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+71 photosLuxury home — 3920 SW 195th Terrace · Sunset Lakes Plat Two · Miramar
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Open property magazine$1,295,000
3920 SW 195th Terrace, Miramar, FL 33029
Miramar, FL, 33029
5 bd · 5 ba · 3,361 sqft
Listed by Florida Realty of Miami Corp
3920 SW 195th Terrace, Miramar, FL 33029
Listed by Florida Realty of Miami Corp
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Estimated monthly payment
$9,174/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $9,174/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesExceptional 5-bedroom/5-bath lake front pool home in the exclusive Isles at Sunset Lakes community. The perfect combination of an oversized cul-de-sac lot w/6-car driveway and no rear neighbors, only the most spectacular sunsets over the peaceful lake & nature preserve which are breathtaking. Enter thru the double glass doors to the show stopping 20ft volume ceilings that flow endlessly from front to rear w/huge transom windows that flood the home in natural light. The modern updated interior of approx 3,499sqft features engineered mahogany flooring throughout, LED lighting fixtures & hi hats, solid maple kitchen cabinetry, granite counters & a brand new GE Profile Appliance Package. The spacious Family Room includes a modern wood slat media panel and built-in custom bar. The 1st floor primary bedroom is grand in scale and includes a newly remodeled spa-inspired bath to die for. A 1st floor guest suite w/private bath, laundry room, guest bath & 3-car garage complete the 1st level. Upstairs you will find a 2nd guest suite w/private bath, 2 addn'l bedrooms and a shared bath, along with a large loft room w/billiard set that conveys. The resort style rear yard is an entertainer's dream featuring a newly resurfaced saltwater pool w/auto clean, new pump & heater/chiller system and a large covered patio perfect for lounging, dining & grilling. This home also shines at night with a custom automated outdoor lighting & security system for peace of mind. DO NOT MISS OUT ON THIS ONE!
Property Details
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Your costs (est.)
≈ $9,174/mo
3920 SW 195th Terrace, Miramar, FL 33029 · Miramar
Location
3920 SW 195th Terrace, Miramar, FL 33029
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 3920 SW 195th Terrace, Miramar, FL 33029?+
Property tax (after sale): $1,507/month est.; homeowners insurance: $637/month est.; HOA: $310/month. Fixed ownership costs before a mortgage: $2,455/month est. Principal and interest: $6,719/month; PMI: $0/month. Total for the payment scenario shown: $9,174/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 3920 SW 195th Terrace, Miramar, FL 33029?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 3920 SW 195th Terrace, Miramar, FL 33029 need flood insurance, and what drives the premium?+
Most of Miramar sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 3920 SW 195th Terrace, Miramar, FL 33029?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 3920 SW 195th Terrace, Miramar, FL 33029?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 3920 SW 195th Terrace, Miramar, FL 33029?+
This listing has been on the market 27 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miramar, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by Broward County Public Schools.
Other options for this address
City/Pembroke Pines Charter Middle School
Middle school · Charter · Grades 6–8 · Pembroke Pines
Love Outreach Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades 4–12 · Miramar
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$1,295,000 · MLS A12105513
$1,295,000
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