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+30 photosWaterfront home — 3500 S Ocean Boulevard 405 · South Palm Residence Inc · South Palm Beach
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Open property magazine$175,000
3500 S Ocean Boulevard 405, South Palm Beach, FL 33480
South Palm Beach, FL, 33480
1 bd · 1 ba · 775 sqft
Listed by Woolf Realty Inc.
3500 S Ocean Boulevard 405, South Palm Beach, FL 33480
Listed by Woolf Realty Inc.
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Estimated monthly payment
$2,198/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $2,198/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesEnjoy the South Florida coastal lifestyle at 3500 S. Ocean Blvd., Unit 405! Located in a desirable 55+ oceanfront cooperative community in South Palm Beach, this 1-bedroom, 1-bath residence offers a wonderful opportunity to make it your own. The true standout feature is its exceptional location—step outside your front door to breathtaking ocean views, with deeded beach access just steps from your residence. The spacious balcony is the perfect place to relax, enjoy the coastal breezes, and unwind after a day at the beach. Whether you're looking for a seasonal escape or year-round living, this home offers the Florida lifestyle you've been dreaming of. As a cooperative (co-op), ownership includes shares in the corporation that owns the building along with the exclusive right to occupy. Many buyers appreciate the sense of community, well-maintained grounds, and simplified ownership that co-op living can provide. The building has successfully completed and passed all required restoration projects, providing added peace of mind. Conveniently located near Palm Beach, waterfront dining, shopping, golf, and local attractions. With a little updating, this residence offers an excellent opportunity to personalize your own oceanfront retreat in one of South Palm Beach's most desirable coastal communities. This version reads naturally for the MLS, highlights the biggest selling point (ocean views and beach access), honestly acknowledges the opportunity for updating, and explains the co-op structure in a positive, buyer-friendly way.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
107 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- SOUTH PALM RESIDENCE INC· MLS
- Year built
- 1962· MLS
- Stories
- 5· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- No· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $990 / month · billed Quarterly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
Your costs (est.)
≈ $2,198/mo
3500 S Ocean Boulevard 405, South Palm Beach, FL 33480 · South Palm Beach
Location
3500 S Ocean Boulevard 405, South Palm Beach, FL 33480
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480?+
Property tax (after sale): $120/month est.; homeowners insurance: $180/month est.; HOA: $990/month. Fixed ownership costs before a mortgage: $1,290/month est. Principal and interest: $908/month; PMI: $0/month. Total for the payment scenario shown: $2,198/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480 need flood insurance, and what drives the premium?+
Most of South Palm Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many South Palm Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 3500 S Ocean Boulevard 405, South Palm Beach, FL 33480?+
This listing has been on the market 107 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in South Palm Beach, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by School District of Palm Beach County.
Other options for this address
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
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