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+22 photosLuxury condo — 3520 S Ocean Boulevard L402 · Palmsea Cond · Palm Beach
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Open property magazine$525,000
3520 S Ocean Boulevard L402, Palm Beach, FL 33480
Palm Beach, FL, 33480
2 bd · 2 ba · 1,176 sqft
Listed by Signature Int'l Premier Properties
3520 S Ocean Boulevard L402, Palm Beach, FL 33480
Listed by Signature Int'l Premier Properties
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Estimated monthly payment
$4,157/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,157/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesDrop-dead gorgeous and fully renovated, this oceanfront 2-bedroom, 2-bath condo on Palm Beach Island pairs stylish updates with the relaxed beauty of coastal living. Enjoy morning coffee or afternoon cocktails while overlooking the community pool and the Atlantic Ocean. The extensive upgrades include a remodeled kitchen and bathrooms, new stainless steel appliances, hardwood floors, fresh paint, new baseboards, a new air conditioner, hot water heater, and removed popcorn ceilings. Additionally, hurricane-impact windows and sliders, electric blinds, custom drapes, and in-unit laundry add comfort and convenience. Residents enjoy a fitness center, an oceanfront community pool, and deeded beach access. The unit includes one covered parking space, with additional spaces available as needed, plenty of guest parking, and a private storage room just down the hall. The lower-than-most HOA fee covers a slew of miscellaneous items but main ones such as water, sewer, and trash are just to name a few of the most desired. Located at the southern end of Palm Beach Island, the condo is within walking distance to The Eau Resort, Dune Deck Café, local restaurants, shopping, and Publix. I-95 and DJT Airport are less than 10 minutes away. Don't waste another second, come see it for yourself!
Building health
- Building
- PALMSEA COND· MLS
- Year built
- 1973· MLS
- Stories
- 6· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, No Restrictions· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $1,073.87 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
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Your costs (est.)
≈ $4,157/mo
3520 S Ocean Boulevard L402, Palm Beach, FL 33480 · Palm Beach
Location
3520 S Ocean Boulevard L402, Palm Beach, FL 33480
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3520 S Ocean Boulevard L402, Palm Beach, FL 33480?+
Property tax (after sale): $359/month est.; homeowners insurance: $0/month est.; HOA: $1,074/month. Fixed ownership costs before a mortgage: $1,433/month est. Principal and interest: $2,724/month; PMI: $0/month. Total for the payment scenario shown: $4,157/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3520 S Ocean Boulevard L402, Palm Beach, FL 33480?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3520 S Ocean Boulevard L402, Palm Beach, FL 33480 need flood insurance, and what drives the premium?+
Most of Palm Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 3520 S Ocean Boulevard L402, Palm Beach, FL 33480?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 3520 S Ocean Boulevard L402, Palm Beach, FL 33480 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Palm Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 3520 S Ocean Boulevard L402, Palm Beach, FL 33480?+
This listing has been on the market 27 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Palm Beach. Historic island address — Worth Avenue, oceanfront estates, and the Breakers, with private clubs throughout.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by School District of Palm Beach County.
Other options for this address
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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Simon Gedz
Realtor® since 1995
Interested in this property?
$525,000 · MLS B26088775
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