Luxury home — 3550 NW 94th Avenue · Everglades Sugar & Land C · Cooper City
South Florida Luxury Living
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A magazine dedicated to 3550 NW 94th Avenue, Cooper City, FL 33024
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$1,160,000
3550 NW 94th Avenue, Cooper City, FL 33024
Cooper City, FL, 33024
Listed by Miami Home Brokers Realty
3550 NW 94th Avenue, Cooper City, FL 33024
Listed by Miami Home Brokers Realty
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $6,019/mo
- Property tax (after sale) est.
- $1,476/mo
- Homeowners insurance est.
- $483/mo
- HOA
- $0/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
3550 NW 94th Avenue, Cooper City, FL 33024
Estimated cash to close est.
$256,772.00
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $928,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$256,772.00
- Down payment est.
- $232,000.00
- Mortgage note documentary stamps est.
- $3,248.00
- Mortgage intangible tax est.
- $1,856.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $5,475.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $2,951.33
- Insurance escrow (2 months) est.
- $966.67
- First-year insurance premium est.
- $5,800.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $483 / month
Source: FEMA National Flood Hazard Layer · Date checked: Not provided
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Not provided
- Roof type
- Not provided —
- Roof year
- Not provided —
- Impact windows / doors
- Not provided —
- Shutters
- Not provided —
- Window features
- Not provided —
- Year built
- Not provided —
Homeowners insurance: $483 / month est.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesRare opportunity to build your dream home with this a premium 1.25-acre homesite in the highly desirable City of Cooper City. This spacious residential parcel features approximately 165 feet of frontage and 329 feet of depth, with direct access from Stirling Road via a private road and no homeowners association.Create the estate you've always envisioned with plenty of room for a custom luxury home, guest or in-law quarters, resort-style pool, outdoor kitchen, tennis or basketball court, barn, and secure parking for boats, RVs, and other recreational vehicles.The property has been professionally prepared for development, including complete clearing, de-mucking, and excavation of approximately 2 to 4 feet. Over a five-year period, the elevation was enhanced using high-quality clean fill and stabilizing materials. Broward County has approved the lot for residential use, making it ready for site work and construction. Additional improvements **City water, building pad ready for construction and water drainage approval from county. Also, architectural plans for 6k sq ft modern design. The plans could be optionalLocated within walking distance of top-rated A+ schools and just minutes from shopping, parks, restaurants, and major highways, this is an exceptional opportunity to build a one-of-a-kind estate in one of Broward County's most sought-after communities.
Property Details
3550 NW 94th Avenue, Cooper City, FL 33024 · Cooper City
Location
3550 NW 94th Avenue, Cooper City, FL 33024
What buyers ask about this home
What are the estimated monthly carrying costs at 3550 NW 94th Avenue, Cooper City, FL 33024?+
Property tax (after sale): $1,476/month est.; homeowners insurance: $483/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $1,959/month est. Principal and interest: $6,019/month; PMI: $0/month. Total for the payment scenario shown: $7,978/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3550 NW 94th Avenue, Cooper City, FL 33024?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3550 NW 94th Avenue, Cooper City, FL 33024 need flood insurance, and what drives the premium?+
Most of Cooper City sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3550 NW 94th Avenue, Cooper City, FL 33024?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 3550 NW 94th Avenue, Cooper City, FL 33024?+
This listing has been on the market 79 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Cooper City, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Cooper City Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Cooper City
ST. Anthony'S School Of Higher Education, Inc.
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Pembroke Pines
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Simon Gedz
Realtor® since 1995
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