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+21 photosWaterfront home — 4815 University Drive · Gables Waterway Townhomes · Coral Gables
South Florida Luxury Living
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Open property magazine$3,895,000
4815 University Drive, Coral Gables, FL 33146
Coral Gables, FL, 33146
5 bd · 4 ba · 3,451 sqft
Listed by Luxe Properties
4815 University Drive, Coral Gables, FL 33146
Listed by Luxe Properties
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Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Estimated monthly payment
$26,364/mo
Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated monthly payment $26,364/mo · principal, interest, taxes, insurance and HOA. Verify before you buy.
Cash to close includes the down payment, lender and title costs, taxes, insurance prepayments and escrow deposits. Editable estimate only.
Insurance and flood: Zone not provided · verify insurance quotes before buying.
About this home
Find similar homesWelcome to 4815 University Drive, a beautiful modern waterfront home in the heart of Coral Gables, offering private dock access and ocean access for boating enthusiasts. This 4-bedroom, 4-bathroom residence features 3,451 square feet of living space, elegant interiors, and serene canal views. A grand entry with a striking staircase opens to bright, spacious living and formal dining areas, complemented by marble flooring, and abundant natural light. The kitchen features rich wood cabinetry, ample counter space, and a functional layout ideal for everyday living and entertaining. Generously sized bedrooms, a spacious primary suite, walk-in closets, and a versatile media room provide comfort and flexibility. Outdoors, enjoy a private waterfront setting with an infinity-edge pool, covered patio, built-in grill, and private dock overlooking the canal. Additional features include impact doors, an attached garage, and a paver driveway. Ideally located near parks, shopping, dining, and local schools, this Coral Gables waterfront property offers a wonderful blend of indoor comfort and outdoor living.
Ask Simon about boat size
Boat length limit: 131 ft est. — verify · Dock: Not provided — Ask Simon
min · est.
14.2 nm
low tide depth
Enter draft
bridges on the route
Run to the ocean
Map © Esri · saved route, planning only
Water depth on the way out
about 12 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 12 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 12 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 12 ft at low tide (estimate, canal not surveyed)
about 4 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
about 9 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
about 6 ft at low tide (estimate, canal not surveyed)
about 5.9 ft at low tide (estimate, canal not surveyed)
Charted route depths do not confirm private dock depth, current shoaling or safe passage; verify with your captain.
Today’s tide · Eastern time
Current tide prediction not provided — Ask Simon
Route bridges & sources
Bridges on the route
Blue Road · fixed · clearance not provided
Granada Boulevard · fixed · clearance not provided
Ponce de Leon Boulevard · fixed · clearance not provided
Hardee Road · fixed · clearance not provided
Southwest 42nd Avenue · fixed · clearance not provided
Depth sources
NOAA chart (updated weekly)Tides
Tides: NOAA tide predictions, nearest station
Estimate only, not guaranteed. Verify before you buy or sell.
Property Details
Your costs (est.)
≈ $26,364/mo
4815 University Drive, Coral Gables, FL 33146 · Coral Gables
Location
4815 University Drive, Coral Gables, FL 33146
Dock & Draft Match™
Dock / slip — ask about dock
Boat length up to ~131 ft · verify
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 4815 University Drive, Coral Gables, FL 33146?+
Property tax (after sale): $5,021/month est.; homeowners insurance: $0/month est.; HOA: $1,133/month. Fixed ownership costs before a mortgage: $6,154/month est. Principal and interest: $20,210/month; PMI: $0/month. Total for the payment scenario shown: $26,364/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 4815 University Drive, Coral Gables, FL 33146?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 4815 University Drive, Coral Gables, FL 33146 need flood insurance, and what drives the premium?+
Most of Coral Gables sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 4815 University Drive, Coral Gables, FL 33146?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
What extra costs come with the waterfront at 4815 University Drive, Coral Gables, FL 33146?+
Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.
Is there room to negotiate on 4815 University Drive, Coral Gables, FL 33146?+
This listing has been on the market 23 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Coral Gables, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Ponce De Leon Middle School
Middle school · 0.7 mi from this home · 5801 Augusto St, Coral Gables
Coral Gables Senior High School
High school · 0.8 mi from this home · 450 Bird Rd, Coral Gables
Zone boundaries published by Miami-Dade County Public Schools.
Other options for this address
Somerset Academy Charter Middle School (South Miami Campus)
Middle school · Charter · Grades 6–8 · South Miami
Carrollton School-Sacred Heart
Pre-K & Kindergarten · Private · Catholic · Grades PK–12 · Miami
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
The home, in a magazine
A closer look at this home and its lifestyle — dedicated to you and your family.
Open the magazine
Simon Gedz
Realtor® since 1995
Interested in this property?
$3,895,000 · MLS A12108848
$3,895,000
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