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+52 photosLuxury home — 3527 Pine Lake Court · Seagate Golf Club · Delray Beach


























































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Open property magazine$1,999,000
3527 Pine Lake Court, Delray Beach, FL 33445
Delray Beach, FL, 33445
3 bd · 4 ba · 2,934 sqft
Listed by Engel & Voelkers Delray Beach
3527 Pine Lake Court, Delray Beach, FL 33445
Listed by Engel & Voelkers Delray Beach
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Estimated monthly payment
$13,375/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $13,375/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesThoughtfully renovated, this exceptional lakefront residence offers a sophisticated blend of elevated design, thoughtful functionality, and effortless South Florida living. From the moment you enter the foyer, the attention to detail is immediately apparent, with a conveniently located powder room setting the tone for the beautifully curated interiors. At the heart of the home, the stunning chef's kitchen is designed as both a functional workspace and an inviting gathering place. An oversized center island provides generous seating for casual meals and conversation, while offering ample space for meal preparation and entertaining. Custom cabinetry, beautiful finishes, statement lighting, and abundant counter space create a kitchen that is as stylish as it is functional. The kitchen opens naturally to the expansive living spaces, where a massive living room takes center stage beneath a dramatic vaulted shiplap ceiling. Soaring proportions, abundant natural light, and carefully selected finishes create an impressive yet comfortable setting for everyday living and entertaining. A separate den provides additional flexibility, offering a more intimate space for relaxing, playing cards, or enjoying quiet time away from the main living areas. The well-appointed bedrooms offer comfort and privacy, with thoughtful finishes carried throughout the home. The primary suite is a true retreat, featuring generous proportions, abundant closet space, and a beautifully renovated bath with dual vanities, a separate soaking tub, and a large walk-in shower. Additional highlights include a convenient laundry room located just off the garage, along with a cabana bath that provides easy access from the pool area. Outside, the screened lakefront pool area creates a private oasis for relaxing and entertaining. The expansive outdoor living space overlooks the tranquil lake and is framed by lush landscaping, with no homes directly behind the property, offering an exceptional sense of privacy and an unobstructed natural backdrop. Whether enjoying a quiet morning by the pool or hosting friends and family, the setting delivers the best of indoor-outdoor living. Ideally situated within the private gates of Seagate Golf Club, this home is approximately three miles from the vibrant restaurants, boutiques, and energy of downtown Delray Beach. Membership to the prestigious Seagate Golf Club is available but not mandatory.
Property Details
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Your costs (est.)
≈ $13,375/mo
3527 Pine Lake Court, Delray Beach, FL 33445 · Delray Beach
Location
3527 Pine Lake Court, Delray Beach, FL 33445
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3527 Pine Lake Court, Delray Beach, FL 33445?+
Property tax (after sale): $2,022/month est.; homeowners insurance: $642/month est.; HOA: $340/month. Fixed ownership costs before a mortgage: $3,003/month est. Principal and interest: $10,372/month; PMI: $0/month. Total for the payment scenario shown: $13,375/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3527 Pine Lake Court, Delray Beach, FL 33445?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3527 Pine Lake Court, Delray Beach, FL 33445 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3527 Pine Lake Court, Delray Beach, FL 33445?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 3527 Pine Lake Court, Delray Beach, FL 33445?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 3527 Pine Lake Court, Delray Beach, FL 33445?+
This listing has been on the market 44 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Orchard View Elementary School
Elementary · 1.3 mi from this home · 4050 Germantown Rd, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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