1 / 76



+71 photos4605 S Ocean Blvd, 7B — 4605 S Ocean Boulevard 7b · Parker Highland Condo · Highland Beach













































































South Florida Luxury Living
Property Magazine
Your home in print
A magazine dedicated to 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$3,600,000
4605 S Ocean Boulevard 7b, Highland Beach, FL 33487
Highland Beach, FL, 33487
Listed by One Sotheby's International Realty
4605 S Ocean Boulevard 7b, Highland Beach, FL 33487
Listed by One Sotheby's International Realty
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
0 of 6 homes in your tour
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $18,680/mo
- Property tax (after sale) est.
- $3,641/mo
- Insurance included in HOA
- $0/mo
- HOA
- $3,384/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
4605 S Ocean Boulevard 7b, Highland Beach, FL 33487
Estimated cash to close est.
$747,596.17
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $2,880,000.00
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$747,596.17
- Down payment est.
- $720,000.00
- Mortgage note documentary stamps est.
- $10,080.00
- Mortgage intangible tax est.
- $5,760.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $7,281.17
- Insurance escrow (2 months) est.
- $0.00
- First-year insurance premium est.
- $0.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone VE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $0 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: VE
High-risk coastal flood area with wave hazards.
Source: FEMA National Flood Hazard Layer · Date checked: Oct 24, 2026
- Roof type
- Not provided —
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Storm Window(S)
- Year built
- 1981
Homeowners insurance: $0 / month est.
Association insurance is included in the stated HOA fee. Confirm separate unit-owner coverage with an insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesPerfection. Residence 7B at Parker Highland unveils a stunning oceanfront retreat, a curated & fully reimagined 3BR/3.5BA corner residence with sweeping ocean views. This 2,600 SF masterpiece evokes the feel of a luxury yacht, showcasing 48x48 Spanish porcelain tile, a Cristallo quartzite kitchen with Wolf, Sub-Zero and Miele appliances, Porsche Studio lighting and exquisite custom finishes. The primary suite features the most extraordinary Oliver-designed glass wardrobe system, a showpiece of craftsmanship and elegance, with a spa bath in Intermare quartzite. Two guest suites rival five-star hotels. No other condominium offers this level of bespoke design and finish. Parker Highland has completed its 40-year restoration, with all assessments paid by sellers. Boutique luxury on the sand! Supplemental Property Narrative | Residence 7B at Parker Highland An exclusive oceanfront retreat, a sanctuary of sunlight, sophistication, and serenity. Residence 7B is not simply a home; it is a statement of artistry and design integrity. Every inch of this coastal masterpiece has been meticulously curated, blending timeless European influence with a modern South Florida sensibility. From the moment you step inside, the residence captures the essence of a private yacht where craftsmanship and comfort meet the rhythm of the sea. The expansive open-concept living space is wrapped in natural light and anchored by floor-to-ceiling impact glass framing unobstructed Atlantic vistas. The gourmet kitchen serves as both a design centerpiece and culinary showcase, featuring Cristallo quartzite countertops and waterfall island, custom wood and glass cabinetry, and the finest Wolf, Sub-Zero, and Miele appliances, including a built-in Miele coffee system. The primary suite is a private haven designed for tranquility. The Oliver-designed glass wardrobe system is one of the most extraordinary closet installations ever seen in a coastal condominium, a symphony of glass, lighting, and handcrafted cabinetry that feels like a high-end boutique. The ensuite bath continues the theme of elevated design with Intermare quartzite surfaces, 48x48 imported Spanish tile, and a custom-crafted tub wall that exudes modern European luxury. Each of the two guest suites is designed to rival a five-star retreat, complete with ensuite baths, Smeg mini-fridges, and built-in coffee bars that redefine effortless hospitality. The powder room is a breathtaking work of art, featuring an integral sink sculpted from onyx and jade natural stone, creating one of the most awe-inspiring spaces imaginable. Additional features include a living room bar with integrated wine and beverage coolers, motorized shades, and a dedicated laundry room with premium appliances. Every element of Residence 7B speaks to a rare level of design cohesion, the kind that cannot be replicated. The Building | Parker Highland Set directly on 400 feet of pristine, deeded beachfront, Parker Highland is a boutique oceanfront building known for its privacy, elegance, and enduring construction integrity. With just 26 residences, including 24 single units and 2 doubles, it offers an intimate coastal experience that feels both secure and serene. The building has just completed its 40-year milestone restoration and Structural Integrity Reserve Study, with all major components modernized, including a new roof, elevators, generator, fire pump, cooling tower, and redesigned façade and interiors. The 7B stack is fully complete, with the building's full modernization. Residents enjoy a concierge doorman, updated lobby, heated oceanfront pool and spa, fitness center, social and game room, private BBQ area, and direct deeded beach access. Security features include key-fob access, cameras, and strong community-police coordination. The association is fully reserved, pet-friendly (up to two small pets), and allows rentals with restrictions. All special assessments have been paid in full by the seller, offering a rare, turn-key opportunity for the next discerning owner. The Location | Highland Beach - Quiet Luxury by the Sea Nestled between Delray Beach and Boca Raton, Highland Beach spans just over three miles of oceanfront tranquility and is often described as the Hamptons of South Florida. With its elevated topography averaging 13 feet above sea level, it offers both natural beauty and enhanced storm protection. Residents enjoy seamless access to the region's most sought-after destinations, including Atlantic Avenue in Delray, Mizner Park in Boca Raton, and Brightline high-speed rail access. For travel ease, Palm Beach and Fort Lauderdale International Airports are both within 30 minutes, and Boca Raton Executive Airport is a short 10-minute drive. Here, life unfolds at the water's edge, surrounded by sunlight, sea breezes, and sophistication. Residence 7B at Parker Highland represents the finest expression of boutique oceanfront living, a coastal masterpiece beyond comparison.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
351 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- PARKER HIGHLAND CONDO· MLS
- Year built
- 1981· MLS
- Stories
- 8· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- Yes, Breed Restrictions, Number Limit, Size Limit· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $3,384 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details

Dogs
Welcome here

Cats
Welcome here

Breed restrictions
Some breeds not accepted
4605 S Ocean Boulevard 7b, Highland Beach, FL 33487 · Highland Beach
Location
4605 S Ocean Boulevard 7b, Highland Beach, FL 33487
What buyers ask about this home
What are the estimated monthly carrying costs at 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487?+
Property tax (after sale): $3,641/month est.; homeowners insurance: $0/month est.; HOA: $3,384/month. Fixed ownership costs before a mortgage: $7,025/month est. Principal and interest: $18,680/month; PMI: $0/month. Total for the payment scenario shown: $25,704/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487 need flood insurance, and what drives the premium?+
Most of Highland Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Highland Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 4605 S Ocean Boulevard 7b, Highland Beach, FL 33487?+
This listing has been on the market 351 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Highland Beach. Three miles of low-rise oceanfront condos and estates between Delray and Boca — quiet and exclusive.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
J. C. Mitchell Elementary School
Elementary · 2.2 mi from this home · 2470 Nw 5Th Ave, Boca Raton
Boca Raton Community Middle School
Middle school · 3.8 mi from this home · 1251 Nw 8Th St, Boca Raton
Boca Raton Community High School
High school · 3.8 mi from this home · 1501 Nw 15Th Ct, Boca Raton
Zone boundaries published by School District of Palm Beach County.
Other options for this address
French Int'L School Of Boca Raton Le Petit Prince
Elementary · Private · Grades K–3 · Boca Raton
Boca Raton Christian School
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Boca Raton
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.

4740 S OCEAN Boulevard 808, Highland Beach, FL 33487
Listed by Sigal Group Realty
BRAEMAR ISLE CONDO
2 bd · 2 ba · 2,050 sq ft
$1,385,000
View details
4600 S Ocean Boulevard 301, Highland Beach, FL 33487
Listed by Coldwell Banker
CARRON HOUSE CONDO
2 bd · 2 ba · 1,556 sq ft
$725,000
View details
4505 S Ocean Boulevard 802, Highland Beach, FL 33487
Listed by Lang Realty/BR
45 OCEAN CONDO
2 bd · 2 ba · 1,100 sq ft
$849,000
View details
4740 S OCEAN Boulevard S 909, Highland Beach, FL 33487
Listed by RE/MAX Select Group
BRAEMAR ISLE CONDO
2 bd · 2 ba · 1,500 sq ft
$914,000
View details
4748 S OCEAN Boulevard 2A, Highland Beach, FL 33487
Listed by Regency Realty Services
DALTON PLACE CONDO
3 bd · 3 ba · 2,100 sq ft
$925,000
View details
4748 S Ocean Boulevard S 702, Highland Beach, FL 33487
Listed by Regency Realty Services
DALTON PLACE CONDO
2 bd · 2 ba · 1,500 sq ft
$865,000
View details