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+17 photosLuxury home — 3158 Carter Street · Carters Addn To Coconut G · Miami
South Florida Luxury Living
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Open property magazine$1,149,000
3158 Carter Street, Miami, FL 33133
Miami, FL, 33133
3 bd · 3 ba · 1,360 sqft
Listed by Kerdyk Real Estate, Inc.
3158 Carter Street, Miami, FL 33133
Listed by Kerdyk Real Estate, Inc.
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$7,577/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $7,577/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesA rare opportunity to enjoy the charm of Coconut Grove with the benefits of newer construction. Built in 2003, this two-story single-family home features impact windows, an oolite limestone facade, and beautiful mature oak trees that give the property the character and feel the Grove is known for. The backyard is ready for the next owner to make it their own, whether that means creating a tropical garden, outdoor entertaining space, or simply a private place to relax. The second-floor rear patio is another great spot to enjoy the surrounding tree canopy.The location is hard to beat. Virrick Park and its newly opened public pool are just down the street, and both Metrorail and Downtown Coconut Grove are within walking distance. Enjoy easy access to the Grove's restaurants, shops, parks, and waterfront while still having the privacy of a single-family home with no HOA.A great combination of location, character, and newer construction in one of Miami's most desirable neighborhoods.
Property Details
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Your costs (est.)
≈ $7,577/mo
3158 Carter Street, Miami, FL 33133 · Miami
Location
3158 Carter Street, Miami, FL 33133
What buyers ask about this home
What are the estimated monthly carrying costs at 3158 Carter Street, Miami, FL 33133?+
Property tax (after sale): $1,418/month est.; homeowners insurance: $197/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $1,615/month est. Principal and interest: $5,962/month; PMI: $0/month. Total for the payment scenario shown: $7,577/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3158 Carter Street, Miami, FL 33133?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3158 Carter Street, Miami, FL 33133 need flood insurance, and what drives the premium?+
Most of Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3158 Carter Street, Miami, FL 33133?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 3158 Carter Street, Miami, FL 33133?+
This listing has been on the market 51 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami. Distinct neighborhoods, local dining and shopping, with downtown, Brickell and MiamiCentral as everyday destinations.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ponce De Leon Middle School
Middle school · 1.7 mi from this home · 5801 Augusto St, Coral Gables
Coral Gables Senior High School
High school · 0.7 mi from this home · 450 Bird Rd, Coral Gables
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
ST. Stephen'S Episcopal Day School
Elementary · Private · Catholic · Grades PK–5 · Coconut Grove
Somerset Academy Charter Middle School (South Miami Campus)
Middle school · Charter · Grades 6–8 · South Miami
Carrollton School-Sacred Heart
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
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