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+78 photosTwilight Image — 4940 Egret Place · Regency Lakes At Coconut · Coconut Creek
South Florida Luxury Living
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A magazine dedicated to 4940 Egret Place, Coconut Creek, FL 33073
A photo-rich, always-current edition with the home’s details, neighborhood lifestyle, assigned and nearby schools, ownership planning, and applicable waterfront guidance.
Open property magazine$699,999
4940 Egret Place, Coconut Creek, FL 33073
Coconut Creek, FL, 33073
Listed by United Realty Group Inc
4940 Egret Place, Coconut Creek, FL 33073
Listed by United Realty Group Inc
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan
Principal, interest, taxes and insurance, HOA and 2nd HOA fee. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $3,632/mo
- Property tax (after sale) est.
- $1,126/mo
- Homeowners insurance est.
- $386/mo
- HOA
- $163/mo
- 2nd HOA / club dues
- $235/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
4940 Egret Place, Coconut Creek, FL 33073
Estimated cash to close est.
$158,791.63
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $559,999.20
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$158,791.63
- Down payment est.
- $139,999.80
- Mortgage note documentary stamps est.
- $1,960.00
- Mortgage intangible tax est.
- $1,120.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Owner’s title insurance est.
- $3,575.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $2,252.00
- Insurance escrow (2 months) est.
- $772.83
- First-year insurance premium est.
- $4,637.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Not available —
- Homeowners insurance est.
- $386 / month
Source: FEMA National Flood Hazard Layer · Date checked: Oct 23, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: Not available —
Source: FEMA National Flood Hazard Layer · Date checked: Oct 23, 2026
- Roof type
- Barrel
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Storm Shutters
- Window features
- Storm Window(S)
- Year built
- 2001
Homeowners insurance: $386 / month est.
- Annual premium est.
- $4,332
- Fees & taxes est.
- $305
- Annual total est.
- $4,637
- Likely range est.
- $3,941–$5,564
- Dwelling coverage est.
- $676,875
- Other structures est.
- $13,538
- Personal property est.
- $135,375
- Loss of use est.
- $67,688
- Hurricane deductible (2%) est.
- $13,538
Based on the listing: 2,850 sq ft · built 2001 · 2 stories · impact windows / shutters.
Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.
Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.
Assumed where the listing is silent: concrete-block construction · inland rating band · roof 6–15 years old · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.
Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homes"RARE FINANCING OPPORTUNITY: This home features an assumable FHA loan at a fixed 3.62% rate for qualified buyers! Access community from Main Entrance on US 441 / ST Rd 7..Welcome to The Kensington, the largest and most sought-after model footprint in Fairmont Park at Regency Lakes, now fully modernized and completely turn-key! This expansive 2-story home boasts 2,850 sq. ft. under air, featuring 3 spacious bedrooms, a massive open loft, and 2.5 bathrooms. Through the double-door entry into a inspiring foyer with soaring 22-foot volume ceilings and ultra-luxurious 40x40 large-format porcelain tile flooring flowing seamlessly throughout the entire first floor. Enjoy ultimate peace of mind with full impact windows and doors installed in 2022. The main level features a fully renovated, expanded custom designer kitchen (2022) equipped with premium quartz countertops, generous pantry/ storage space, pop-up counter outlet and a built-in cup washer/glass rinser at the sink. Entertain guests in style with the adjacent custom bar area complete with a dedicated wine fridge, and enjoy the convenience of the gorgeous guest bathroom beautifully remodeled in 2025 on the first floor. The entire residence has been meticulously upgraded into a fully integrated smart home, offering effortless digital control. On the second floor, you will find beautiful wood flooring throughout the entire upper level. The private quarters feature a grand primary suite with two extensive walk-in closet spaces. The ultimate highlight of the second floor is the massive, ultra-versatile open loft with a built-in computer desk. Whether you need a dedicated home office, a dynamic kids' playroom, a cozy media/movie room, or an easy conversion into a formal 4th bedroom, this expansive space adapts perfectly to your lifestyle.Step outside to a fantastic, fully fenced-in backyard canvas featuring fresh decorative mulch and ambient hanging string lights. This private, secure outdoor space is a blank slate waiting for your personal touch—with plenty of room to easily add a private hot tub, a custom playground area, or your dream outdoor living setup. Additional high-value upgrades include a new water heater (2025) and striking, professionally designed landscaping (2026) providing unmatched curb appeal. Nestled in Coconut Creek's premier 24-hour guard-gated resort community, the HOA includes high-speed fiber internet (1Gig), security monitoring, a state-of-the-art clubhouse, fitness center, pools, and tennis/pickleball courts. Pet-friendly community with no HOA approval required! Easy access to the Sawgrass Expressway & FL Turnpike. Schedule your private showing today!
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
Price reduced 7%
The seller has come down from $749,999 to $699,999 — a $50,000 reduction since it came on the market.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Club / community membership required
$235 / month membership
The MLS lists a second association / club fee for this community.
Membership dues, initiation and waitlists are set by the club and can change — always verify with the association before writing an offer.
Property Details
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4940 Egret Place, Coconut Creek, FL 33073 · Coconut Creek
Location
4940 Egret Place, Coconut Creek, FL 33073
What buyers ask about this home
What are the estimated monthly carrying costs at 4940 Egret Place, Coconut Creek, FL 33073?+
Property tax (after sale): $1,126/month est.; homeowners insurance: $386/month est.; HOA: $163/month; 2nd HOA / club dues: $235/month. Fixed ownership costs before a mortgage: $1,910/month est. Principal and interest: $3,632/month; PMI: $0/month. Total for the payment scenario shown: $5,543/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 4940 Egret Place, Coconut Creek, FL 33073?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 4940 Egret Place, Coconut Creek, FL 33073 need flood insurance, and what drives the premium?+
Most of Coconut Creek sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should an inspection focus on for a home like 4940 Egret Place, Coconut Creek, FL 33073?+
In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type, and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.
Is there room to negotiate on 4940 Egret Place, Coconut Creek, FL 33073?+
This listing has been on the market 36 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Located in Coconut Creek, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Tradewinds Elementary School
Elementary · 0.5 mi from this home · 5400 Johnson Rd, Coconut Creek
Lyons Creek Middle School
Middle school · 0.6 mi from this home · 4333 Sol Press Blvd, Coconut Creek
Zone boundaries published by Broward County Public Schools.
Other options for this address
Renaissance Charter School At Coral Springs
Elementary · Charter · Grades PK–8 · Coral Springs
North Broward Preparatory School
Pre-K & Kindergarten · Private · Grades PK–12 · Coconut Creek
Abundant Life Christian Academy
Pre-K & Kindergarten · Private · Christian · Grades PK–12 · Margate
School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
Simon Gedz
Realtor® since 1995
Interested in this property?
$699,999 · MLS B26074762
$699,999
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