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+14 photosLuxury home — 1845 NE 124TH Street · Keystone Point · North Miami
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Open property magazine$3,600,000
1845 NE 124TH Street, North Miami, FL 33181
North Miami, FL, 33181
4 bd · 5 ba · 3,216 sqft
Listed by Brokers, LLC
1845 NE 124TH Street, North Miami, FL 33181
Listed by Brokers, LLC
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$25,765/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $25,765/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesDiscover modern South Florida living in the highly desirable Keystone Point community. This beautifully designed residence combines contemporary architecture, spacious interiors, and exceptional indoor-outdoor living in one of North Miami's most sought-after neighborhoods. The home features 4 bedrooms, 4.5 bathrooms, plus a versatile office/den, with an open-concept layout enhanced by high ceilings, abundant natural light, and elegant modern finishes. Expansive living and dining areas create an inviting atmosphere for both everyday living and entertaining. Modern design, privacy, and an outstanding North Miami location come together in this exceptional residence.
Property Details
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Your costs (est.)
≈ $25,765/mo
1845 NE 124TH Street, North Miami, FL 33181 · North Miami
Location
1845 NE 124TH Street, North Miami, FL 33181
What buyers ask about this home
What are the estimated monthly carrying costs at 1845 NE 124TH Street, North Miami, FL 33181?+
Property tax (after sale): $6,484/month est.; homeowners insurance: $601/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $7,085/month est. Principal and interest: $18,680/month; PMI: $0/month. Total for the payment scenario shown: $25,765/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 1845 NE 124TH Street, North Miami, FL 33181?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 1845 NE 124TH Street, North Miami, FL 33181 need flood insurance, and what drives the premium?+
Most of North Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 1845 NE 124TH Street, North Miami, FL 33181?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 1845 NE 124TH Street, North Miami, FL 33181?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 1845 NE 124TH Street, North Miami, FL 33181?+
This listing has been on the market 86 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in North Miami, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
David Lawrence Jr. K-8 Center
Elementary · 1.9 mi from this home · 15000 Bay Vista Blvd, North Miami
North Miami Middle School
Middle school · 1.6 mi from this home · 700 Ne 137Th St, North Miami
Alonzo & Tracy Mourning Senior High School
High school · 2.0 mi from this home · 2601 Ne 151St St, Miami
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Elementary School
Elementary · Charter · Grades PK–5 · North Miami
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Sports Leadership And Management (Slam) Middle School - Nor
Middle school · Charter · Grades 6–8 · North Miami Beach
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$3,600,000 · MLS B26066068
$3,600,000
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