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+9 photosLuxury townhome — 20929 BOCA RIDGE Drive W · Boca Ridge Glen · Boca Raton
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Open property magazine$595,000
20929 BOCA RIDGE Drive W, Boca Raton, FL 33428
Boca Raton, FL, 33428
4 bd · 4 ba · 2,200 sqft
Listed by Charles Rutenberg Realty FTL
20929 BOCA RIDGE Drive W, Boca Raton, FL 33428
Listed by Charles Rutenberg Realty FTL
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Estimated monthly payment
$4,496/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,496/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesExceptional opportunity to customize and finish a spacious home in a highly desirable Boca Raton location. This property is currently under renovation and is being sold as-is, giving the next owner the opportunity to complete the renovations and select the finishes to their own taste and specifications. The expanded floor plan includes an additional room, offering flexibility for a guest suite, home office, playroom, media room, or fitness space, along with four full bathrooms to comfortably accommodate a variety of lifestyles. The seller is willing to contribute up to $15,000 toward the buyer's renovation costs with an acceptable offer, making it even easier to complete the home and add immediate value. Ideally located close to shopping, dining, parks, major roadways, and houses of worship, this property combines location, space, and outstanding potential. Whether you're an end user looking to create your dream home or an investor seeking value, this is a rare opportunity in the heart of Boca Raton.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
99 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $4,496/mo
20929 BOCA RIDGE Drive W, Boca Raton, FL 33428 · Boca Raton
Location
20929 BOCA RIDGE Drive W, Boca Raton, FL 33428
What buyers ask about this home
What are the estimated monthly carrying costs at 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428?+
Property tax (after sale): $646/month est.; homeowners insurance: $333/month est.; HOA: $430/month. Fixed ownership costs before a mortgage: $1,409/month est. Principal and interest: $3,087/month; PMI: $0/month. Total for the payment scenario shown: $4,496/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428 need flood insurance, and what drives the premium?+
Most of Boca Raton sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Boca Raton luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 20929 BOCA RIDGE Drive W, Boca Raton, FL 33428?+
This listing has been on the market 99 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Boca Raton. Resort-style living with Mizner Park, A-rated schools, country clubs, and FAU just minutes inland.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Sandpiper Shores Elementary School
Elementary · 1.7 mi from this home · 11201 Glades Rd, Boca Raton
Eagles Landing Middle School
Middle school · 2.4 mi from this home · 19500 Coral Ridge Dr, Boca Raton
Olympic Heights Community High
High school · 0.9 mi from this home · 20101 Lyons Rd, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
North Broward Preparatory School
Pre-K & Kindergarten · Private · Grades PK–12 · Coconut Creek
ST. Andrews School Of Boca Raton Inc
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$595,000 · MLS B26060332
$595,000
20929 BOCA RIDGE Drive W
