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+52 photosLuxury home — 20434 ROSEWOOD GARDEN Way · Lotus Edge · Boca Raton
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Open property magazine$4,500,000
20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434
Boca Raton, FL, 33434
6 bd · 8 ba · 5,554 sqft
Listed by Charles Rutenberg Realty FTL
20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434
Listed by Charles Rutenberg Realty FTL
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Estimated monthly payment
$29,732/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $29,732/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesLikely one of the finest homes in Lotus Edge, the Santorini, the community's largest floorplan, on a rare premium lot with sweeping long-lake views, east-facing backyard and sunrises over the water, moments from the Clubhouse. 6BR/6.2BA, 4-car garage with epoxy floors. Shows like a model home: floating LED-lit ceiling beams, glass stair railing, wood floors throughout the entire second level with no carpet, fully built-out walk-in closets, designer lighting, blinds and impact glass. Custom pool with professional endless-swim current, large spa for 6, waterfall, fountains, LED lighting, salt system, heated water. Residents enjoy the new 39,000 SF Club: restaurant, bars, resort and lap pools, spa, fitness, racquet club and indoor sports complex. Furnishings negotiable. Move-in ready. The Club at Lotus Edge, 39,000 SF, now open: full-service restaurant, lounge and bar, poolside bar and cafe, resort-style pool, lap pool, whirlpool spa, kids splash park, 24/7 fitness center, group fitness studio, sauna, cold plunge, massage room and wellness retreat, shaded yoga lawn, racquet club with tennis, padel and pickleball courts plus a staffed pro shop, indoor multi-sport complex for basketball and pickleball, sports lounge, card rooms, teen club, arcade and kids play zone, full-time Lifestyle Director with year-round clubs, classes and events, and a manned gatehouse. Information herein is deemed reliable but not guaranteed and is subject to errors, omissions, or changes without notice. All measurements, fees, and community amenities should be independently verified by Buyer and Buyer's Agent.
Property Details
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Your costs (est.)
≈ $29,732/mo
20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434 · Boca Raton
Location
20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434?+
Property tax (after sale): $4,551/month est.; homeowners insurance: $1,085/month est.; HOA: $747/month. Fixed ownership costs before a mortgage: $6,382/month est. Principal and interest: $23,350/month; PMI: $0/month. Total for the payment scenario shown: $29,732/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 20434 ROSEWOOD GARDEN Way, Boca Raton, FL 33434?+
This listing has been on the market 21 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Sunrise Park Elementary School
Elementary · 2.0 mi from this home · 19400 Coral Ridge Dr, Boca Raton
Eagles Landing Middle School
Middle school · 2.0 mi from this home · 19500 Coral Ridge Dr, Boca Raton
Olympic Heights Community High
High school · 0.6 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
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