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+22 photosLuxury home — 4120 NW 1st Court · Hanover Square · Delray Beach
South Florida Luxury Living
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Open property magazine$599,000
4120 NW 1st Court, Delray Beach, FL 33445
Delray Beach, FL, 33445
3 bd · 2 ba · 1,240 sqft
Listed by True Floridian Realty
4120 NW 1st Court, Delray Beach, FL 33445
Listed by True Floridian Realty
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Estimated monthly payment
$4,323/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $4,323/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesWelcome to this well-maintained 3-bedroom, 2-bathroom home, lovingly cared for by its original and only owner. Major updates include a new roof in 2022, beautifully renovated bathrooms in 2021, hurricane-impact windows installed in 2025, and an HVAC system replaced in 2018. The spacious layout offers plenty of opportunity to make this home your own, while many of the big-ticket improvements have already been completed. Ideally located in the heart of Delray Beach, just minutes from I-95, the beach, and vibrant Downtown Delray Beach, this is an excellent opportunity to own a one-owner home in a highly desirable location.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 8%
The seller has come down from $650,000 to $599,000 — a $51,000 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
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Your costs (est.)
≈ $4,323/mo
4120 NW 1st Court, Delray Beach, FL 33445 · Delray Beach
Location
4120 NW 1st Court, Delray Beach, FL 33445
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 4120 NW 1st Court, Delray Beach, FL 33445?+
Property tax (after sale): $606/month est.; homeowners insurance: $270/month est.; HOA: $340/month. Fixed ownership costs before a mortgage: $1,215/month est. Principal and interest: $3,108/month; PMI: $0/month. Total for the payment scenario shown: $4,323/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 4120 NW 1st Court, Delray Beach, FL 33445?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 4120 NW 1st Court, Delray Beach, FL 33445 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 4120 NW 1st Court, Delray Beach, FL 33445?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 4120 NW 1st Court, Delray Beach, FL 33445?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 4120 NW 1st Court, Delray Beach, FL 33445?+
This listing has been on the market 58 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Banyan Creek Elementary School
Elementary · 1.6 mi from this home · 4243 Sabal Lakes Rd, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
Trinity Evangelical Lutheran Chrch Of Del Ray Bch
Elementary · Private · Christian · Grades PK–8 · Delray Beach
American Heritage School - Boca/Delray Palm Beach
Pre-K & Kindergarten · Private · Grades PK–12 · Delray Beach
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
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Simon Gedz
Realtor® since 1995
Interested in this property?
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