Luxury condo — 4250 Biscayne Boulevard 1605 · 4250 Biscayne Boulevard C · Miami
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4250 Biscayne Boulevard 1605, Miami, FL 33137
Miami, FL, 33137
Listed by Alure Capital
4250 Biscayne Boulevard 1605, Miami, FL 33137
Listed by Alure Capital
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $3,347/mo
- Property tax (after sale) est.
- $1,074/mo
- Insurance included in HOA
- $0/mo
- HOA
- $2,036/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
4250 Biscayne Boulevard 1605, Miami, FL 33137
Estimated cash to close est.
$141,761.67
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $516,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$141,761.67
- Down payment est.
- $129,000.00
- Mortgage note documentary stamps est.
- $1,806.00
- Mortgage intangible tax est.
- $1,032.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $3,300.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $2,148.67
- Insurance escrow (2 months) est.
- $0.00
- First-year insurance premium est.
- $0.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $0 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Oct 22, 2026
- Roof type
- Not provided —
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Sliding
- Year built
- 2015
Homeowners insurance: $0 / month est.
Association insurance is included in the stated HOA fee. Confirm separate unit-owner coverage with an insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesOffered with seller financing at an attractive rate. On the top residential floor of Baltus House, Related Group's boutique 167-residence address at the gate of the Miami Design District, Residence 1605 pairs 1,183 SF of interiors with a 228 SF terrace running the full width of the home. Floor-to-ceiling impact glass frames open eastern views across Bay Point to Biscayne Bay and the skyline. A foyer leads to a formal dining room equally suited to a study, a living room of and a kitchen in European cabinetry, quartz and stainless steel. The split plan sets the bedrooms apart: a primary suite o with walk-in closet, tub and separate shower, and a second bedroom of with walk-in closet beside the second bath. Washer and dryer, one assigned garage space. Bay-view pool deck with cabanas and whirlpool, fitness center with yoga studio, clubroom, business center, rooftop with summer kitchen and plunge pools, concierge, 24-hour security. Hermès, Dior and Louis Vuitton, the ICA and the Michelin-starred tables of L'Atelier de Joël Robuchon, Le Jardinier and COTE are a short stroll away, as are Michael's Genuine and Mandolin; Midtown and Wynwood are five minutes, Miami Beach ten, the airport fifteen. Leased through July 2027 with a 2-month notice clause. RESIDENCE 1605, BALTUS HOUSEA two-bedroom, two-bath residence with a formal dining room or study on the sixteenth floor, the highest residential level of the building. 1,183 SF of interiors and a 228 SF terrace that spans the full width of the home, with open eastern views across the Bay Point estates to Biscayne Bay, Miami Beach and the skyline.THE PLANA proper foyer opens to the dining room on one side and the kitchen on the other, then to a living room that gives directly onto the terrace. The bedrooms sit at opposite ends of the glass line for complete privacy, and each has its own walk-in closet. The primary suite adds a second wall of closets and a bath with tub and separate shower. The second bath, with tub, sits beside the second bedroom. Laundry and mechanical closets are inside the residence.DIMENSIONS (developer floor plan, Residence 05, floors 15 to 16)Primary bedroom: 14'0" x 14'0"Second bedroom: 12'6" x 12'11"Living room: 17'0" x 13'8"Kitchen: 13'4" x 9'5"Dining room / study: 9'4" x 7'0"Terrace: 228 SFInterior: 1,183 SF (Miami-Dade tax roll)FINISHES AND FEATURESFloor-to-ceiling impact glass with sliding doors to the terrace. Kitchen in European cabinetry with quartz counters and stainless steel appliances. Washer and dryer in the residence. Central air conditioning. One assigned space in the secured garage.BALTUS HOUSECompleted in 2015 by Related Group, with interiors by the Spanish design house Baltus. 167 residences on 16 residential floors beneath a rooftop amenity level. Seventh-floor pool deck overlooking the bay with cabanas and whirlpool, fitness center with yoga studio, clubroom and business center. Rooftop terrace with summer kitchen, lounge, plunge pools and jacuzzi. Concierge, 24-hour security, secured lobby and garage, on-site management. The association fee includes cable and internet, water, sewer, trash, building insurance and the amenities.THE NEIGHBORHOODBaltus House stands on Biscayne Boulevard between NE 42nd and NE 43rd Streets, where the Design District meets Bay Point.On foot: the Institute of Contemporary Art; the flagships of Hermès, Dior, Louis Vuitton and Cartier along NE 39th to 41st Streets; Palm Court and Paradise Plaza; L'Atelier de Joël Robuchon (two Michelin stars), Le Jardinier and COTE (one star each), Michael's Genuine and Mandolin Aegean Bistro (both Bib Gourmand, 2026 MICHELIN Guide); the tree-lined streets of historic Buena Vista.By car: Midtown and Wynwood in about 5 minutes; Miami Beach in about 10 by the Julia Tuttle Causeway, moments from the building; the Adrienne Arsht Center, Museum Park and Downtown in about 10 to 15; Brickell and Miami International Airport in about 15. Direct access to I-195 and I-95.SELLER FINANCINGAvailable at an attractive rate. Terms on request from the listing agent, subject to seller approval of the buyer.OCCUPANCYLeased through 07/19/2027 at $4,100 per month, with a 3-month notice clause. 24-hour notice for showings.SCHOOLSMorningside K-8 Academy, Horace Mann Middle, Booker T. Washington Senior High. Buyer to verify with Miami-Dade County Public Schools.All measurements are approximate and taken from the developer floor plan. Travel times are estimates. Buyer to verify all information.
Building health
- Building
- 4250 BISCAYNE BOULEVARD C· MLS
- Year built
- 2015· MLS
- Stories
- 17· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Pet Restrictions Possible· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $2,036 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details

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4250 Biscayne Boulevard 1605, Miami, FL 33137 · Miami
Location
4250 Biscayne Boulevard 1605, Miami, FL 33137
What buyers ask about this home
What are the estimated monthly carrying costs at 4250 Biscayne Boulevard 1605, Miami, FL 33137?+
Property tax (after sale): $1,074/month est.; homeowners insurance: $0/month est.; HOA: $2,036/month. Fixed ownership costs before a mortgage: $3,110/month est. Principal and interest: $3,347/month; PMI: $0/month. Total for the payment scenario shown: $6,457/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 4250 Biscayne Boulevard 1605, Miami, FL 33137?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 4250 Biscayne Boulevard 1605, Miami, FL 33137 need flood insurance, and what drives the premium?+
Most of Miami sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 4250 Biscayne Boulevard 1605, Miami, FL 33137?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 4250 Biscayne Boulevard 1605, Miami, FL 33137 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Miami luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 4250 Biscayne Boulevard 1605, Miami, FL 33137?+
This listing has been on the market 16 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Miami. Distinct neighborhoods, local dining and shopping, with downtown, Brickell and MiamiCentral as everyday destinations.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Sports Leadership And Management Charter School Middle Scho
Middle school · Charter · Grades 6–8 · Miami
Sports Leadership Arts Management Charter High School
High school · Charter · Grades 9–12 · Miami
Ebenezer Christian Academy II
Pre-K & Kindergarten · Private · Christian · Grades K–12 · Miami
Mcdonalds Playworld Community Development Inc Dba
Pre-K & Kindergarten · Private · Grades K–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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