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+40 photosLuxury home — 18838 Cloud Lake Circle · Boca Landings · Boca Raton
South Florida Luxury Living
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A magazine dedicated to 18838 Cloud Lake Circle, Boca Raton, FL 33496
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Open property magazine$519,000
18838 Cloud Lake Circle, Boca Raton, FL 33496
Boca Raton, FL, 33496
3 bd · 2 ba · 1,364 sqft
Listed by Lang Realty/ BR
18838 Cloud Lake Circle, Boca Raton, FL 33496
Listed by Lang Realty/ BR
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Estimated monthly payment
$3,945/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $3,945/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homes0.2 acres of lakefront — the biggest lot on Cloud Lake Cir. Step inside to a combined living & dining room with lake views through the back windows. The kitchen opens to its own family room, also overlooking the water, with granite counters & an eat-in nook. Tile floors run through the main living spaces. Down the hallway, all three bedrooms have deep closets, including the primary, which wakes up to the lake too. 1-car garage. Boca Landings, West Boca — sidewalk-lined streets, low HOA, rental-friendly for investors, & amenities including a clubhouse, pool/spa, tennis, racquetball, basketball & pickleball courts. Zoned for top-rated Palm Beach County schools, close to shopping, dining & major roadways. Lots this size on the lake don't come up often here — call to see it.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
110 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Club / community membership required
$300 / quarter membership
The MLS lists a second association / club fee for this community.
Membership dues, initiation and waitlists are set by the club and can change — always verify with the association before writing an offer.
Property Details
Dogs
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Your costs (est.)
≈ $3,945/mo
18838 Cloud Lake Circle, Boca Raton, FL 33496 · Boca Raton
Location
18838 Cloud Lake Circle, Boca Raton, FL 33496
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 18838 Cloud Lake Circle, Boca Raton, FL 33496?+
Property tax (after sale): $605/month est.; homeowners insurance: $437/month est.; HOA: $109/month; 2nd HOA / club dues: $100/month. Fixed ownership costs before a mortgage: $1,252/month est. Principal and interest: $2,693/month; PMI: $0/month. Total for the payment scenario shown: $3,945/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 18838 Cloud Lake Circle, Boca Raton, FL 33496?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 18838 Cloud Lake Circle, Boca Raton, FL 33496 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 18838 Cloud Lake Circle, Boca Raton, FL 33496?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 18838 Cloud Lake Circle, Boca Raton, FL 33496?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 18838 Cloud Lake Circle, Boca Raton, FL 33496?+
This listing has been on the market 110 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Whispering Pines Elementary School
Elementary · 0.9 mi from this home · 9090 Spanish Isles Blvd, Boca Raton
Olympic Heights Community High
High school · 1.6 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$519,000 · MLS B26056259
$519,000
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