1 / 14
+9 photosGated community home — 202 SE 4TH Street · Model Land Co · Delray Beach
$1,600,000
202 SE 4TH Street, Delray Beach, FL 33483
Delray Beach, FL, 33483
— bd · 0 ba · — sqft
Listed by EXP Realty LLC
202 SE 4TH Street, Delray Beach, FL 33483
Listed by EXP Realty LLC
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through the cash needed at closing, including property taxes.
Cash to close
202 SE 4TH Street, Delray Beach, FL 33483
Estimated cash to close est.
$334,751.00
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $1,280,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $767,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$334,751.00
- Down payment est.
- $320,000.00
- Mortgage note documentary stamps est.
- $4,480.00
- Mortgage intangible tax est.
- $2,560.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $3,236.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesA rare 0.38 acre homesite in the heart of East Delray Beach, about 100 x 166 ft per county records and about two and a half times a typical downtown lot. Zoned R-1-A, blocks from Atlantic Avenue and about three quarters of a mile to the beach. There is room for a custom two story home with a three car garage, a 60 ft lap pool and a private rear garden, all inside typical setbacks. The existing renovated cottage can stay in use while you design and permit; the City sets when it comes down. Survey governs lot size; buyer to verify setbacks and approvals with the City of Delray Beach. Cottage size per seller, about 1,850 sf; seller reports permits are filed and county records do not yet reflect it. Buyer to verify. A full concept package is available: site plan, bird's eye and elevations drawn to scale, a sun study, and recent land and new construction sales nearby. A fenced, gated yard on the west side is useful for staging.
Property Details
Your costs (est.)
202 SE 4TH Street, Delray Beach, FL 33483 · Delray Beach
Location
202 SE 4TH Street, Delray Beach, FL 33483
What buyers ask about this home
What are the estimated monthly carrying costs at 202 SE 4TH Street, Delray Beach, FL 33483?+
Property tax (after sale): $1,618/month est. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 202 SE 4TH Street, Delray Beach, FL 33483?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 202 SE 4TH Street, Delray Beach, FL 33483 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 202 SE 4TH Street, Delray Beach, FL 33483?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 202 SE 4TH Street, Delray Beach, FL 33483?+
This listing has been on the market 42 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Pine Grove Elementary School
Elementary · 0.7 mi from this home · 1000 Sw 4Th Ave, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Closed sales in the last 12 months, newest first. Tap a home for its photos and sale facts.
Loading nearby sales…
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,600,000 · MLS B26081135
$1,600,000
202 SE 4TH Street
400 Seasage Drive 501, Delray Beach, FL 33483
Listed by Lang Realty/Delray Beach
Seagate Manor
2 bd · 2 ba · 1,729 sq ft
$1,499,999
View details
208 SW 7TH Street, Delray Beach, FL 33444
Listed by Signature Int'l Premier Properties
NICHOLS 2ND ADD TO DELRAY
2 bd · 1 ba · 725 sq ft
$649,900
View details
50 EAST Road 12F, Delray Beach, FL 33483
Listed by Tamar Property Group
BARR TERRACE CONDO
2 bd · 2 ba · 1,567 sq ft
$1,250,000
View details
501 NE 2ND Street, Delray Beach, FL 33483
Listed by Regency Realty Services
$2,000,000
View details
415 SW 4TH, Delray Beach, FL 33444
Listed by Keller Williams Realty - Wellington
DELRAY TOWN OF
$400,000
View details
531 N SWINTON Avenue, Delray Beach, FL 33444
Listed by Engel & Voelkers Delray Beach
DEL IDA PARK
3 bd · 2 ba · 1,486 sq ft
$1,550,000
View details