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+28 photosLuxury home — 186 Citrus Trail Circle · Citrus Trail · Boynton Beach
South Florida Luxury Living
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Open property magazine$540,000
186 Citrus Trail Circle, Boynton Beach, FL 33436
Boynton Beach, FL, 33436
3 bd · 2 ba · 1,772 sqft
Listed by Linart Realty, LLC
186 Citrus Trail Circle, Boynton Beach, FL 33436
Listed by Linart Realty, LLC
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Estimated monthly payment
$4,156/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,156/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesBeautifully maintained, recently updated single-family home with 2017 roof, and new impact windows. Open floor plan with neutral tile flooring laid on the diagonal throughout—no carpet. Vaulted ceilings in the living room and primary suite enhance the spacious feel. Kitchen features real wood custom cabinetry with pull-out drawers, hidden pantry, eat-in breakfast area, bay window, and interior washer/dryer with ample storage. Primary suite offers an updated bath with double vanities, granite counters, dark wood cabinetry, shower/tub combo, and a large dual-entry walk-in closet. Two additional bedrooms and a full guest bath complete the interior. Enjoy a screened patio with serene lake views, no rear neighbors, and a large side yard. Community amenities include pool, tennis, and clubhouse.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 6%
The seller has come down from $575,000 to $540,000 — a $35,000 reduction since it came on the market.
196 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
Welcome per listing rules
Cats
Welcome per listing rules
Your costs (est.)
≈ $4,156/mo
186 Citrus Trail Circle, Boynton Beach, FL 33436 · Boynton Beach
Location
186 Citrus Trail Circle, Boynton Beach, FL 33436
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 186 Citrus Trail Circle, Boynton Beach, FL 33436?+
Property tax (after sale): $546/month est.; homeowners insurance: $398/month est.; HOA: $410/month. Fixed ownership costs before a mortgage: $1,354/month est. Principal and interest: $2,802/month; PMI: $0/month. Total for the payment scenario shown: $4,156/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 186 Citrus Trail Circle, Boynton Beach, FL 33436?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 186 Citrus Trail Circle, Boynton Beach, FL 33436 need flood insurance, and what drives the premium?+
Most of Boynton Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 186 Citrus Trail Circle, Boynton Beach, FL 33436?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 186 Citrus Trail Circle, Boynton Beach, FL 33436?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 186 Citrus Trail Circle, Boynton Beach, FL 33436?+
This listing has been on the market 196 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Boynton Beach, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Citrus Cove Elementary School
Elementary · 0.3 mi from this home · 8400 Lawrence Rd, Boynton Beach
Congress Community Middle School
Middle school · 2.3 mi from this home · 101 S Congress Ave, Boynton Beach
Boynton Beach Community High
High school · 1.5 mi from this home · 4975 Park Ridge Blvd, Boynton Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Lake Worth
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$540,000 · MLS B26021694
$540,000
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