewritten around your household — the schools your children would attend, the boat you keep, the routes you actually drive.
Open property magazine$14,995,000
1801 Spanish River Road, Boca Raton, FL 33432
Boca Raton, FL, 33432
Listed by Serhant
1801 Spanish River Road, Boca Raton, FL 33432109 ft of water frontageSuperyacht range · Boat length ~89 ft · preliminary
Listed by Serhant
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $14,162,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $77,806/mo
- Property tax (after sale) est.
- $11,386/mo
- Homeowners insurance est.
- $1,150/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
1801 Spanish River Road, Boca Raton, FL 33432
Estimated cash to close est.
$3,108,325.33
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $11,996,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $14,162,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$3,108,325.33
- Down payment est.
- $2,999,000.00
- Mortgage note documentary stamps est.
- $41,986.00
- Mortgage intangible tax est.
- $23,992.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $22,772.33
- Insurance escrow (2 months) est.
- $2,300.00
- First-year insurance premium est.
- $13,800.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $1,150 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 29, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 29, 2026
- Roof type
- Flat
- Roof year
- 2022 (assumed from year built)
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Impact Glass (Complete)
- Year built
- 2022
Homeowners insurance: $1,150 / month est.
- Annual premium est.
- $13,495
- Fees & taxes est.
- $305
- Annual total est.
- $13,800
- Likely range est.
- $11,730–$16,560
- Dwelling coverage est.
- $2,100,000
- Other structures est.
- $42,000
- Personal property est.
- $420,000
- Loss of use est.
- $210,000
- Hurricane deductible (2%) est.
- $42,000
Based on the listing: 5,600 sq ft · built 2022 · one story · roof from 2022 · impact windows / shutters · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesIntroducing The Sunset Villa, an extraordinary modern waterfront estate where architectural sophistication meets the effortless luxury of South Florida living. Perfectly positioned with 4 bedrooms with en suite bathrooms, plus an office and clubroom, on 109 feet of prime, direct Intracoastal frontage in Boca Raton's coveted Spanish River Land neighborhood, this striking residence offers a rare opportunity to own a single-story modern estate directly on the Intracoastal Waterway. In a market where newly built luxury waterfront homes are predominantly designed across multiple levels, The Sunset Villa distinguishes itself with the convenience of single-level living, contemporary architecture, exceptional privacy, and breathtaking waterfront sunsets. Beyond the private gated entrance, a dramatic courtyard arrival unfolds across a bridge surrounded by tranquil reflecting ponds, setting the tone for the architectural experience within. Walls of glass, soaring ceilings, and seamless indoor-outdoor transitions define the residence, complemented by a grand 10-foot pivot entry door, a stunning 168-bottle glass wine wall, and a sophisticated great room anchored by a backlit fireplace. A remarkable 26-foot Eurowall folding glass door opens the living space to the waterfront lanai, effortlessly blending interior elegance with the surrounding landscape. At the heart of the home, a custom Poggenpohl chef's kitchen combines timeless design with exceptional functionality. The private primary suite serves as a waterfront sanctuary, featuring expansive corner pocketing glass doors, sweeping Intracoastal views, and direct access to the resort-style pool through elegant floating stepping stones. Designed for unforgettable entertaining, the waterfront clubroom features expansive sliding glass walls that open directly to an intimate outdoor firepit lounge, creating an inviting atmosphere for gatherings against the backdrop of passing yachts and spectacular sunsets. The outdoor living experience is equally impressive. A sprawling waterfront lanai overlooks a stunning wraparound lap pool featuring a champagne spa, oversized sun shelf, and distinctive floating island. The property's 109 feet of direct Intracoastal frontage is complemented by a substantial concrete seawall, offering the potential to install a boat lift or Jet Ski lift, subject to applicable permits and approvals. This added flexibility creates an exceptional opportunity for boating enthusiasts to customize their waterfront lifestyle. Lush tropical landscaping enhances the estate's privacy, while a four-bay garage provides generous accommodations for the automotive enthusiast. Located within the prestigious, non-HOA enclave of Spanish River Land, The Sunset Villa places residents moments from Boca Raton's pristine beaches, Mizner Park, the Boca Raton Resort & Club, and the area's finest dining, shopping, and entertainment. With its rare single-story design, 109 feet of direct Intracoastal frontage, boating potential, and striking contemporary architecture, The Sunset Villa offers a combination of features seldom found together in Boca Raton's luxury waterfront market.
Property Details

Dogs
Welcome here

Cats
Welcome here
1801 Spanish River Road, Boca Raton, FL 33432 · Boca Raton
Location
1801 Spanish River Road, Boca Raton, FL 33432
Dock & Draft Match™
109 ft stated water frontage less the local Boca Raton side-line buffers; canal and inlet length limits not provided — Ask Simon
Boat length ~89 ft · preliminary
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 1801 Spanish River Road, Boca Raton, FL 33432?+
Property tax (after sale): $11,386/month est.; homeowners insurance: $1,150/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $12,536/month est. Principal and interest: $77,806/month; PMI: $0/month. Total for the payment scenario shown: $90,342/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1801 Spanish River Road, Boca Raton, FL 33432?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1801 Spanish River Road, Boca Raton, FL 33432 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1801 Spanish River Road, Boca Raton, FL 33432?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 1801 Spanish River Road, Boca Raton, FL 33432?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 1801 Spanish River Road, Boca Raton, FL 33432?+
This listing has been on the market 0 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Boca Raton Community Middle School
Middle school · 3.0 mi from this home · 1251 Nw 8Th St, Boca Raton
Boca Raton Community High School
High school · 3.4 mi from this home · 1501 Nw 15Th Ct, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Boca Raton Christian School
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Closed sales in the last 12 months, newest first — single-family homes only. Tap a home for its photos and sale facts.
Loading nearby sales…
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
1241 Cocoanut Road, Boca Raton, FL 33432
Listed by Premier Estate Properties Inc
SPANISH RIVER LAND CO SUB UNIT 1
5 bd · 6 ba · 6,064 sq ft
$9,750,000
View details
590 Phillips Drive, Boca Raton, FL 33432
Listed by CJM Properties, Inc.
GOLDEN HARBOUR SEC 2
5 bd · 8 ba · 5,855 sq ft
$10,995,000
View details
464 NE 8TH Street, Boca Raton, FL 33432
Listed by One Sotheby's International Realty
BOCA VILLAS SEC B
5 bd · 6 ba · 3,405 sq ft
$3,795,900
View details
1070 NE 2nd Terrace, Boca Raton, FL 33432
Listed by The Heller Organization
BOCA VILLAS SEC C
4 bd · 4 ba · 2,348 sq ft
$2,500,000
View details
220 NW 12TH Street, Boca Raton, FL 33432
Listed by William Raveis Real Estate
VARSITY HEIGHTS
3 bd · 2 ba · 1,639 sq ft
$1,075,000
View details
21789 Linwood Way, Boca Raton, FL 33433
Listed by Regency Realty Services
PINES AT BOCA DEL MAR
4 bd · 3 ba · 2,548 sq ft
$1,230,000
View details
