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+57 photosLuxury condo — 244 Monaco F · Kings Point · Delray Beach






























































$199,000
244 Monaco F, Delray Beach, FL 33446
Delray Beach, FL, 33446
2 bd · 2 ba · 880 sqft
Listed by Keller Williams Realty Boca Ra
244 Monaco F, Delray Beach, FL 33446
Listed by Keller Williams Realty Boca Ra
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Estimated monthly payment
$2,121/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $2,121/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesWelcome to your dream retreat at 244 Monaco F! This stunning, fully updated 2-bedroom, 2-bathroom ground-floor condo is located in the highly sought-after Kings Point Golf & Country Club, a premier 55+ community. Meticulously maintained, this paradise-like home has been upgraded to perfection with no expense spared! Located just moments from the Monaco Clubhouse, you'll enjoy easy access to the Bistro for a quick bite or a refreshing dip in the sparkling pool. From your enclosed patio, soak in the serene garden views, creating the perfect setting for relaxation. Inside, the open-concept kitchen is a showstopper, featuring a stunning quartz waterfall island, top-of-the-line stainless steel appliances, white shaker cabinets, and a quartz backsplash for a sleek, modern touch. The bright and airy living room is enhanced by flat ceilings, designer fixtures, LED recessed lighting, dimmer switches, and under-cabinet motion-activated LED lighting for added convenience and ambiance. The elegance continues with newly installed designer tile flooring throughout the living area. Both bathrooms have been completely transformed with tiled showers, new vanities, updated fixtures, and sleek glass shower doors. The spacious master suite features a large walk-in closet, providing ample storage. This condo is move-in ready, offered fully furnished with all the stylish features and upgrades you need to enjoy effortless living. Equipped with a 2019 A/C unit, updated electric panel, and a modern tankless water heater for energy efficiency. Beyond the home, Kings Point offers a multimillion-dollar clubhouse, two championship golf courses, a state-of-the-art fitness center, tennis, pickleball, multiple pools, and an on-site shuttle service for ultimate convenience. Looking to explore? Take an effortless drive to Delray Beach's famous Atlantic Avenue, where you'll find world-class dining, shopping, and entertainment. Plus, this prime location is just a short drive from major airports, making travel easy and stress-free. Whether it's your luxurious condo, the vibrant community lifestyle, or exciting evening entertainment, Kings Point has it all, both on-property and offsite. Don't miss out on this exceptional opportunity, schedule your private showing today and make this dream home yours!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
430 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Your costs (est.)
≈ $2,121/mo
244 Monaco F, Delray Beach, FL 33446 · Delray Beach
Location
244 Monaco F, Delray Beach, FL 33446
What buyers ask about this home
What are the estimated monthly carrying costs at 244 Monaco F, Delray Beach, FL 33446?+
Property tax (after sale): $201/month est.; homeowners insurance: $0/month est.; HOA: $887/month. Fixed ownership costs before a mortgage: $1,088/month est. Principal and interest: $1,033/month; PMI: $0/month. Total for the payment scenario shown: $2,121/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 244 Monaco F, Delray Beach, FL 33446?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 244 Monaco F, Delray Beach, FL 33446 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 244 Monaco F, Delray Beach, FL 33446?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 244 Monaco F, Delray Beach, FL 33446 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Delray Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 244 Monaco F, Delray Beach, FL 33446?+
This listing has been on the market 430 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
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