1 / 43



+38 photosLocation Location — 20 COLONIAL CLUB Drive 200 · Colonial Club Condo · Boynton Beach












































South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$368,000
20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435
Boynton Beach, FL, 33435
Listed by RE/MAX Services
20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435
Listed by RE/MAX Services
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $1,909/mo
- Property tax (after sale) est.
- $372/mo
- Insurance included in HOA
- $0/mo
- HOA
- $795/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435
Estimated cash to close est.
$80,438.53
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $294,400.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$80,438.53
- Down payment est.
- $73,600.00
- Mortgage note documentary stamps est.
- $1,030.40
- Mortgage intangible tax est.
- $588.80
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $744.33
- Insurance escrow (2 months) est.
- $0.00
- First-year insurance premium est.
- $0.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $0 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Metal
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Storm Window(S)
- Year built
- 1973
Homeowners insurance: $0 / month est.
Association insurance is included in the stated HOA fee. Confirm separate unit-owner coverage with an insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesEXCEPTIONAL DIRECT INTRACOASTAL LIVING! Welcome to a truly special South Florida residence in the highly desirable Colonial Club, a beautifully maintained 55+ Intracoastal community offering an exceptional combination of waterfront lifestyle, privacy, convenience and location. This beautifully appointed 2-bedroom, 2-bath residence offers approximately 1,200 square feet of comfortable, sophisticated living and occupies a coveted wing position offering remarkable privacy—with no neighbors on either side or above. Step inside to discover a light-filled, beautifully maintained interior enhanced by smooth ceilings, recessed high-hat lighting, elegant crown molding, detailed baseboards and attractive flooring throughout. A desirable split-bedroom floor plan. The thoughtfully redesigned kitchen opens seamlessly to the main living area and features a built-in wall oven, separate cooktop, generous cabinetry and abundant storage, creating an inviting space equally suited for everyday living and entertaining. Both bathrooms have been beautifully remodeled with walk-in showers, while the spacious primary suite provides a peaceful retreat with a walk-in closet and warm wood-look flooring. THE VIEWS ARE TRULY EXCEPTIONAL. One of the most remarkable features of this residence is the spectacular scenery. The rooms enjoy beautiful Intracoastal views, creating an ever-changing waterfront backdrop throughout the home. From this remarkably private vantage point, enjoy breathtaking views across the Intracoastal Waterway to the Little Club golf course, along with impressive multi-million-dollar estates beyond. The Little Club, located directly across the Intracoastal, has undergone a multi-million-dollar renovation, further enhancing the extraordinary scenery enjoyed from the residence. The combination of sparkling water, manicured golf course vistas and beautiful estates creates a picturesque setting that captures the very essence of coastal South Florida living. Complete hurricane-impact glass provides additional comfort and peace of mind, while the building also features a newer roof and refreshed exterior. For added convenience, ventless washer and dryer units are permitted within the condominium, giving owners the option of in-residence laundry. In addition, washers and dryers are conveniently available on both floors of the building. WELCOME TO THE COLONIAL CLUB LIFESTYLE. Set amid approximately 22 acres of lush tropical surroundings along the Intracoastal Waterway, this established 55+ community offers much more than a beautiful place to live—it provides an active, welcoming and resort-inspired South Florida lifestyle. Residents enjoy a beautifully updated heated saltwater pool and pool deck, clubhouse, fitness center, billiard room, library, game room, community room, kitchen facilities, bike storage, picnic areas and additional recreational amenities. Two BBQ grills are conveniently located near the pool area for residents to enjoy outdoor dining and entertaining. One of Colonial Club's signature features is its spectacular approximately 1,500-foot seawall and scenic Intracoastal walkway—an extraordinary setting for morning and evening strolls, fishing, relaxing by the water, watching the boats pass and simply enjoying the beauty and tranquility of Florida's Intracoastal lifestyle. Colonial Club also offers a wonderful social atmosphere with a variety of activities and events throughout the year. Residents can enjoy Women's Club and Men's Club activities, golf outings, dinners, happy hours, live musical entertainment, cards, Mahjong, Canasta, luncheons, fashion shows, poolside barbecues and numerous other social gatherings. Whether you prefer an active social calendar or simply relaxing quietly along the waterfront, Colonial Club offers the opportunity to enjoy Florida living at your own pace. IMPORTANT BUILDING & FINANCIAL INFORMATION: All assessments have been paid in full. The applicable buildings have completed the required recertification under Florida condominium safety requirements and have received a Certificate of Building Safety Recertification from the City of Boynton Beach, confirming compliance with required safety standards. The community maintains strong reserve funding, with projections meeting the 2025 Structural Integrity Reserve Study (SIRS) requirements—an increasingly important consideration for today's Florida condominium purchaser. The monthly condominium fee provides extensive value and includes building insurance, exterior and common-area maintenance, water, sewer, trash, pest control, pool service, recreational facilities, reserve funding, cable television and high-speed internet. LOCATION, LOCATION, LOCATION! Colonial Club enjoys an outstanding coastal Boynton Beach location just minutes from the beautiful Atlantic Ocean and South Florida's tropical beaches, while offering convenient access to an exceptional selection of restaurants, shopping, entertainment and nightlife. Vibrant Downtown Delray Beach is only a short drive away, offering acclaimed restaurants, boutiques, galleries, cafés, shopping, nightlife and entertainment. The community is also conveniently located for access to Palm Beach International Airport, making travel and welcoming visiting family and friends remarkably convenient. Enjoy being close to everything South Florida has to offer while returning home to the peaceful tropical surroundings and waterfront ambiance of Colonial Club. Whether you're enjoying a morning walk along the Intracoastal, watching the boats from your home, relaxing beside the heated saltwater pool, joining friends for happy hour, attending one of the community's many social events, heading to the beach, dining at a wonderful local restaurant or spending an evening in Downtown Delray Beach, this is the quintessential South Florida lifestyle. This exceptional residence represents a rare combination of PRIVACY, SPECTACULAR INTRACOASTAL AND GOLF COURSE VIEWS, BEAUTIFUL INTERIORS, SMOOTH CEILINGS, HIGH-HAT LIGHTING, HURRICANE PROTECTION, COMMUNITY IMPROVEMENTS, COMPLETED ASSESSMENTS, STRONG RESERVE PLANNING, AN ACTIVE SOCIAL LIFESTYLE and an enviable INTRACOASTAL LOCATION. Whether envisioned as a sophisticated full-time residence or an elegant Florida retreat, this is more than a beautiful condominium—it is an opportunity to embrace an exceptional waterfront lifestyle. Schedule your private showing and experience the beauty, lifestyle and exceptional setting of Colonial Club for yourself. All measurements and information are deemed reliable but are not guaranteed and should be independently verified by prospective purchasers. One or more photos are visual images.
Building health
- Building
- 20· MLS
- Year built
- 1973· MLS
- Stories
- 2· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- No· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $795 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435 · Boynton Beach
Location
20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435
What buyers ask about this home
What are the estimated monthly carrying costs at 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435?+
Property tax (after sale): $372/month est.; homeowners insurance: $0/month est.; HOA: $795/month. Fixed ownership costs before a mortgage: $1,167/month est. Principal and interest: $1,909/month; PMI: $0/month. Total for the payment scenario shown: $3,077/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435 need flood insurance, and what drives the premium?+
Most of Boynton Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boynton Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 20 COLONIAL CLUB Drive 200, Boynton Beach, FL 33435?+
This listing has been on the market 16 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Boynton Beach, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Plumosa School Of The Arts
Elementary · 1.1 mi from this home · 2501 Seacrest Blvd, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.

2019 S SEACREST Boulevard C, Boynton Beach, FL 33435
Listed by William Raveis Real Estate
SQUIRE HILL CONDO
1 bd · 2 ba · 891 sq ft
$210,000
View details
760 E Ocean Avenue 303, Boynton Beach, FL 33435
Listed by Ocean East Properties
COASTAL TOWERS CONDO
2 bd · 2 ba · 908 sq ft
$285,000
View details
450 N FEDERAL Highway 610, Boynton Beach, FL 33435
Listed by Coldwell Banker Realty
CASA COSTA CONDO
2 bd · 2 ba · 1,230 sq ft
$429,500
View details
700 E Boynton Beach Boulevard, Boynton Beach, FL 33435
Listed by Serhant
Marina Village
2 bd · 2 ba · 1,206 sq ft
$550,000
View details
700 E Boynton Beach Boulevard 710, Boynton Beach, FL 33435
Listed by Douglas Elliman
MARINA VILLAGE AT BOYNTON BEACH CONDO
2 bd · 2 ba · 1,153 sq ft
$549,000
View details
1906 Belmont Place, Boynton Beach, FL 33436
Listed by Compass Florida, LLC
RESIDENCES OF BELMONT AT BOYNTON BEACH CONDO
2 bd · 2 ba · 1,353 sq ft
$329,000
View details