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+45 photosLuxury condo — 50 East Road 12g (penthouse) · Barr Terrace Condo · Delray Beach



















































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Open property magazine$3,695,000
50 East Road 12g (penthouse), Delray Beach, FL 33483
Delray Beach, FL, 33483
3 bd · 3 ba · 3,400 sqft
Listed by Premier Estate Properties, Inc
50 East Road 12g (penthouse), Delray Beach, FL 33483
Listed by Premier Estate Properties, Inc
Add this home to your tour day
Pick up to 6 homes. Simon confirms times with each listing agent, then sends you the final schedule.
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Know your costs before you buy
Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.
Estimated Monthly Payment
20% down · 6.75% interest · 30-year loan · Jumbo loan
Jumbo loan: put down about $2,862,250 or more to stay conforming. What's different?
- A bigger down payment, often 10–20% or more
- A higher credit score, often 700+
- More cash reserves, often 6–12 months of payments
- Full income documentation, sometimes a second appraisal on large loans
Other options: Conforming first mortgage plus a home equity loan for the rest ("piggyback"); Portfolio or private bank loans; Cash. Each lender sets its own rules.
Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.
- Principal & interest
- $19,173/mo
- Property tax (after sale) est.
- $3,737/mo
- Insurance included in HOA
- $0/mo
- HOA
- $3,570/mo
Estimate only, not guaranteed. Verify before you buy or sell.
Cash to close
50 East Road 12g (penthouse), Delray Beach, FL 33483
Estimated cash to close est.
$767,206.33
Down payment plus Florida taxes, title, lender and prepaid costs.
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Loan amount (calculated): $2,956,000.00Jumbo loan
Above the 2026 $832,750.00 limit, so the daily jumbo rate is used. Put down about $2,862,250.00 or more to stay conforming.
Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.
Edit closing costs & prepaids
Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).
Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.
Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.
Estimated cash to close est.
$767,206.33
- Down payment est.
- $739,000.00
- Mortgage note documentary stamps est.
- $10,346.00
- Mortgage intangible tax est.
- $5,912.00
- Lender’s title insurance est.
- $25.00
- Lender title endorsements est.
- $25.00
- Lender fees est.
- $1,500.00
- Appraisal est.
- $650.00
- Title search & examination est.
- $125.00
- Municipal lien search est.
- $150.00
- Settlement / closing fee est.
- $450.00
- County recording (deed) est.
- $30.00
- County recording (mortgage) est.
- $120.00
- Inspection, wind mitigation & 4-point est.
- $900.00
- Survey est.
- $500.00
- Property tax escrow (2 months, after sale) est.
- $7,473.33
- Insurance escrow (2 months) est.
- $0.00
- First-year insurance premium est.
- $0.00
- HOA / condo contribution or transfer est.
- Not provided
Partial estimate: unknown amounts are excluded. Ask Simon to verify them.
Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.
Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).
Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.
Estimate only, not guaranteed. Verify before you buy or sell.
Insurance & flood
- Flood zone (FEMA)
- Zone AE Coastal FloodplainFlood insurance required
- Homeowners insurance est.
- $0 / month
Flood insurance is required with a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender). The monthly insurance estimate above does not include flood insurance — see "Show details" for the flood rules and the official FEMA map.
Source: FEMA National Flood Hazard Layer · Date checked: Nov 1, 2026
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
Flood zone: AE
High-risk mapped flood area (1% annual chance of flooding).
Source: FEMA National Flood Hazard Layer · Date checked: Nov 1, 2026
- Roof type
- Not provided —
- Roof year
- Not provided —
- Impact windows / doors
- Impact Glass (Complete)
- Shutters
- Not provided —
- Window features
- Blinds
- Year built
- 1970
Homeowners insurance: $0 / month est.
Association insurance is included in the stated HOA fee. Confirm separate unit-owner coverage with an insurance agent.
Special Flood Hazard Area. With a federally backed mortgage (FHA, VA, USDA, or a conventional loan from a federally regulated lender), flood insurance is required.
The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.
Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.
How flood insurance is priced (FEMA Risk Rating 2.0)
Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.
Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.
Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.
Insurance estimates vary widely. Get a real quote before you make an offer.
Estimate only, not guaranteed. Verify before you buy or sell.
About This Property
Find similar homesOne of the tallest penthouses in the area, located in a pre-height-restriction building. It offers breathtaking, unobstructed views of the ocean, the Intracoastal, and stunning sunset vistas over downtown Delray Beach. Moments away from the ocean on Atlantic Avenue, Delray Beach, this chic contemporary penthouse offers awe-inspiring ocean, Intracoastal and city views. Details include a flowing open-concept layout, a split-bedroom plan for privacy, gourmet kitchen and a lounge with a bar. This sophisticated loft-like in-town retreat offers the discerning owner the epitome of luxury seaside resort-style living. 50 East Road Penthouse 12-G, Delray Beach, Florida. The 12-floor 95-unit Barr Terrace condominium complex offers waterfront living in a downtown Delray Beach location, just moments away from the ocean and at the very doorstep of vibrant Atlantic Avenue's shopping, dining and nightlife venues. Amenities and services include an onsite lobby manager, fitness center, community/card room, BBQ area and bike storage. PROPERTY: On beautifully landscaped grounds fronting the Intracoastal Waterway and Delray Beach's tony Atlantic Avenue, residents of Barr Terrace enjoy a resort-style pool set within an expansive patio. RESIDENCE: Welcome to your personal slice of paradise! This rare 3,400± square-foot double-unit penthouse is perched on the top floor of Barr Terrace, the tallest building in Delray Beach. Its premier location offers easy access to all that the town has to offer. Vibrant Atlantic Avenue, pristine sugar-sand beaches and the private Seagate Beach Club are all just moments away. Completely oriented to take advantage of extraordinary ocean, intercoastal and city views, the principal formal rooms open to the bright and airy family room and sunroom, both wrapped in multiple banks of windows, in an ideal layout for gracious entertaining and casual gatherings. Also, the elegant living room and dining room feature a congenial amenity for hosting. Both are adjacent to the lounge, where the full-service bar is detailed by an underlit countertop and accommodates seating. The gourmet kitchen blends form with function, fitted with sleek custom cabinetry, quartz countertops, glass-mosaic backsplashes and professional grade appliances. With a split bedroom plan, the primary suite is placed separately for the ultimate in privacy. The bedroom, with an attractive built-in wall headboard, offers spectacular views. Completing the suite are two custom-fitted walk-in closets and a spa-inspired bathroom with custom cabinetry, quartz countertop, dual sinks, spa tub and a glass-enclosed multi-head shower. The guest bedroom suite, also offering awesome views, comprises a luxe ensuite bathroom and a large custom fitted walk-in closet. The third guest bedroom can also serve as an office/library. Details throughout include large-format marble flooring, decorator ceilings, elegant wall coverings, designer lighting, impact-glass windows and remote-controlled Hunter Douglas blinds. Completing the layout is a laundry room, and coming with this penthouse is covered parking. This sophisticated loft-like in-town retreat with incredible views offers the discerning owner the epitome of luxury seaside resort-style living. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2024 by the listing company. All Rights Reserved.
Why we flagged this one
A transparent review of current MLS facts—not a paid placement.
282 days on market
Longer time on market usually means the seller is more open to negotiating on price and terms.
Price reductions and days on market come from this listing's MLS record. This is an initial market signal, not a formal appraisal or full comparable market analysis.
Building health
- Building
- BARR TERRACE CONDO· MLS
- Year built
- 1970· MLS
- Stories
- 12· MLS
- Units
- Not provided —
- Milestone inspection
- Not provided —
- Milestone date
- Not provided —
- SIRS
- Not provided —
- SIRS date
- Not provided —
- Special assessments
- Not provided —
- Assessment amount
- Not provided —
- Assessment purpose
- Not provided —
- Assessment due date
- Not provided —
- Reserves
- Not provided —
- Minimum lease term
- Not provided —
- Rentals per year
- Not provided —
- Pet rules
- No· MLS
- Age restriction (55+)
- Not provided —
- HOA fee
- $3,569.89 / month · billed Monthly· MLS
Last updated Not provided, source: MLS remarks —
Always review the association's milestone inspection report, SIRS, budget and the last 24 months of board minutes before you buy.
Property Details
Your costs (est.)
≈ $26,479/mo
50 East Road 12g (penthouse), Delray Beach, FL 33483 · Delray Beach
Location
50 East Road 12g (penthouse), Delray Beach, FL 33483
One home, every check
Dock & Draft Match™ brings this home's dock length, low-water depth, every bridge, the ocean run, frontage and yacht size together in one place. Estimate only, not guaranteed. Verify before you buy or sell.
What buyers ask about this home
What are the estimated monthly carrying costs at 50 East Road 12g (penthouse), Delray Beach, FL 33483?+
Property tax (after sale): $3,737/month est.; homeowners insurance: $0/month est.; HOA: $3,570/month. Fixed ownership costs before a mortgage: $7,307/month est. Principal and interest: $19,173/month; PMI: $0/month. Total for the payment scenario shown: $26,479/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.
Will property taxes go up after I buy 50 East Road 12g (penthouse), Delray Beach, FL 33483?+
Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.
Does 50 East Road 12g (penthouse), Delray Beach, FL 33483 need flood insurance, and what drives the premium?+
Most of Delray Beach sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.
What should I check about the association before buying 50 East Road 12g (penthouse), Delray Beach, FL 33483?+
For a Florida condo, review the milestone structural inspection and the Structural Integrity Reserve Study, current reserve balances, any pending or recently voted special assessment, the association's insurance and its litigation history. Ask how many units are owner-occupied and whether the lender will approve the building — a poorly funded association is the single biggest hidden cost in a condo purchase.
Can 50 East Road 12g (penthouse), Delray Beach, FL 33483 be rented out?+
Rental rules are set by the association's documents, not the MLS. Many Delray Beach luxury buildings limit leases to once or twice a year with a minimum term and require board approval and an application fee. Request the declaration and rules before your inspection period ends if rental income matters to your plan.
Is there room to negotiate on 50 East Road 12g (penthouse), Delray Beach, FL 33483?+
This listing has been on the market 282 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.
Neighborhood & Commute
Delray Beach. Walkable Atlantic Avenue, award-winning beach, and a vibrant gallery + dining scene.
Approximate Drive Times
Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.
Assigned schools for this address
Plumosa School Of The Arts
Elementary · 1.8 mi from this home · 2501 Seacrest Blvd, Delray Beach
Zone boundaries published by School District of Palm Beach County.
Other options for this address
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School assignment is set by the district and can change. Always confirm the zoned school with the district before you buy.
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