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+69 photosLuxury home — 2614 NE 15th Street · Coral Ridge · Fort Lauderdale











































































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Open property magazine$2,195,000
2614 NE 15th Street, Fort Lauderdale, FL 33304
Fort Lauderdale, FL, 33304
Listed by Philipson Realty LLC
2614 NE 15th Street, Fort Lauderdale, FL 33304
Listed by Philipson Realty LLC
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $1,362,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $11,389/mo
- Property tax (after sale) est.
- $3,180/mo
- Homeowners insurance est.
- $444/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
2614 NE 15th Street, Fort Lauderdale, FL 33304
Estimated cash to close est.
$473,764.83
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $1,756,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $1,362,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$473,764.83
- Down payment est.
- $439,000.00
- Mortgage note documentary stamps est.
- $6,146.00
- Mortgage intangible tax est.
- $3,512.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $8,063.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $6,359.83
- Insurance escrow (2 months) est.
- $887.00
- First-year insurance premium est.
- $5,322.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $443 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 26, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 26, 2026
- Roof type
- Composition
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Accordion Shutters (Complete), Storm Shutters
- Window features
- Blinds
- Year built
- 1950
Homeowners insurance: $443 / month est.
- Annual premium est.
- $5,017
- Fees & taxes est.
- $305
- Annual total est.
- $5,322
- Likely range est.
- $4,524–$6,386
- Dwelling coverage est.
- $653,250
- Other structures est.
- $13,065
- Personal property est.
- $130,650
- Loss of use est.
- $65,325
- Hurricane deductible (2%) est.
- $13,065
Based on the listing: 2,613 sq ft · built 1950 · one story · impact windows / shutters.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · inland rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesStep into your private oasis with this rarely available, exquisite 5-bedroom, 4-bathroom residence, nestled on an expansive 21,000 sq ft lot (the second largest in Coral Ridge). This home has been beautifully designed and renovated, and original features restored, to create a perfect blend of style, comfort, convenience, privacy, communal and personal space. There's an abundance of natural light and lush tropical outdoor spaces to relax, rejuvenate and socialize. Large windows create an airy feel and offer breathtaking views of the meticulously landscaped garden with its inviting and completely private pool area. As you enter, a striking gas fireplace clad in pristine cloud-white Brazilian calcite in the living room sets a welcoming tone, blending with the beautifully restored original terrazzo floors. Relax in the serenity of the Florida room and lounge areas, ideal for leisurely afternoon naps, social get-togethers, or entertaining in the dining space. The expansive windows curve around, inviting the outside in. The heart of the home is a beautiful and functional new custom-crafted kitchen with frameless European matte lacquer cabinets contrasted by a stunning Brazilian sapphire quartzite countertop and breakfast bar area. The high-end appliances feature a Samsung bespoke 4-door French refrigerator, a Bosch induction cooktop with turbo boil, a Bosch double oven tower, and a dual-zone wine cooler that elegantly illuminates as you pass by. The ingenious raised Bosch dishwater with built-in lighting makes bending to load and unload a thing of the past. There's an abundance of storage space with easy-access pantry drawers and a kidney-shaped, dual-tier Lazy Susan tucked in the corner for optimal organization. The five bedrooms are thoughtfully arranged so you can enjoy your own private space while still uniting at the heart of the residence. Each one boasts spacious closets. The primary pool suite is complete with kitchenette, gorgeous bathroom and sliding doors leading out to the deck. The front suite also offers a kitchenette, ample storage and stylish bathroom. Two further spacious bedrooms enjoy a bright, modern connecting bathroom with subway-style tiles and rain shower. The fifth bedroom enjoys views across the front of the house and easy access to a main bathroom. For energy efficiency and year-round comfort, there are seven mini-split AC units throughout half of the home, which can also provide heating when needed; the rest of the home has an updated traditional HVAC system. A tankless water heater ensures you never run out of hot water. With five exit and entry points, the layout provides ultimate accessibility, flexibility and privacy. This residence caters to all your leisure desires. The inviting saltwater pool and separate hot tub are edged with natural limestone that stays cool in the heat and are equipped with a new heater and multi-colored lighting, all conveniently app-controlled. The pool area features dedicated spaces for dining, lounging, soaking up the sunshine or chilling by an open fireplace under a pergola, with sliding nets for bug-free relaxation. A heated outdoor shower lets you refresh in the sunshine or the moonlight. This haven enjoys lush gardens divided into two layers, an inner and outer, providing unparalleled privacy and tranquility. The outdoor lighting is customizable with remote control, allowing you to set the mood effortlessly. The back garden has designated zones for growing tropical delights such as limes, lemons and oranges, starfruits, mangoes, lychees, bananas, and guavas. The spacious outer backyard offers endless possibilities, from installing a pickleball court or basketball court to constructing a treehouse. The home has hurricane-impact windows with accordion shutters for double protection, as well as a newly installed roof. There is a gas generator that seamlessly activates during power outages, and a gas dryer that significantly reduces household expenses. Storage is abundant, with an exterior room about the size of a one-car garage. The long, curved driveway can comfortably accommodate a boat on a trailer, jet skis, and 6 cars. There's built-in security cameras and secure keyless entry, which includes fingerprint access for peace of mind. Additional upgrades include PVC lining in the original cast iron plumbing, providing added peace of mind. New water filtration system recently installed for enhanced water quality. A new air conditioning system dedicated to the primary suite wing for improved comfort and efficiency. And a newly created outdoor gym space, offering a private area to exercise and enjoy the Florida lifestyle. A private outdoor sauna transforms the backyard into a resort style wellness retreat. Experience the epitome of luxury and tranquility, where everyone can revel in their own space. This is not just a home; it's a real sanctuary that combines elegance, comfort, and modern living. DON'T FORGET TO CHECK OUT THE DETAILED WALKTHROUGH VIDEO!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 8%
The seller has come down from $2,395,000 to $2,195,000 — a $200,000 reduction since it came on the market.
116 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details

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2614 NE 15th Street, Fort Lauderdale, FL 33304 · Fort Lauderdale
Location
2614 NE 15th Street, Fort Lauderdale, FL 33304
What buyers ask about this home
What are the estimated monthly carrying costs at 2614 NE 15th Street, Fort Lauderdale, FL 33304?+
Property tax (after sale): $3,180/month est.; homeowners insurance: $444/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $3,623/month est. Principal and interest: $11,389/month; PMI: $0/month. Total for the payment scenario shown: $15,013/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 2614 NE 15th Street, Fort Lauderdale, FL 33304?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 2614 NE 15th Street, Fort Lauderdale, FL 33304 need flood insurance, and what drives the premium?+
Most of Fort Lauderdale sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 2614 NE 15th Street, Fort Lauderdale, FL 33304?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 2614 NE 15th Street, Fort Lauderdale, FL 33304?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 2614 NE 15th Street, Fort Lauderdale, FL 33304?+
This listing has been on the market 116 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Fort Lauderdale. Venice of America — 165+ miles of navigable waterways, Las Olas dining, and easy I-95 / Brightline access.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Bayview Elementary School
Elementary · 0.4 mi from this home · 1175 Middle River Dr, Fort Lauderdale
Sunrise Middle School
Middle school · 0.7 mi from this home · 1750 Ne 14Th St, Fort Lauderdale
Fort Lauderdale High School
High school · 1.7 mi from this home · 1600 Ne 4Th Ave, Fort Lauderdale
Zone boundaries published by Broward County Public Schools.
Other options for this address
Somerset Academy Village Charter Middle School
Middle school · Charter · Grades 6–8 · Wilton Manors
ST. Thomas Aquinas High School
High school · Private · Catholic · Grades 9–12 · Fort Lauderdale
Edith Robinson Christian Academy
High school · Private · Christian · Grades 9–12 · Fort Lauderdale
Lighthouse Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Oakland Park
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades PK–12 · Port ST. Lucie
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades K–12 · Port ST. Lucie
Ameribelge Center For Education
Pre-K & Kindergarten · Private · Grades PK–11 · Fort Lauderdale
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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