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+43 photosGated community home — 3686 NW 85th Terrace · Monterra · Cooper City
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Open property magazine$1,150,000
3686 NW 85th Terrace, Cooper City, FL 33024
Cooper City, FL, 33024
4 bd · 3 ba · 2,720 sqft
Listed by The Keyes Company
3686 NW 85th Terrace, Cooper City, FL 33024
Listed by The Keyes Company
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Estimated monthly payment
$7,767/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $7,767/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesFirst time on market. True pride of ownership. Come to see this exclusive neighborhood in Cooper City, Monterra. A gated community with beautiful state of the art clubhouse with resort style amenities: new pickleball ct, community pool, a mega-gym, pool table and meeting room, ping pong table, tennis and basketball court, a dog park, walking trail, & more. This home features a bedroom and bath downstairs and the primary room with other bedrooms upstairs. Upgrade all throughout the home such as all impact windows, crown moldings thru out, high ceilings, California Closets, granite kitchen counter top, premium kitchen cabinetry, two central AC units, etc, etc. Large backyard with no neighbor behind offers total privacy .Room for pool. A-rated schools. Immediate occupancy available
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 11%
The seller has come down from $1,299,000 to $1,150,000 — a $149,000 reduction since it came on the market.
128 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Dogs
Welcome per listing rules
Cats
Welcome per listing rules
Your costs (est.)
≈ $7,767/mo
3686 NW 85th Terrace, Cooper City, FL 33024 · Cooper City
Location
3686 NW 85th Terrace, Cooper City, FL 33024
What buyers ask about this home
What are the estimated monthly carrying costs at 3686 NW 85th Terrace, Cooper City, FL 33024?+
Property tax (after sale): $1,463/month est.; homeowners insurance: $318/month est.; HOA: $19/month. Fixed ownership costs before a mortgage: $1,800/month est. Principal and interest: $5,967/month; PMI: $0/month. Total for the payment scenario shown: $7,767/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3686 NW 85th Terrace, Cooper City, FL 33024?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3686 NW 85th Terrace, Cooper City, FL 33024 need flood insurance, and what drives the premium?+
Most of Cooper City sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3686 NW 85th Terrace, Cooper City, FL 33024?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 3686 NW 85th Terrace, Cooper City, FL 33024?+
This listing has been on the market 128 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Cooper City, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Embassy Creek Elementary School
Elementary · 2.0 mi from this home · 10905 Se Lake Blvd, Cooper City
Zone boundaries published by Broward County Public Schools.
Other options for this address
David Posnack Jewish Day School
Pre-K & Kindergarten · Private · Jewish · Grades PK–12 · Davie
Know-It-All Preparatory School And Tutoring Center
Pre-K & Kindergarten · Private · Grades K–12 · Davie
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,150,000 · MLS B26045623
$1,150,000
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