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+39 photosWaterfront home — 3521 SW 146th Terrace · Windsor Palms · Miramar
South Florida Luxury Living
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Open property magazine$1,099,000
3521 SW 146th Terrace, Miramar, FL 33027
Miramar, FL, 33027
5 bd · 3 ba · 3,526 sqft
Listed by The Keyes Company
3521 SW 146th Terrace, Miramar, FL 33027
Listed by The Keyes Company
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Estimated monthly payment
$8,062/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $8,062/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: AE · verify insurance quotes before buying.
About this home
Find similar homesHUGE PRICE REDUCTION! Extraordinary value on an oversized 11,231 sq. ft. waterfront lot in the 24/7 manned-gated Windsor Palms!This light-filled 5-bedroom, 3-bathroom home features soaring volume ceilings, French doors, and an open layout built for easy living and entertaining.Smart Layout: Private downstairs primary suite with two separate showers, plus a second ground-floor bedroom. Upstairs offers three spacious bedrooms with a Jack and Jill bath.Outdoor Oasis: Expansive paver patio with serene, wide water views—perfect for relaxing or hosting guests.Key Extras: 3-car garage, long paver driveway, pristine curb appeal, and low HOA fees.Unbeatable location near I-75, top-rated schools, and prime dining and shopping at Pembroke Gardens. Easy to show—schedule your tour today!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 10%
The seller has come down from $1,217,402 to $1,099,000 — a $118,402 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $8,062/mo
3521 SW 146th Terrace, Miramar, FL 33027 · Miramar
Location
3521 SW 146th Terrace, Miramar, FL 33027
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3521 SW 146th Terrace, Miramar, FL 33027?+
Property tax (after sale): $1,388/month est.; homeowners insurance: $828/month est.; HOA: $144/month. Fixed ownership costs before a mortgage: $2,360/month est. Principal and interest: $5,702/month; PMI: $0/month. Total for the payment scenario shown: $8,062/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3521 SW 146th Terrace, Miramar, FL 33027?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3521 SW 146th Terrace, Miramar, FL 33027 need flood insurance, and what drives the premium?+
Most of Miramar sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3521 SW 146th Terrace, Miramar, FL 33027?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 3521 SW 146th Terrace, Miramar, FL 33027?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 3521 SW 146th Terrace, Miramar, FL 33027?+
This listing has been on the market 84 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miramar, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by Broward County Public Schools.
Other options for this address
Mother Of Our Redeemer Catholic School
Elementary · Private · Catholic · Grades PK–8 · Hialeah
Love Outreach Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Miramar
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
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$1,099,000 · MLS A12073787
$1,099,000
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