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+19 photosWaterfront home — 424 NE 105th Street · Miami Shores Mirror Lake · Miami Shores
South Florida Luxury Living
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Open property magazine$2,150,000
424 NE 105th Street, Miami Shores, FL 33138
Miami Shores, FL, 33138
3 bd · 2 ba · 3,048 sqft
Listed by Big International Realty, Inc.
424 NE 105th Street, Miami Shores, FL 33138
Listed by Big International Realty, Inc.
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Estimated monthly payment
$14,793/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $14,793/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesRare opportunity to own a waterfront lot in the heart of Miami Shores. This beautiful property offers nearly 9,000 sq. ft. and is located directly on the lake, providing excellent views and a premium setting for a custom home.An approved architectural project is already in place, allowing for a fast and smooth start to construction.Price including the approved project: $2,200,000 (Living area will be close to3000 Sq. Ft)“As-is” price $1,900,000 (Living area size 1,967 Sq.Ft)There is also an option to purchase the project with full A-to-Z construction services (turnkey build). Pricing for construction is negotiable separately.A perfect chance to build a high-end waterfront residence in a prime location.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
154 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Property Details
Your costs (est.)
≈ $14,793/mo
424 NE 105th Street, Miami Shores, FL 33138 · Miami Shores
Location
424 NE 105th Street, Miami Shores, FL 33138
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 424 NE 105th Street, Miami Shores, FL 33138?+
Property tax (after sale): $2,542/month est.; homeowners insurance: $1,095/month est.; HOA: $0/month. Fixed ownership costs before a mortgage: $3,637/month est. Principal and interest: $11,156/month; PMI: $0/month. Total for the payment scenario shown: $14,793/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 424 NE 105th Street, Miami Shores, FL 33138?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 424 NE 105th Street, Miami Shores, FL 33138 need flood insurance, and what drives the premium?+
Most of Miami Shores sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 424 NE 105th Street, Miami Shores, FL 33138?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 424 NE 105th Street, Miami Shores, FL 33138?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 424 NE 105th Street, Miami Shores, FL 33138?+
This listing has been on the market 154 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Miami Shores, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Miami Shores Elementary School
Elementary · 0.1 mi from this home · 10351 Ne 5Th Ave, Miami Shores
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Mater Biscayne Academy North Miami Middle School
Middle school · Charter · Grades 6–8 · North Miami
Yeshiva Toras Chaim Toras Emes Rohr Middle School
Middle school · Private · Jewish · Grades 6–8 · North Miami Beach
Archdiocese Of Miami Virtual Catholic School
Pre-K & Kindergarten · Private · Catholic · Grades K–12 · Miami Shores
Advance Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades K–12 · North Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$2,150,000 · MLS A12034865
$2,150,000
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