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+17 photosLuxury home — 405 SW 78th Terrace · North Lauderdale Village · North Lauderdale
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Open property magazine$459,000
405 SW 78th Terrace, North Lauderdale, FL 33068
North Lauderdale, FL, 33068
3 bd · 2 ba · 1,116 sqft
Listed by Keller Williams Dedicated Professionals
405 SW 78th Terrace, North Lauderdale, FL 33068
Listed by Keller Williams Dedicated Professionals
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$3,449/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $3,449/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: X · verify insurance quotes before buying.
About this home
Find similar homesA private pool, open living spaces and room to spread out! This 3-bedroom, 2-bath home has an inviting open floor plan with generously sized rooms, vinyl flooring throughout the main living areas and plenty of storage. The updated kitchen includes white cabinets, stainless steel appliances and ample counter space, opening directly to the living room for easy entertaining. Step outside to your own private retreat with a sparkling pool, oversized fenced backyard and extended patio with plenty of room for outdoor gatherings or simply relaxing poolside. Additional highlights include updated bathrooms, a new A/C (2024) and a 1-car garage. With no HOA, a private pool and an oversized backyard, this home gives you plenty of reasons to fall in love!
Property Details
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Your costs (est.)
≈ $3,449/mo
405 SW 78th Terrace, North Lauderdale, FL 33068 · North Lauderdale
Location
405 SW 78th Terrace, North Lauderdale, FL 33068
What buyers ask about this home
What are the estimated monthly carrying costs at 405 SW 78th Terrace, North Lauderdale, FL 33068?+
Property tax (after sale): $863/month est.; homeowners insurance: $204/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $1,067/month est. Principal and interest: $2,382/month; PMI: $0/month. Total for the payment scenario shown: $3,449/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 405 SW 78th Terrace, North Lauderdale, FL 33068?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 405 SW 78th Terrace, North Lauderdale, FL 33068 need flood insurance, and what drives the premium?+
Most of North Lauderdale sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 405 SW 78th Terrace, North Lauderdale, FL 33068?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the pool at 405 SW 78th Terrace, North Lauderdale, FL 33068?+
A pool typically adds ongoing service, chemicals and electricity, plus periodic resurfacing and equipment replacement. Verify the safety barrier meets Florida code, which is required for insurance and resale.
Is there room to negotiate on 405 SW 78th Terrace, North Lauderdale, FL 33068?+
This listing has been on the market 35 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in North Lauderdale, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Morrow Elementary School
Elementary · 0.3 mi from this home · 408 Sw 76Th Ter, North Lauderdale
Silver Lakes Middle School
Middle school · 0.8 mi from this home · 7600 Tam Oshanter Blvd, North Lauderdale
Coconut Creek High School
High school · 3.4 mi from this home · 1400 Nw 44Th Ave, Coconut Creek
Zone boundaries published by Broward County Public Schools.
Other options for this address
Somerset Preparatory Academy Charter School At North Lauder
Elementary · Charter · Grades PK–8 · North Lauderdale
North Broward Academy Of Excellence Middle
Middle school · Charter · Grades 6–8 · North Lauderdale
Somerset Academy Riverside Charter Middle School
Middle school · Charter · Grades 6–8 · Coral Springs
Somerset Preparatory Academy Charter High At North Lauderda
High school · Charter · Grades 9–12 · North Lauderdale
Zimmerman School House Dba Lion Star Academy
Pre-K & Kindergarten · Private · Grades 3–12 · Coral Springs
Abundant Life Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Margate
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
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Simon Gedz
Realtor® since 1995
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$459,000 · MLS A12103379
$459,000
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