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+29 photosAerial — 3250 S Ocean Boulevard 306S · Dorchester Of Palm Beach Condo · Palm Beach
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Open property magazine$1,450,000
3250 S Ocean Boulevard 306S, Palm Beach, FL 33480
Palm Beach, FL, 33480
Listed by Douglas Elliman
3250 S Ocean Boulevard 306S, Palm Beach, FL 33480
Listed by Douglas Elliman
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $7,524/mo
- Property tax (after sale) est.
- $992/mo
- Insurance included in HOA
- $0/mo
- HOA
- $1,628/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
3250 S Ocean Boulevard 306S, Palm Beach, FL 33480
Estimated cash to close est.
$302,839.17
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $1,160,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$302,839.17
- Down payment est.
- $290,000.00
- Mortgage note documentary stamps est.
- $4,060.00
- Mortgage intangible tax est.
- $2,320.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $1,984.17
- Insurance escrow (2 months) est.
- $0.00
- First-year insurance premium est.
- $0.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $0 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Tar Gravel
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Partial)
- Shutters
- Accordion Shutters (Partial), Storm Shutters
- Window features
- Blinds
- Year built
- 1979
Homeowners insurance: $0 / month est.
Association insurance is included in the stated HOA fee. Confirm separate unit-owner coverage with an insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesSpectacular Ocean & Intracoastal Views! Experience the Best of Palm Beach Island Living — From Breathtaking Sunrises to Unforgettable Sunsets! Welcome to Residence 306S , an exceptional corner residence offering spectacular, direct views of the sparkling Atlantic Ocean and the tranquil waters of the Intracoastal Waterway. Wake up to magnificent sunrises over the Atlantic and unwind with spectacular sunsets over the Intracoastal — all from the comfort of your two balconies. This beautifully appointed two-bedroom, two-bath residence offers approximately 1,706 square feet of refined coastal living. Its desirable corner location features two wraparound balconies and an abundance of windows that flood the residence with incredible natural light, creating a bright, airy, and inviting atmosphere throughout the day. The thoughtfully designed interior features elegant wood flooring throughout the living areas and a sophisticated kitchen showcasing custom Italian cabinetry and a collection of premium appliances, including a KitchenAid oven and microwave, GE refrigerator, and Bosch dishwasher. An Electrolux washer and dryer provide additional everyday convenience. Generous living and entertaining spaces complement the extraordinary water views, creating an ideal setting for both relaxed coastal living and gracious entertaining. The Dorchester is a pet friendly intimate oceanfront condominium community offering residents access to a private beach, a heated swimming pool, hot tub, tennis court, fitness facilities, sauna, a dog park, and beautifully maintained tropical surroundings. Ideally situated along prestigious South Ocean Boulevard, the property offers convenient access to the our Seasons, the Eau Resort & Spa, world-class dining, championship golf, and the legendary shopping and cultural attractions of Palm Beach. Two Waterfront Vistas. One Extraordinary Residence. Few residences capture the magic of Palm Beach quite like this condo. From the first golden rays of morning sunlight over the Atlantic to the brilliant colors of sunset across the Intercoastal, every day offers a new perspective on paradise. Discover the views. Experience the lifestyle. Make The Dorchester your Palm Beach address. Schedule your private showing today and experience this exceptional residence firsthand.
Building health
- Building
- The Dorchester · MLS
- Year built
- 1979· MLS
- Stories
- 5· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Number Limit, Size Limit· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $1,628 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
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3250 S Ocean Boulevard 306S, Palm Beach, FL 33480 · Palm Beach
Location
3250 S Ocean Boulevard 306S, Palm Beach, FL 33480
What buyers ask about this home
What are the estimated monthly carrying costs at 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480?+
Property tax (after sale): $992/month est.; homeowners insurance: $0/month est.; HOA: $1,628/month. Fixed ownership costs before a mortgage: $2,620/month est. Principal and interest: $7,524/month; PMI: $0/month. Total for the payment scenario shown: $10,144/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480 need flood insurance, and what drives the premium?+
Most of Palm Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Palm Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 3250 S Ocean Boulevard 306S, Palm Beach, FL 33480?+
This listing has been on the market 12 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Palm Beach. Historic island address — Worth Avenue, oceanfront estates, and the Breakers, with private clubs throughout.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Lake Worth Community Middle
Middle school · 2.9 mi from this home · 1300 Barnett Dr, Lake Worth
Zone boundaries published by School District of Palm Beach County.
Other options for this address
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Simon Gedz
Realtor® since 1995
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