3 bed 3 bath waterfront pool luxury home for sale at 527 Lakeside Circle, Sunrise, FL — New River Estates

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Luxury home — 527 Lakeside Circle · New River Estates · Sunrise

South Florida Luxury Living

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luxury

$575,000

527 Lakeside Circle, Sunrise, FL 33326

Sunrise, FL, 33326

Beds

Baths

1,987

Sq ft

1987

Year built

≈ $4,431/mo with taxes, insurance & HOA

Listed by Real Broker LLC

luxury

527 Lakeside Circle, Sunrise, FL 33326

NEW RIVER ESTATES SECTION

Sunrise, Broward County, FL, 33326

$575,000Available

Listed by Real Broker LLC

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Know your costs before you buy

Work through three numbers: your estimated monthly payment, the cash needed at closing, and insurance & flood.

Estimated Monthly Payment

$4,431/ month

20% down · 6.75% interest · 30-year loan · Conforming loan

Principal, interest, taxes and insurance, HOA. Property Tax (after sale). Estimated; not a lender quote.

Principal & interest: $2,984/mo
Property tax (after sale) est.: $936/mo
Homeowners insurance est.: $416/mo
HOA: $95/mo

Estimate only, not guaranteed. Verify before you buy or sell.

Cash to close

527 Lakeside Circle, Sunrise, FL 33326

Open calculator

Estimated cash to close est.

$132,654.00

Down payment plus Florida taxes, title, lender and prepaid costs.

Partial estimate: unknown amounts are excluded. Ask Simon to verify them.

Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.

Estimate only, not guaranteed. Verify before you buy or sell.

Purchase price ($)County

Cash purchase

Down payment (%)

Interest rate (%) est.

Loan amount (calculated): $460,000.00Conforming loan

Current site planning rate. Rate does not change the taxes or fees below. Prepaid interest is not included.

Buyer pays owner’s title insurance

Buyer default: Broward / Miami-Dade. Seller default: Palm Beach. Your contract controls.

Edit closing costs & prepaids

Lender fees ($) est.Appraisal ($) est.Title endorsements allowance ($) est.Title search & examination ($) est.Municipal lien search ($) est.Settlement / closing fee ($) est.County recording — deed ($) est.County recording — mortgage ($) est.Inspection / wind / 4-point ($) est.Survey ($) est.Annual property tax after sale ($) est.Annual homeowners insurance ($) est.HOA / condo contribution or transfer ($) est.

Simultaneous owner and lender title policies

Assumes both policies cover identical land and dates, with loan coverage within owner coverage—even if the seller pays owner title. Minimum lender premium $25. Turn off if not eligible. Endorsement allowance defaults to one $25 endorsement; actual requirements and premiums vary (Florida 69O-186.005).

Appraisal starts at $650. Waterfront and luxury homes may require a higher fee; confirm with your lender.

Tax uses existing ZIP estimates (after sale); insurance uses existing site estimates. Edit with your quote. If HOA insurance is included, confirm separate unit-owner coverage. Missing HOA costs are excluded—not assumed zero.

Estimated cash to close est.

$132,654.00

Down payment est.: $115,000.00
Mortgage note documentary stamps est.: $1,610.00
Mortgage intangible tax est.: $920.00
Lender’s title insurance est.: $25.00
Lender title endorsements est.: $25.00
Lender fees est.: $1,500.00
Appraisal est.: $650.00
Owner’s title insurance est.: $2,950.00
Title search & examination est.: $125.00
Municipal lien search est.: $150.00
Settlement / closing fee est.: $450.00
County recording (deed) est.: $30.00
County recording (mortgage) est.: $120.00
Inspection, wind mitigation & 4-point est.: $900.00
Survey est.: $500.00
Property tax escrow (2 months, after sale) est.: $1,872.67
Insurance escrow (2 months) est.: $832.33
First-year insurance premium est.: $4,994.00
HOA / condo contribution or transfer est.: Not provided

Partial estimate: unknown amounts are excluded. Ask Simon to verify them.

Mortgage stamps: $0.35 per $100 or fraction. Intangible tax: 0.2% of loan. Title uses Florida 69O-186.003 base rates. Assumes 2 months of tax/insurance escrow for financed purchases plus first-year insurance; cash purchases have no lender escrow.

Before deposits and credits. Prepaid interest and other contract costs are not included. Discounts and title endorsements must be confirmed by the title company. Title search, municipal lien search, settlement and recording are pass-through title company charges for cash and financed buyers alike; the municipal lien search is priced by each city and can run higher (e.g. Boca Raton $150, Coral Gables $220).

Estimate only. Your lender's Loan Estimate and the title company's closing disclosure are the final numbers. Not financial advice.

Estimate only, not guaranteed. Verify before you buy or sell.

Insurance & flood

Flood zone (FEMA): Zone X 0.2 Percent Annual Chance Flood HazardNot federally required
Homeowners insurance est.: $416 / month

Source: FEMA National Flood Hazard Layer · Date checked: Oct 28, 2026

Insurance estimates vary widely. Get a real quote before you make an offer.

Estimate only, not guaranteed. Verify before you buy or sell.

Flood zone: X

Moderate mapped flood risk; flooding is still possible.

Source: FEMA National Flood Hazard Layer · Date checked: Oct 28, 2026

Roof type: Shingle
Roof year: 2026 (per listing remarks)
Impact windows / doors: Not provided —
Shutters: Panel Shutters (Complete)
Window features: Panel Shutters (Complete)
Year built: 1987

Homeowners insurance: $416 / month est.

Annual premium est.: $4,689
Fees & taxes est.: $305
Annual total est.: $4,994
Likely range est.: $4,245–$5,993
Dwelling coverage est.: $471,913
Other structures est.: $9,438
Personal property est.: $94,383
Loss of use est.: $47,191
Hurricane deductible (2%) est.: $9,438

Based on the listing: 1,987 sq ft · built 1987 · 2 stories · roof from 2026 · impact windows / shutters.

Dwelling coverage uses living area × county rebuilding cost. Selling price and land value are not included. The monthly estimate includes fees and applicable taxes.

Broward inland rates were calibrated against two supplied policies; other county and coastal rates have not yet been calibrated against real quotes.

Assumed where the listing is silent: concrete-block construction · coastal rating band · gable roof · standard finish · 2% hurricane deductible · admitted carrier; no surplus-lines tax. A newer roof, a hip roof shape, or a higher deductible can lower the premium; frame construction can raise it.

Educational estimate only, not an insurance quote. Actual premiums depend on the carrier, inspections, discounts, and underwriting. Flood insurance not included. Simon Gedz is a Realtor, not a licensed insurance agent.

Zone X. Flood insurance is not federally required, but it is strongly recommended and usually available at lower rates.

The FEMA map is a strong indication, not the final answer: your lender orders its own flood zone determination. Cash buyers are not required to carry flood insurance, but on the water it is strongly recommended.

Florida rule: by 2027, Citizens policyholders must carry flood insurance even outside a flood zone, unless the Citizens policy excludes wind coverage. The FEMA map does not show this.

How flood insurance is priced (FEMA Risk Rating 2.0)

Flood insurance is priced home by home, so two neighbors on the same canal can pay very different amounts. Premiums depend on the home's elevation (first-floor height above the expected flood level), distance to water (ocean, Intracoastal, canal or river), the type of flood risk (storm surge, heavy rain or river overflow), the cost to rebuild, the foundation and construction type, and past flood claims on the property.

Federal flood insurance (NFIP) pays at most $250,000 for the building and $100,000 for contents. A luxury waterfront home needs private flood insurance or an "excess flood" policy on top.

Before an offer: pull the official FEMA flood map (FIRMette), ask the seller for an elevation certificate (it largely decides the price), ask whether the seller's existing NFIP policy can be transferred to you (sometimes at a lower rate), and have an insurance agent check prior flood claims (CLUE report). New NFIP policies usually have a 30-day wait before they take effect — don't leave it until the week of closing.

Open FEMA flood map & FIRMette

Insurance estimates vary widely. Get a real quote before you make an offer.

Estimate only, not guaranteed. Verify before you buy or sell.

Bedrooms

2 + 1

Full + Half Baths

1,987

Sq. Ft.

About This Property

Find similar homes

Lakefront living in the Homes of Lake Ridge! This 3-bedroom, 2.5-bathroom two-story home faces the water with peaceful, panoramic lake views. | Inside, a dramatic double-height living area is anchored by a beautiful stone fireplace, with soaring ceilings and plenty of natural light. | Major updates include a BRAND NEW 2026 ROOF, Brand New Plumbing 2026, Hurricane Protection, a NEWER A/C, fresh exterior & Interior paint (2026), and a freshly resurfaced driveway (2026). Move-in ready, with room to add your own personal touches. | Covered garage parking, a beautifully landscaped private backyard, and an HOA that covers the common areas and community pool. | Conveniently located near parks, dining, shopping, I-75 and I-595, and zoned for Weston-area A+ schools with the benefit of lower Sunrise taxes.

Property Details

Property Type

Single Family Residence

Year Built

1987 (39 yrs old)

Lot Size

0.12 acres (5,227 sq ft)

Price / Sq Ft

$289

HOA Fee

$95 / month

Community

NEW RIVER ESTATES SECTION

MLS #

A12111754

Location

Sunrise, Broward County, FL, 33326

Listed

10/22/2026

Days on Market

Dockage

Ask about dock

Pets

Pet-friendly (confirm current rules with the association)

Dogs

Welcome here

Cats

Welcome here

QR code

Scan to open this home on any phone

Waterfront: Lake Front

View: Lake

Dryer

Dishwasher

Microwave

Refrigerator

Washer

Flooring: Tile

Cooling: Ceiling Fan(S)

Cooling: Electric

Heating: Central

Parking: Driveway

Parking: On Street

Roof: Shingle

Construction: Block

Resale

Style: Mediterranean

Storm Protect: Panel Shutters (Complete)

Storm Protect: Other Protection (Complete)

1-Car Garage

2 Stories

Subdivision: NEW RIVER ESTATES SECTION

527 Lakeside Circle, Sunrise, FL 33326 · Sunrise

Location

527 Lakeside Circle, Sunrise, FL 33326

One home, every check

Dock & Draft Match™ brings dock length, low-water depth, every fixed bridge, the ocean run, frontage and yacht size together around one home before you ever book a showing.

What buyers ask about this home

What are the estimated monthly carrying costs at 527 Lakeside Circle, Sunrise, FL 33326?+

Property tax (after sale): $936/month est.; homeowners insurance: $416/month est.; HOA: $95/month. Fixed ownership costs before a mortgage: $1,448/month est. Principal and interest: $2,984/month; PMI: $0/month. Total for the payment scenario shown: $4,431/month est. Flood insurance is not included. Estimate only, not guaranteed. Verify before you buy or sell.

Will property taxes go up after I buy 527 Lakeside Circle, Sunrise, FL 33326?+

Usually yes. In Florida the assessed value resets to market value in the year after a sale, so the seller's current tax bill is rarely what a new owner pays. Budget roughly 1.8–2.0% of the purchase price annually until you file for homestead exemption and the Save Our Homes cap (or the 10% non-homestead cap) starts limiting increases.

Does 527 Lakeside Circle, Sunrise, FL 33326 need flood insurance, and what drives the premium?+

Most of Sunrise sits in a FEMA flood zone, and lenders require flood coverage in high-risk zones. Premiums are driven by elevation certificate, flood zone, roof age and shape, and whether the home has impact windows or accordion shutters. Ask for the current declarations page, the four-point inspection and wind mitigation report early — they set your real cost of ownership.

What should an inspection focus on for a home like 527 Lakeside Circle, Sunrise, FL 33326?+

In coastal South Florida, prioritize roof age and permit history, whether windows and doors are impact-rated, the seawall and dock condition on waterfront lots, drainage and elevation, plumbing type (cast iron and polybutylene are common in homes of this era), and any open or expired permits with the city. These items, not cosmetics, drive both price and insurability.

What extra costs come with the waterfront at 527 Lakeside Circle, Sunrise, FL 33326?+

Waterfront ownership adds seawall maintenance and eventual replacement, dock and lift servicing, higher flood and wind premiums, and salt-air upkeep on exterior finishes and equipment. Confirm bridge height and water depth at low tide if you plan to keep a boat.

Is there room to negotiate on 527 Lakeside Circle, Sunrise, FL 33326?+

This listing has been on the market 5 days. Leverage comes from days on market, price history, comparable closed sales and the seller's motivation — not from a fixed percentage. I pull the full history and the true comps before we write, so the offer is built on what the property is actually worth today. Call or text (954) 562-1798 for that analysis.

Neighborhood & Commute

Located in Sunrise, this property offers the South Florida lifestyle — warm-weather living year-round with easy access to the Atlantic coast, A-rated schools, and major business centers.

Approximate Drive Times

Fort Lauderdale–Hollywood Intl (FLL)

13.3 mi · ~25 min drive

Brightline Fort Lauderdale Station

13.5 mi · ~25 min drive

Downtown Fort Lauderdale / Las Olas

13.9 mi · ~26 min drive

Fort Lauderdale Beach

15.8 mi · ~30 min drive

Miami Intl Airport (MIA)

22.6 mi · ~42 min drive

Downtown Boca Raton / Mizner Park

23.6 mi · ~44 min drive

Drive times are estimates based on straight-line distance at typical South Florida traffic speeds. Actual times vary with traffic and routing.

The home, in a magazine

A closer look at this home and its lifestyle — dedicated to you and your family.

Open the magazine

Simon Gedz

Realtor® since 1995

Call Simon · (954) 562-1798

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$575,000 · MLS A12111754

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