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+56 photosWaterfront home — 2856 NE 26TH Place · Coral Ridge Galt Add · Fort Lauderdale






























































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Open property magazine$12,900,000
2856 NE 26TH Place, Fort Lauderdale, FL 33306
Fort Lauderdale, FL, 33306
Listed by Coldwell Banker Realty
2856 NE 26TH Place, Fort Lauderdale, FL 33306
Listed by Coldwell Banker Realty
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $12,067,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $66,935/mo
- Property tax (after sale) est.
- $15,604/mo
- Homeowners insurance est.
- $1,593/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
2856 NE 26TH Place, Fort Lauderdale, FL 33306
Estimated cash to close est.
$2,726,863.50
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $10,320,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $12,067,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$2,726,863.50
- Down payment est.
- $2,580,000.00
- Mortgage note documentary stamps est.
- $36,120.00
- Mortgage intangible tax est.
- $20,640.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $32,125.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $31,208.50
- Insurance escrow (2 months) est.
- $3,185.00
- First-year insurance premium est.
- $19,110.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $1,592 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Concrete
- Roof year
- 2026 (assumed from year built)
- Impact windows / doors
- Not provided —
- Shutters
- Not provided —
- Window features
- Not provided —
- Year built
- 2026
Homeowners insurance: $1,592 / month est.
- Annual premium est.
- $18,805
- Fees & taxes est.
- $305
- Annual total est.
- $19,110
- Likely range est.
- $16,243–$22,932
- Dwelling coverage est.
- $2,137,500
- Other structures est.
- $42,750
- Personal property est.
- $427,500
- Loss of use est.
- $213,750
- Hurricane deductible (2%) est.
- $42,750
The estimated rebuild cost is above the Citizens Property Insurance coverage cap for this county, so this home would need a private carrier.
Based on the listing: 6,000 sq ft · built 2026 · 2 stories · roof from 2026 · luxury finish level.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesVILLA PERLA | A NEW EXPRESSION OF EUROPEAN LUXURY. Meticulously designed and curated by acclaimed architect Woody Friese, Villa Perla is a one-of-one architectural statement where European sophistication, extraordinary materials, and intelligent innovation converge. From the street, its presence is unmistakable. Sculptural white volumes, warm horizontal wood, architectural aluminum cladding, and a soaring 43-foot tower clad in Italian porcelain establish a striking silhouette. An unconventional inclined-window design adds movement to the façade. At the entrance, a 12-foot water cascade creates a mesmerizing prelude, inviting you across the water feature and through a monumental 12-foot pivot door into a world that defies convention. Inside, the scale is immediately breathtaking. A cathedral-like living space rises beneath 33-foot ceilings, where light, volume, and meticulously composed materials create an extraordinary sense of arrival. A monumental fireplace wall becomes the architectural centerpiece, its custom detailing and floor-to-ceiling walnut cabinetry bringing warmth and precision to the dramatic proportions. Throughout the residence, bookmatched stone is not merely a finish; it is a defining design language. Carefully aligned slabs reveal mirrored veining, transforming natural stone into living works of art. The Italian-designed kitchen elevates culinary design through high-gloss cabinetry, a sculptural waterfall island, and exceptional Brazilian Crystallo stone, bookmatched to reveal its remarkable natural patterns. Behind a discreet concealed door, a fully appointed secondary chef's kitchen provides additional functionality without compromising the home's clean architectural lines. For the wine enthusiast, a bespoke wine gallery showcases a floating cable display accommodating 96 bottles, framed by bookmatched Italian stone. Here, the stone's natural artistry becomes the architecture itself, creating an intimate, illuminated composition that feels more like a private gallery than a traditional wine room. Vertical movement becomes an experience of its own. Ascend the exceptional floating concrete staircase, where each step appears suspended in space, or glide between floors in an imported Swedish glass-enclosed elevator. Both options celebrate the residence's commitment to architectural ingenuity, transparency, and visual continuity. Upstairs, the primary suite unfolds as a private sanctuary conceived for indulgence. Its expansive proportions, warm wood flooring, cognac accents, and floor-to-ceiling glass create the atmosphere of a private luxury cruise deck, with an additional four feet of lounge space gained through the architecturally considered elimination of a conventional balcony. Natural light and views across the tropical landscape establish a seamless connection between interior comfort and the outdoors. At its heart, the primary bedroom features an extraordinary fireplace enveloped in bookmatched Brazilian Crystallo of exceptional quality. Integrated LED illumination reveals the stone's intricate veins and crystalline details, creating an almost translucent effect that transforms the installation into a captivating visual experience. The primary bath continues the composition, with bookmatched stone extending across walls and ceiling, a freestanding oval tub beneath a crystal chandelier, a refined floating vanity, and a spa-inspired rain shower. An advanced smart toilet adds another dimension of personalized comfort and technology. The dressing room introduces a more intimate expression of luxury, with dark wood finishes, illuminated display shelving, full-length mirrors, and carefully integrated storage. Secondary bedrooms and bathrooms maintain the same disciplined approach to materials, proportion, and contemporary elegance. Beyond the glass, the residence opens to a private resort environment designed for effortless entertaining. A 48-foot swimming pool with a generous sun shelf and a fully tiled mosaic spa create a striking interplay of color, water, and light. The covered waterfront pavilion features a wood-lined ceiling, an outdoor kitchen, and a firepit, while a distinctive architectural gazebo incorporates soaring 12-foot ceilings and a dramatic seven-foot cascade. Together with the cascading water at the front entrance, these water features create a continuous sensory connection to moving water and its naturally soothing sound. Along the canal, a 95-foot fully tiled private dock accommodates a yacht while providing direct ocean access. The waterfront setting completes the experience, balancing architectural drama with the freedom of South Florida's boating lifestyle. Technology is seamlessly integrated throughout. Control4 automation and Sonos audio bring intuitive control and immersive sound to everyday living and entertaining. Smart Film technology, fingerprint-controlled entry, reverse-osmosis water filtration, and dedicated first- and second-floor laundry facilities reflect a commitment to convenience without visual clutter. A four-car garage with an integrated vehicle lift accommodates a fifth vehicle, creating a refined automotive gallery for collectors. A dedicated generator pad provides additional infrastructure for preparedness. Located in prestigious Coral Ridge, Villa Perla offers a coveted balance of privacy and proximity, minutes from the beach, Coral Ridge Country Club, premier shopping, everyday conveniences, and some of South Florida's most sought-after schools. Scheduled for delivery in October 2026, Villa Perla is more than a residence. It is a meticulously orchestrated architectural experience, where monumental scale meets intimate comfort, natural stone becomes art, water becomes an ever-present element, and technology serves the way you live. A singular expression of design and craftsmanship, created for those who recognize that true luxury is never simply about what a home contains, but how it makes you feel.
Property Details

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2856 NE 26TH Place, Fort Lauderdale, FL 33306 · Fort Lauderdale
Location
2856 NE 26TH Place, Fort Lauderdale, FL 33306
Dock & Draft Match™
Dock / slip — ask about dock
Boat fit not verified. Confirm dock length, depth, bridges and ocean access before buying.
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 2856 NE 26TH Place, Fort Lauderdale, FL 33306?+
Property tax (after sale): $15,604/month est.; homeowners insurance: $1,593/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $17,197/month est. Principal and interest: $66,935/month; PMI: $0/month. Total for the payment scenario shown: $84,132/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 2856 NE 26TH Place, Fort Lauderdale, FL 33306?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 2856 NE 26TH Place, Fort Lauderdale, FL 33306 need flood insurance, and what drives the premium?+
Most of Fort Lauderdale sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 2856 NE 26TH Place, Fort Lauderdale, FL 33306?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 2856 NE 26TH Place, Fort Lauderdale, FL 33306?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 2856 NE 26TH Place, Fort Lauderdale, FL 33306?+
This listing has been on the market 24 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Fort Lauderdale. Venice of America — 165+ miles of navigable waterways, Las Olas dining, and easy I-95 / Brightline access.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Bayview Elementary School
Elementary · 1.5 mi from this home · 1175 Middle River Dr, Fort Lauderdale
Sunrise Middle School
Middle school · 1.6 mi from this home · 1750 Ne 14Th St, Fort Lauderdale
Fort Lauderdale High School
High school · 2.2 mi from this home · 1600 Ne 4Th Ave, Fort Lauderdale
Zone boundaries published by Broward County Public Schools.
Other options for this address
Shepherd Of The Coast Lutheran School
Elementary · Private · Christian · Grades K–8 · Fort Lauderdale
Care And Share Uxbridge Christian Academy
Elementary · Private · Christian · Grades PK–5 · Oakland Park
Somerset Academy Village Charter Middle School
Middle school · Charter · Grades 6–8 · Wilton Manors
ST. Thomas Aquinas High School
High school · Private · Catholic · Grades 9–12 · Fort Lauderdale
Edith Robinson Christian Academy
High school · Private · Christian · Grades 9–12 · Fort Lauderdale
Lighthouse Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Oakland Park
Ameribelge Center For Education
Pre-K & Kindergarten · Private · Grades PK–11 · Fort Lauderdale
Millennium Leadership Christian Academy Inc
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Parkland
Permission To Succeed Education Center
Pre-K & Kindergarten · Private · Grades PK–12 · Port ST. Lucie
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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